Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

Pricing Supplement No. 57	Trade Date: 9/2/2003
(To Prospectus dated July 22, 2002)	Issue Date: 9/5/2003

The date of this Pricing Supplement is September 2, 2003

CUSIP or Common Code:	41013MTV2	41013MTW0	41013MTX8	41013MTY6	41013MTZ3
Price to Public:	100.000%	100.000%	100.000%	100.000%	100.000%
Proceeds to Issuer:	$1,625,830.00	$2,803,368.75	$2,451,232.00	$5,351,940.00	$3,749,758.00
Discounts and Commissions:	0.500%	0.625%	0.800%	1.000%	1.400%
Reallowance:	0.100%	0.150%	0.150%	0.150%	0.200%
Dealer:	99.625%	99.500%	99.350%	99.200%	98.800%
Maturity Date:	9/15/2005	9/15/2006	9/15/2007	9/15/2008	9/15/2011
Stated Annual Interest Rate:	2.100%	2.850%	3.400%	4.000%	Step: 3.000% through 9/14/2005, and 6.000% thereafter (unless called)
Interest Payment Frequency:	Monthly	Monthly	Monthly	Semi	Monthly
First Payment Date:	10/15/2003	10/15/2003	10/15/2003	3/15/2004	10/15/2003
Additional Amounts:	N/A	N/A	N/A	N/A	N/A
Survivor’s Option:	Yes	Yes	Yes	Yes	Yes
Callable by Issuer:	No	No	No	No	Yes
If Callable by Issuer, dates and terms of redemption (including the redemption price)	N/A	N/A	N/A	N/A	9/15/2005 Callable one time only at 100% on call date above with 30 days notice.
Original Issue Discount1:	N/A	N/A	N/A	N/A	N/A
Other Material Terms (if any):	N/A	N/A	N/A	N/A	N/A

¹ For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders — Original Issue Discount Notes" in the Prospectus.

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Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

Pricing Supplement No. 57	Trade Date: 9/2/2003
(To Prospectus dated July 22, 2002)	Issue Date: 9/5/2003

The date of this Pricing Supplement is September 2, 2003

CUSIP or Common Code:	41013MUA6	41013MUB4	41013MUC2	41013MUD0	41013MUE8
Price to Public:	100.000%	100.000%	100.000%	100.000%	100.000%
Proceeds to Issuer:	$591,600.00	$1,573,045.00	$915,690.00	$2,464,800.00	$16,459,562.50
Discounts and Commissions:	1.400%	1.500%	1.750%	2.500%	2.750%
Reallowance:	0.200%	0.200%	0.275%	0.350%	0.350%
Dealer:	98.800%	98.800%	98.600%	97.850%	97.600%
Maturity Date:	9/15/2011	9/15/2013	9/15/2015	9/15/2023	9/15/2028
Stated Annual Interest Rate:	4.650%	5.150%	5.500%	6.000%	6.200%
Interest Payment Frequency:	Monthly	Monthly	Semi	Semi	Semi
First Payment Date:	10/15/2003	10/15/2003	3/15/2004	3/15/2004	3/15/2004
Additional Amounts:	N/A	N/A	N/A	N/A	N/A
Survivor’s Option:	Yes	Yes	Yes	Yes	Yes
Callable by Issuer:	No	No	Yes	Yes	Yes
If Callable by Issuer, dates and terms of redemption (including the redemption price)	N/A	N/A	3/15/2006 Callable one time only at 100% on call date above with 30 days notice.	9/15/2007 Callable one time only at 100% on call date above with 30 days notice.	9/15/2008 Callable one time only at 100% on call date above with 30 days notice.
Original Issue Discount2:	N/A	N/A	N/A	N/A	N/A
Other Material Terms (if any):	N/A	N/A	N/A	N/A	N/A

² For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders — Original Issue Discount Notes" in the Prospectus.

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