424B2 1 d424b2.htm FORM 424(B)(2) form 424(b)(2)

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

 

Pricing Supplement No. 69

    Trade Date: 11/24/2003

(To Prospectus dated July 22, 2002 as supplemented by

Prospectus Supplement dated January 10, 2003)

    Issue Date: 11/28/2003

The date of this Pricing Supplement is November 24, 2003

 

CUSIP or Common Code:    41013MYJ3   41013MYK0   41013MYL8   41013MYM6   41013MYN4
Price to Public:    100.000%   100.000%   100.000%   100.000%   100.000%
Proceeds to Issuer:    $2,858,025.00   $3,539,456.00   $1,660,230.00   $4,320,652.00   $2,635,578.00
Discounts and Commissions:    0.625%   0.800%   1.000%   1.400%   1.400%
Reallowance:    0.150%   0.150%   0.150%   0.200%   0.200%
Dealer:    99.500%   99.350%   99.200%   98.800%   98.800%
Maturity Date:    11/15/2006   11/15/2007   9/15/2008   11/15/2011   11/15/2011
Stated Annual Interest Rate:    2.550%   3.100%   3.450%   Step: 2.800%
through
11/14/2005, and
6.000% thereafter
(unless called)		   4.350%
Interest Payment Frequency:    Monthly   Monthly   Monthly   Monthly   Monthly
First Payment Date:    12/15/2003   12/15/2003   12/15/2003   12/15/2003   12/15/2003
Additional Amounts:    N/A   N/A   N/A   N/A   N/A
Survivor’s Option:    Yes   Yes   Yes   Yes   Yes
Callable by Issuer:    No   No   No   Yes   No
If Callable by Issuer, dates and terms of redemption (including the redemption price)    N/A   N/A   N/A  

11/15/2005

Callable one time
only at 100% on
call date above
with 30 days
notice.

   N/A
Original Issue Discount1:    N/A   N/A   N/A   N/A   N/A
Other Material Terms (if any):    N/A   N/A   N/A   N/A   N/A

 

Effective April 7, 2003 the name of Solomon Smith Barney Inc., an agent of the program, was changed to Citigroup Global Markets Inc.

1 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

 

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Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

 

Pricing Supplement No. 69

    Trade Date: 11/24/2003

(To Prospectus dated July 22, 2002 as supplemented by

Prospectus Supplement dated January 10, 2003)

    Issue Date: 11/28/2003

The date of this Pricing Supplement is November 24, 2003

 

CUSIP or Common Code:   41013MYP9   41013MYQ7   41013MYR5   41013MYS3
Price to Public:   100.000%   100.000%   100.000%   100.000%
Proceeds to Issuer:   $1,582,895.00   $6,878,482.50   $8,561,280.00   $8,370,307.50
Discounts and Commissions:   1.500%   1.750%   2.000%   2.750%
Reallowance:   0.200%   0.275%   0.350%   0.350%
Dealer:   98.800%   98.600%   98.350%   97.600%
Maturity Date:   11/15/2013   11/15/2015   11/15/2018   11/15/2028
Stated Annual Interest Rate:   4.750%   5.250%   5.500%   5.700%
Interest Payment Frequency:   Monthly   Monthly   Quarterly   Quarterly
First Payment Date:   12/15/2003   12/15/2003   2/15/2004   2/15/2004
Additional Amounts:   N/A   N/A   N/A   N/A
Survivor’s Option:   Yes   Yes   Yes   Yes
Callable by Issuer:   No   Yes   Yes   Yes
If Callable by Issuer, dates and terms of redemption (including the redemption price)   N/A  

5/15/2006

Callable one time only at 100% on call date above with 30 days notice.

  

11/15/2006

Callable one time only at 100% on call date above with 30 days notice.

  

2/15/2009

Callable one time only at 100% on call date above with 30 days notice.

Original Issue Discount2:   N/A   N/A   N/A   N/A
Other Material Terms (if any):   N/A   N/A   N/A   N/A
2 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

 

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