424B2 1 d424b2.htm FORM 424 B 2 FORM 424 B 2

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

 

Pricing Supplement No. 61

    Trade Date: 9/29/2003

(To Prospectus dated July 22, 2002)

    Issue Date: 10/2/2003

The date of this Pricing Supplement is September 29, 2003

 

CUSIP or Common Code:    41013MVJ6   41013MVK3   41013MVL1   41013MVM9    41013MVN7
Price to Public:    100.000%   100.000%   100.000%   100.000%    100.000%
Proceeds to Issuer:    $1,032,506.25   $1,687,392.00   $1,714,680.00   $17,258,944.00    $3,059,558.00
Discounts and Commissions:    0.625%   0.800%   1.000%   1.400%    1.400%
Reallowance:    0.150%   0.150%   0.150%   0.200%    0.200%
Dealer:    99.500%   99.350%   99.200%   98.800%    98.800%
Maturity Date:    10/15/2006   10/15/2007   9/15/2008   10/15/2011    10/15/2011
Stated Annual Interest Rate:    2.450%   3.000%   3.550%   Step: 3.000% through 10/14/2005, and 6.000% thereafter (unless called)    4.500%
Interest Payment Frequency:    Monthly   Monthly   Monthly   Monthly    Semi
First Payment Date:    11/15/2003   11/15/2003   11/15/2003   11/15/2003    4/15/2004
Additional Amounts:    N/A   N/A   N/A   N/A    N/A
Survivor’s Option:    Yes   Yes   Yes   Yes    Yes
Callable by Issuer:    No   No   No   Yes    No
If Callable by Issuer, dates and terms of redemption (including the redemption price)    N/A   N/A   N/A  

10/15/2005

Callable one time only at 100% on call date above with 30 days notice.

    N/A
Original Issue Discount1:    N/A   N/A   N/A   N/A    N/A
Other Material Terms (if any):    N/A   N/A   N/A   N/A    N/A

1 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

 

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Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

 

Pricing Supplement No. 61

    Trade Date: 9/29/2003

(To Prospectus dated July 22, 2002)

    Issue Date: 10/2/2003

The date of this Pricing Supplement is September 29, 2003

 

CUSIP or Common Code:    41013MVP2   41013MVQ0    41013MVR8    41013MVS6
Price to Public:    100.000%   100.000%    100.000%    100.000%
Proceeds to Issuer:    $607,745.00   $5,527,545.00    $3,473,925.00    $9,187,207.50
Discounts and Commissions:    1.500%   1.750%    2.500%    2.750%
Reallowance:    0.200%   0.275%    0.350%    0.350%
Dealer:    98.800%   98.600%    97.850%    97.600%
Maturity Date:    10/15/2013   10/15/2015    10/15/2023    10/15/2028
Stated Annual Interest Rate:    4.800%   5.450%    5.750%    5.850%
Interest Payment Frequency:    Monthly   Semi    Monthly    Quarterly
First Payment Date:    11/15/2003   4/15/2004    11/15/2003    1/15/2004
Additional Amounts:    N/A   N/A    N/A    N/A
Survivor’s Option:    Yes   Yes    Yes    Yes
Callable by Issuer:    No   Yes    Yes    Yes
If Callable by Issuer, dates and terms
of redemption (including the redemption price)		    N/A  

4/15/2006

Callable one time only at 100% on call date above with 30 days notice.

   

10/15/2007

Callable one time only at 100% on call date above with 30 days notice.

   

1/15/2009

Callable one time only at 100% on call date above with 30 days notice.

Original Issue Discount2:    N/A   N/A    N/A    N/A
Other Material Terms (if any):    N/A   N/A    N/A    N/A

 

2 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

 

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