424B2 1 d424b2.htm FORM 424 (B)(2) Form 424 (b)(2)

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

 

Pricing Supplement No. 49

    Trade Date: 7/7/2003

(To Prospectus dated July 22, 2002)

    Issue Date: 7/10/2003

The date of this Pricing Supplement is July 7, 2003

 

CUSIP or Common Code:

    41013MRE2    41013MRF9    41013MRG7    41013MRH5

Price to Public:

    100.000%    100.000%    100.000%    100.000%

Proceeds to Issuer:

    $287,680.00    $79,200.00    $268,192.00    $421,022.00

Discounts and Commissions:

    0.800%    1.000%    1.400%    1.400%

Reallowance:

    0.150%    0.150%    0.200%    0.200%

Dealer:

    99.350%    99.200%    98.800%    98.800%

Maturity Date:

    7/15/2007    7/15/2008    7/15/2011    7/15/2011

Stated Annual Interest Rate:

    2.200%    2.650%    Step: 2.650% through 7/14/2005, and 4.500% thereafter (unless called)    3.400%

Interest Payment Frequency:

    Monthly    Monthly    Monthly    Monthly

First Payment Date:

    8/15/2003    8/15/2003    8/15/2003    8/15/2003

Additional Amounts:

    N/A    N/A    N/A    N/A

Survivor’s Option:

    Yes    Yes    Yes    Yes

Callable by Issuer:

    No    No    Yes    No
If Callable by Issuer, dates and terms of redemption (including the redemption price)    N/A    N/A   

7/15/2005

Callable one time only at 100% on call date above with 30 days notice.

    N/A

Original Issue Discount1:

    N/A    N/A    N/A    N/A

Other Material Terms (if any):

    N/A    N/A    N/A    N/A
1   For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

 

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Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

 

Pricing Supplement No. 49

    Trade Date: 7/7/2003

(To Prospectus dated July 22, 2002)

    Issue Date: 7/10/2003

The date of this Pricing Supplement is July 7, 2003

 

CUSIP or Common Code:

    41013MRJ1    41013MRK8    41013MRL6

Price to Public:

    100.000%    100.000%    100.000%

Proceeds to Issuer:

    $71,905.00    $624,870.00    $7,144,957.50

Discounts and Commissions:

    1.500%    1.750%    2.750%

Reallowance:

    0.200%    0.275%    0.350%

Dealer:

    98.800%    98.600%    97.600%

Maturity Date:

    7/15/2013    7/15/2015    7/15/2028

Stated Annual Interest Rate:

    3.900%    4.400%    5.250%

Interest Payment Frequency:

    Monthly    Monthly    Semi

First Payment Date:

    8/15/2003    8/15/2003    1/15/2004

Additional Amounts:

    N/A    N/A    N/A

Survivor’s Option:

    Yes    Yes    Yes

Callable by Issuer:

    No    Yes    Yes
If Callable by Issuer, dates and terms of redemption (including the redemption price)    N/A   

1/15/2006

Callable one time only at 100% on call date above with 30 days notice.

   

7/15/2008

Callable one time only at 100% on call date above with 30 days notice.

Original Issue Discount2:

    N/A    N/A    N/A

Other Material Terms (if any):

    N/A    N/A    N/A
2   For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

 

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