-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, DobH5AsYqx7X/DHQP9OrGMqDfbQbYRWj+alqaXg36ZH1NTHaALK8bh1Zdi0DKsXm 5N4s16TwwBvbbnr0aP+4CQ== 0001193125-04-114876.txt : 20040707 0001193125-04-114876.hdr.sgml : 20040707 20040707133716 ACCESSION NUMBER: 0001193125-04-114876 CONFORMED SUBMISSION TYPE: 424B2 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20040707 FILER: COMPANY DATA: COMPANY CONFORMED NAME: HANCOCK JOHN LIFE INSURANCE CO CENTRAL INDEX KEY: 0000917406 STANDARD INDUSTRIAL CLASSIFICATION: LIFE INSURANCE [6311] IRS NUMBER: 041414660 STATE OF INCORPORATION: MA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 424B2 SEC ACT: 1933 Act SEC FILE NUMBER: 333-85488 FILM NUMBER: 04904003 BUSINESS ADDRESS: STREET 1: CORPORATE LAW DIVISION T-55 STREET 2: P O BOX 111 CITY: BOSTON STATE: MA ZIP: 02117 BUSINESS PHONE: 6175726000 MAIL ADDRESS: STREET 1: CORPORATE LAW DIVISION T-55 STREET 2: P O BOX 111 CITY: BOSTON STATE: MA ZIP: 02117 FORMER COMPANY: FORMER CONFORMED NAME: HANCOCK JOHN MUTUAL LIFE INSURANCE CO / MA DATE OF NAME CHANGE: 19940111 424B2 1 d424b2.htm PRICING SUPPLEMENT NO. 120 PRICING SUPPLEMENT NO. 120

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

Pricing Supplement No. 120    Trade Date: 7/2/2004

(To Prospectus dated July 22, 2002 as supplemented

by Prospectus Supplement dated January 10, 2003)

    Issue Date: 7/9/2004

 

The date of this Pricing Supplement is July 2, 2004

 

CUSIP or Common Code:

    41013M5D8   41013M5E6   41013M5F3   41013M5G1   41013M5H9

Price to Public:

    100.000%   100.000%   100.000%   100.000%   100.000%

Principal Amount:

    $574,000.00   $1,018,000.00   $246,000.00   $428,000.00   $152,000.00

Proceeds to Issuer:

    $571,130.00   $1,011,637.50   $244,032.00   $423,720.00   $149,872.00

Discounts and Commissions:

    0.500%   0.625%   0.800%   1.000%   1.400%

Reallowance:

    0.100%   0.150%   0.150%   0.150%   0.200%

Dealer:

    99.625%   99.500%   99.350%   99.200%   98.800%

Maturity Date:

    7/15/2006   7/15/2007   7/15/2008   7/15/2009   7/15/2012

Stated Annual Interest Rate:

    2.900%   3.400%   3.850%   4.150%   4.750%

Interest Payment Frequency:

    Semi   Monthly   Monthly   Monthly   Monthly

First Payment Date:

    1/15/2005   8/15/2004   8/15/2004   8/15/2004   8/15/2004

Additional Amounts:

    N/A   N/A   N/A   N/A   N/A

Survivor’s Option:

    Yes   Yes   Yes   Yes   Yes

Callable by Issuer:

    No   No   No   No   No

If Callable by Issuer, dates and terms of redemption (including the redemption price)

    N/A   N/A   N/A   N/A   N/A

Original Issue Discount1:

    N/A   N/A   N/A   N/A   N/A

Other Material Terms (if any):

    N/A   N/A   N/A   N/A   N/A

 

Effective April 7, 2003 the name of Solomon Smith Barney Inc., an agent of the program, was changed to Citigroup Global Markets Inc.

1 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

 

Page 1 of 2

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

Pricing Supplement No. 120    Trade Date: 7/2/2004

(To Prospectus dated July 22, 2002 as supplemented

by Prospectus Supplement dated January 10, 2003)

    Issue Date: 7/9/2004

 

The date of this Pricing Supplement is July 2, 2004

 

CUSIP or Common Code:

    41013M5J5   41013M5K2   41013M5M8   41013M5N6

Price to Public:

    100.000%   100.000%   100.000%   100.000%

Principal Amount:

    $1,196,000.00   $195,000.00   $931,000.00   $1,175,000.00

Proceeds to Issuer:

    $1,179,256.00   $192,075.00   $914,707.50   $1,145,625.00

Discounts and Commissions:

    1.400%   1.500%   1.750%   2.500%

Reallowance:

    0.200%   0.200%   0.275%   0.350%

Dealer:

    98.800%   98.800%   98.600%   97.850%

Maturity Date:

    7/15/2012   7/15/2014   7/15/2016   7/15/2029

Stated Annual Interest Rate:

    Step: 3.450%
through 7/14/2006,
and 6.250%
thereafter (unless
called)		   5.050%   5.550%   5.900%

Interest Payment Frequency:

    Monthly   Monthly   Semi   Semi

First Payment Date:

    8/15/2004   8/15/2004   1/15/2005   1/15/2005

Additional Amounts:

    N/A   N/A   N/A   N/A

Survivor’s Option:

    Yes   Yes   Yes   Yes

Callable by Issuer:

    Yes   No   Yes   Yes

If Callable by Issuer, dates
and terms of redemption
(including the redemption
price)

    7/15/2006
Callable one time
only at 100% on
call date above
with 30 days
notice.		   N/A   1/15/2007
Callable one time
only at 100% on
call date above
with 30 days
notice.		   7/15/2009
Callable one time
only at 100% on
call date above
with 30 days
notice.

Original Issue Discount2:

    N/A   N/A   N/A   N/A

Other Material Terms (if any):

    N/A   N/A   N/A   N/A
2 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

 

Page 2 of 2

-----END PRIVACY-ENHANCED MESSAGE-----