-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, Kzu6oATxp/ePw+B7SpJd43t/8WwWESjT3I68xawRhMDt4PCTOGDIf/FaHW2fMTZE zZ0mpIwQKDT6rqo4GGzYIQ== 0001193125-04-006623.txt : 20040121 0001193125-04-006623.hdr.sgml : 20040121 20040121115509 ACCESSION NUMBER: 0001193125-04-006623 CONFORMED SUBMISSION TYPE: 424B2 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20040121 FILER: COMPANY DATA: COMPANY CONFORMED NAME: HANCOCK JOHN LIFE INSURANCE CO CENTRAL INDEX KEY: 0000917406 STANDARD INDUSTRIAL CLASSIFICATION: LIFE INSURANCE [6311] IRS NUMBER: 041414660 STATE OF INCORPORATION: MA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 424B2 SEC ACT: 1933 Act SEC FILE NUMBER: 333-85488 FILM NUMBER: 04534305 BUSINESS ADDRESS: STREET 1: CORPORATE LAW DIVISION T-55 STREET 2: P O BOX 111 CITY: BOSTON STATE: MA ZIP: 02117 BUSINESS PHONE: 6175726000 MAIL ADDRESS: STREET 1: CORPORATE LAW DIVISION T-55 STREET 2: P O BOX 111 CITY: BOSTON STATE: MA ZIP: 02117 FORMER COMPANY: FORMER CONFORMED NAME: HANCOCK JOHN MUTUAL LIFE INSURANCE CO / MA DATE OF NAME CHANGE: 19940111 424B2 1 d424b2.htm PRICING SUPPLEMENT NO 77 PRICING SUPPLEMENT NO 77

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

Pricing Supplement No. 77   Trade Date: 1/20/2004

(To Prospectus dated July 22, 2002 as supplemented

by Prospectus Supplement dated January 10, 2003)

   Issue Date: 1/23/2004

 

The date of this Pricing Supplement is January 20, 2004

 

CUSIP or Common Code:    41013ME22   41013ME30   41013ME48   41013ME55   41013ME63
Price to Public:    100.000%   100.000%   100.000%   100.000%   100.000%
Proceeds to Issuer:    $985,800.00   $1,155,680.00   $849,420.00   $2,768,688.00   $941,630.00
Discounts and Commissions:    0.625%   0.800%   1.000%   1.400%   1.400%
Reallowance:    0.150%   0.150%   0.150%   0.200%   0.200%
Dealer:    99.500%   99.350%   99.200%   98.800%   98.800%
Maturity Date:    1/15/2007   1/15/2008   1/15/2009   1/15/2012   1/15/2012
Stated Annual Interest Rate:    2.200%   2.750%   3.200%   Step: 2.700%
through
1/14/2006,
and 5.500%
thereafter
(unless
called)		   4.050%
Interest Payment Frequency:    Monthly   Monthly   Monthly   Monthly   Monthly
First Payment Date:    2/15/2004   2/15/2004   2/15/2004   2/15/2004   2/15/2004
Additional Amounts:    N/A   N/A   N/A   N/A   N/A
Survivor’s Option:    Yes   Yes   Yes   Yes   Yes
Callable by Issuer:    No   No   No   Yes   No
If Callable by Issuer, dates and terms of redemption (including the redemption price)    N/A   N/A   N/A  

1/15/2006

Callable one
time only at
100% on call
date above
with 30 days
notice.

   N/A
Original Issue Discount1:    N/A   N/A   N/A   N/A   N/A
Other Material Terms (if any):    N/A   N/A   N/A   N/A   N/A

 

Effective April 7, 2003 the name of Solomon Smith Barney Inc., an agent of the program, was changed to Citigroup Global Markets Inc.

 

1 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

 

Page 1 of 2

 

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

Pricing Supplement No. 77   Trade Date: 1/20/2004

(To Prospectus dated July 22, 2002 as supplemented

by Prospectus Supplement dated January 10, 2003)

   Issue Date: 1/23/2004

 

The date of this Pricing Supplement is January 20, 2004

 

CUSIP or Common Code:    41013ME71   41013ME89   41013ME97   41013MF21
Price to Public:    100.000%   100.000%   100.000%   100.000%
Proceeds to Issuer:    $1,237,160.00   $2,983,852.50   $1,286,740.00   $8,695,122.50
Discounts and Commissions:    1.500%   1.750%   2.000%   2.750%
Reallowance:    0.200%   0.275%   0.350%   0.350%
Dealer:    98.800%   98.600%   98.350%   97.600%
Maturity Date:    1/15/2014   1/15/2016   1/15/2019   1/15/2029
Stated Annual Interest Rate:    4.500%   5.000%   5.250%   5.500%
Interest Payment Frequency:    Semi   Semi   Semi   Semi
First Payment Date:    7/15/2004   7/15/2004   7/15/2004   7/15/2004
Additional Amounts:    N/A   N/A   N/A   N/A
Survivor’s Option:    Yes   Yes   Yes   Yes
Callable by Issuer:    No   Yes   Yes   Yes
If Callable by Issuer, dates and terms of redemption (including the redemption price)    N/A  

7/15/2006

Callable one
time only at
100% on call
date above
with 30 days
notice.

  

1/15/2007

Callable one
time only at
100% on call
date above
with 30 days
notice.

  

1/15/2009

Callable one
time only at
100% on call
date above
with 30 days
notice.

Original Issue Discount2:    N/A   N/A   N/A   N/A
Other Material Terms
(if any):		    N/A   N/A   N/A   N/A

 

2 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

 

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