424B2 1 d424b2.htm FORM 424B2 FORM 424B2

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

 

Pricing Supplement No. 52

    Trade Date: 7/28/2003

(To Prospectus dated July 22, 2002)

    Issue Date: 7/31/2003

 

The date of this Pricing Supplement is July 28, 2003

 

CUSIP or Common Code:

   41013MSB7   41013MSC5   41013MSD3   41013MSE1

Price to Public:

   100.000%   100.000%   100.000%   100.000%

Proceeds to Issuer:

   $2,769,581.25   $1,293,568.00   $2,446,290.00   $2,230,332.00

Discounts and Commissions:

   0.625%   0.800%   1.000%   1.400%

Reallowance:

   0.150%   0.150%   0.150%   0.200%

Dealer:

   99.500%   99.350%   99.200%   98.800%

Maturity Date:

   7/15/2006   7/15/2007   7/15/2008   7/15/2011

Stated Annual Interest Rate:

   2.250%   2.750%   3.300%   Step: 3.150% through 7/14/2005, and 5.000% thereafter (unless called)

Interest Payment Frequency:

   Monthly   Monthly   Monthly   Monthly

First Payment Date:

   8/15/2003   8/15/2003   8/15/2003   8/15/2003

Additional Amounts:

   N/A   N/A   N/A   N/A

Survivor’s Option:

   Yes   Yes   Yes   Yes

Callable by Issuer:

   No   No   No   Yes
If Callable by Issuer, dates and terms of redemption (including the redemption price)   N/A   N/A   N/A  

7/15/2005

Callable one time only at 100% on call date above with 30 days notice.

Original Issue Discount1:

   N/A   N/A   N/A   N/A

Other Material Terms (if any):

   N/A   N/A   N/A   N/A
1   For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders — Original Issue Discount Notes" in the Prospectus.

 

Page 1 of 2

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

Pricing Supplement No. 52

    Trade Date: 7/28/2003

(To Prospectus dated July 22, 2002)

    Issue Date: 7/31/2003

 

The date of this Pricing Supplement is July 28, 2003

 

CUSIP or Common Code:

   41013MSF8   41013MSG6   41013MSH4   41013MSJ0

Price to Public:

   100.000%   100.000%   100.000%   100.000%

Proceeds to Issuer:

   $1,002,762.00   $1,130,780.00   $4,887,937.50   $16,890,380.00

Discounts and Commissions:

   1.400%   1.500%   1.750%   2.750%

Reallowance:

   0.200%   0.200%   0.275%   0.350%

Dealer:

   98.800%   98.800%   98.600%   97.600%

Maturity Date:

   7/15/2011   7/15/2013   7/15/2015   7/15/2028

Stated Annual Interest Rate:

   4.000%   4.600%   5.000%   5.750%

Interest Payment Frequency:

   Monthly   Monthly   Monthly   Semi

First Payment Date:

   8/15/2003   8/15/2003   8/15/2003   1/15/2004

Additional Amounts:

   N/A   N/A   N/A   N/A

Survivor’s Option:

   Yes   Yes   Yes   Yes

Callable by Issuer:

   No   No   Yes   Yes
If Callable by Issuer, dates and terms of redemption (including the redemption price)   N/A   N/A  

1/15/2006

Callable one time only at 100% on call date above with 30 days notice,

  

7/15/2008

Callable one time only at 100% on call date above with 30 days notice.

Original Issue Discount2:

   N/A   N/A   N/A   N/A

Other Material Terms (if any):

   N/A   N/A   N/A   N/A

 

2   For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders — Original Issue Discount Notes" in the Prospectus

 

Page 2 of 2