424B2 1 d424b2.htm FORM 424 (B) (2) Form 424 (b) (2)

 

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

 

With Maturities of Twelve Months or More from Date of Issue

 

 

Pricing Supplement No. 44

   

Trade Date: 6/2/2003

(To Prospectus dated July 22, 2002)

   

Issue Date: 6/5/2003

 

The date of this Pricing Supplement is June 2, 2003

 

CUSIP or Common Code:

  

41013MPT1

  

41013MPU8

  

41013MPV6

  

41013MPW4

Price to Public:

  

100.000%

  

100.000%

  

100.000%

  

100.000%

Proceeds to Issuer:

  

$505,920.00

  

$1,350,360.00

  

$376,652.00

  

$302,702.00

Discounts and Commissions:

  

0.800%

  

1.000%

  

1.400%

  

1.400%

Reallowance:

  

0.150%

  

0.150%

  

0.200%

  

0.200%

Dealer:

  

99.350%

  

99.200%

  

98.800%

  

98.800%

Maturity Date:

  

6/15/2007

  

6/15/2008

  

6/15/2011

  

6/15/2011

Stated Annual Interest Rate:

  

2.200%

  

2.600%

  

Step: 2.600% through 6/14/2005, and 4.500% thereafter (unless called)

  

3.400%

Interest Payment Frequency:

  

Monthly

  

Monthly

  

Monthly

  

Monthly

First Payment Date:

  

7/15/2003

  

7/15/2003

  

7/15/2003

  

7/15/2003

Additional Amounts:

  

N/A

  

N/A

  

N/A

  

N/A

Survivor’s Option:

  

Yes

  

Yes

  

Yes

  

Yes

Callable by Issuer:

  

No

  

No

  

Yes

  

No

If Callable by Issuer, dates and terms of redemption (including the redemption price)

  

N/A

  

N/A

  

6/15/2005

Callable one time only at 100% on call date above with 30 days notice.

  

N/A

Original Issue Discount1:

  

N/A

  

N/A

  

N/A

  

N/A

Other Material Terms (if any):

  

N/A

  

N/A

  

N/A

  

N/A

1   For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

 

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Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

 

Pricing Supplement No. 44

   

Trade Date: 6/2/2003

(To Prospectus dated July 22, 2002)

   

Issue Date: 6/5/2003

 

The date of this Pricing Supplement is June 2, 2003

 

CUSIP or Common Code:

  

41013MPX2

  

41013MPY0

  

41013MPZ7

Price to Public:

  

100.000%

  

100.000%

  

100.000%

Proceeds to Issuer:

  

$290,575.00

  

$554,130.00

  

$14,101,250.00

Discounts and Commissions:

  

1.500%

  

1.750%

  

2.750%

Reallowance:

  

0.200%

  

0.275%

  

0.350%

Dealer:

  

98.800%

  

98.600%

  

97.600%

Maturity Date:

  

6/15/2013

  

6/15/2015

  

6/15/2028

Stated Annual Interest Rate:

  

3.900%

  

4.350%

  

5.050%

Interest Payment Frequency:

  

Monthly

  

Monthly

  

Monthly

First Payment Date:

  

7/15/2003

  

7/15/2003

  

7/15/2003

Additional Amounts:

  

N/A

  

N/A

  

N/A

Survivor’s Option:

  

Yes

  

Yes

  

Yes

Callable by Issuer:

  

No

  

Yes

  

Yes

If Callable by Issuer, dates and terms of redemption
(including the redemption price)

  

N/A

  

12/15/2005

Callable one time only at 100% on call date above with 30 days notice.

  

6/15/2008

Callable one time only at 100% on call date above with 30 days notice.

Original Issue Discount2:

  

N/A

  

N/A

  

N/A

Other Material Terms (if any):

  

N/A

  

N/A

  

N/A

2   For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

 

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