-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, KOJyrEhDGO5CmLg5qkH5wzOBpkU7RNGWY/BtyRPIGP0jAoU6joefnEJpsptqpmhM BZF2o8wSK/qXKXhnjIxyEw== 0001193125-04-009592.txt : 20040127 0001193125-04-009592.hdr.sgml : 20040127 20040127131559 ACCESSION NUMBER: 0001193125-04-009592 CONFORMED SUBMISSION TYPE: 424B2 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20040127 FILER: COMPANY DATA: COMPANY CONFORMED NAME: HANCOCK JOHN LIFE INSURANCE CO CENTRAL INDEX KEY: 0000917406 STANDARD INDUSTRIAL CLASSIFICATION: LIFE INSURANCE [6311] IRS NUMBER: 041414660 STATE OF INCORPORATION: MA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 424B2 SEC ACT: 1933 Act SEC FILE NUMBER: 333-85488 FILM NUMBER: 04545661 BUSINESS ADDRESS: STREET 1: CORPORATE LAW DIVISION T-55 STREET 2: P O BOX 111 CITY: BOSTON STATE: MA ZIP: 02117 BUSINESS PHONE: 6175726000 MAIL ADDRESS: STREET 1: CORPORATE LAW DIVISION T-55 STREET 2: P O BOX 111 CITY: BOSTON STATE: MA ZIP: 02117 FORMER COMPANY: FORMER CONFORMED NAME: HANCOCK JOHN MUTUAL LIFE INSURANCE CO / MA DATE OF NAME CHANGE: 19940111 424B2 1 d424b2.htm FORM 424(B)(2) FORM 424(B)(2)

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

 

Pricing Supplement No. 78    Trade Date: 1/26/2004

(To Prospectus dated July 22, 2002 as supplemented

by Prospectus Supplement dated January 10, 2003)

   

Issue Date: 1/29/2004

 

The date of this Pricing Supplement is January 26, 2004

CUSIP or Common Code:   41013MF39   41013MF47   41013MF54   41013MF62   41013MF70
Price to Public:   100.000%   100.000%   100.000%   100.000%   100.000%
Proceeds to Issuer:   $536,625.00   $588,256.00   $633,600.00   $756,262.00   $965,294.00
Discounts and Commissions:   0.625%   0.800%   1.000%   1.400%   1.400%
Reallowance:   0.150%   0.150%   0.150%   0.200%   0.200%
Dealer:   99.500%   99.350%   99.200%   98.800%   98.800%
Maturity Date:   1/15/2007   1/15/2008   1/15/2009   1/15/2012   1/15/2012
Stated Annual Interest Rate:   2.250%   2.750%   3.250%  

Step: 2.700% through 1/14/2006, and 5.500%

thereafter (unless called)

   4.050%
Interest Payment Frequency:   Monthly   Monthly   Monthly   Monthly   Monthly
First Payment Date:   2/15/2004   2/15/2004   2/15/2004   2/15/2004   2/15/2004
Additional Amounts:   N/A   N/A   N/A   N/A   N/A
Survivor’s Option:   Yes   Yes   Yes   Yes   Yes
Callable by Issuer:   No   No   No   Yes   No
If Callable by Issuer, dates and terms of redemption (including the redemption price)   N/A   N/A   N/A  

1/15/2006

Callable one

time only at

100% on call

date above with

30 days notice.

   N/A
Original Issue Discount1:   N/A   N/A   N/A   N/A   N/A
Other Material Terms (if any):   N/A   N/A   N/A   N/A   N/A

 

Effective April 7, 2003 the name of Solomon Smith Barney Inc., an agent of the program, was changed to Citigroup Global Markets Inc.

 

1 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders — Original Issue Discount Notes" in the Prospectus.

 

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Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

 

Pricing Supplement No. 78    Trade Date: 1/26/2004

(To Prospectus dated July 22, 2002 as supplemented

by Prospectus Supplement dated January 10, 2003)

   

Issue Date: 1/29/2004

 

The date of this Pricing Supplement is January 26, 2004

CUSIP or

Common Code:

   41013MF88   41013MF96   41013MG20   41013MG38
Price to Public:   100.000%   100.000%   100.000%   100.000%
Proceeds to Issuer:   $451,130.00   $637,642.50   $1,920,800.00   $7,996,867.50
Discounts and Commissions:   1.500%   1.750%   2.000%   2.750%
Reallowance:   0.200%   0.275%   0.350%   0.350%
Dealer:   98.800%   98.600%   98.350%   97.600%
Maturity Date:   1/15/2014   1/15/2016   1/15/2019   1/15/2029
Stated Annual Interest Rate:   4.400%   4.900%   5.150%   5.500%
Interest Payment Frequency:   Monthly   Monthly   Monthly   Semi
First Payment Date:   2/15/2004   2/15/2004   2/15/2004   7/15/2004
Additional Amounts:   N/A   N/A   N/A   N/A
Survivor’s Option:   Yes   Yes   Yes   Yes
Callable by Issuer:   No   Yes   Yes   Yes
If Callable by Issuer, dates and terms of redemption (including the redemption price)   N/A  

7/15/2006

Callable one time only at 100% on call date above with 30 days notice.

  

1/15/2007

Callable one time only at 100% on call date above with 30 days notice.

  

1/15/2009

Callable one time only at 100% on call date above with 30 days notice.

Original Issue Discount2:   N/A   N/A   N/A   N/A
Other Material Terms (if any):   N/A   N/A   N/A   N/A

 

2 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders — Original Issue Discount Notes" in the Prospectus.

 

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