424B3 1 jhlico.htm JOHN HANCOCK LIFE INSURANCE COMPANY

Registration No. 333-124223

Filed Pursuant to Rule 424(b)(3)

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

Fully and Unconditionally Guaranteed By Manulife Financial Corporation

Pricing Supplement No. 91

Trade Date: 5/29/2007

(To Prospectus dated July 8, 2005)

Issue Date: 6/1/2007

The date of this Pricing Supplement is May 29, 2007

 

CUSIP or Common Code:

41013N5Q7

41013N5R5

41013N5S3

Price to Public:

100.000%

100.000%

100.00%

Principal Amount:

$95,000.00

$320,000.00

$0.00

Proceeds to Issuer:

$93,872.35

$315,520.00

$0.00

Discounts and Commissions:

1.187%

1.400%

 

1.875%

Reallowance:

0.950%

1.100%

1.550%

Dealer:

99.000%

98.800%

98.350%

Maturity Date:

6/15/2014

6/15/2017

6/15/2022

Stated Annual Interest Rate:

5.000%

5.300%

5.400%

Interest Payment Frequency:

Monthly

Quarterly

Monthly

First Payment Date:

7/15/2007

9/15/2007

7/15/2007

Additional Amounts:

N/A

N/A

N/A

Survivor’s Option:

Yes

Yes

Yes

Callable by Issuer:

Yes

Yes

Yes

If Callable by Issuer, dates and terms of redemption (including the redemption price)

6/15/2009

Callable one time only at 100% on call date above with 30 days notice

6/15/2009

Callable one time only at 100% on call date above with 30 days notice

6/15/2010

Callable one time only at 100% on call date above with 30 days notice

Original Issue Discount[1]:

N/A

N/A

N/A

Other Material Terms (if any):

N/A

N/A

N/A

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[1]  For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders — Original Issue Discount Notes" in the Prospectus.

As of September 12, 2005 ABN AMRO Financial Services, Inc. changed its name to LaSalle Financial Services, Inc. Consequently, all references to "ABN AMRO Financial Services, Inc." in the prospectus are amended to read "LaSalle Financial Services, Inc.".