424B2 1 jhlico.txt JOHN HANCOCK LIFE INSURANCE COMPANY Registration No. 333-124223 Filed Pursuant to Rule 424(b)(2) John Hancock Life Insurance Company SignatureNotes With Maturities of Twelve Months or More from Date of Issue Fully and Unconditionally Guaranteed By Manulife Financial Corporation -------------------------------------------------------------------------------- Pricing Supplement No. 36 Trade Date: 4/3/2006 (To Prospectus dated July 8, 2005) Issue Date: 4/6/2006 The date of this Pricing Supplement is April 3, 2006
CUSIP or Common Code: 41013NK49 Price to Public: 100.000% Principal Amount: $1,541,000.00 Proceeds to Issuer: $1,532,139.25 Discounts and Commissions: 0.575% Reallowance: 0.150% Dealer: 99.550% Maturity Date: 4/15/2009 Stated Annual Interest Rate: Floating Rate Note Interest Rate Determination Date: The 7th business day preceding an Interest Reset Date. Interest Reset Periods: Monthly. The first interest period will run from and including the Issue Date to but excluding May 15, 2006. Interest Reset Dates: The 15th day of each month during the term of the notes, beginning May 15, 2006. Day Count Convention: 30/360 Interest Rate Basis: Consumer Price Index Adjustment Rate Index Maturity: N/A Spread: +1.76% Initial Interest Rate: 5.36% Maximum Interest Rate: N/A Minimum Interest Rate: 0.00% per annum with respect to each Interest Reset Period Interest Payment Frequency and Dates: Monthly, from and including an Interest Reset Date to and excluding the next succeeding Interest Reset Date, except that the first period shall be the period from and including the Issue Date to but excluding May 15, 2006 (or, if such day is not a business day, the following business day). Interest Payment Date: The 15th day of each month during the term of the notes, beginning May 15, 2006 (or, if such day is not a business day, the next following business day, in which case interest on that interest payment will not accrue for the period from the scheduled interest payment date to the next following business day on which the interest payment is made). Additional Amounts: N/A Survivor's Option: Yes Callable by Issuer: No If Callable by Issuer, dates and terms of N/A redemption (including the redemption price): Original Issue Discount(1): N/A Other Material Terms (if any): N/A
Page 1 of 4 ----------------------------------- (1) For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders -- Original Issue Discount Notes" in the Prospectus. Registration No. 333-124223 Filed Pursuant to Rule 424(b)(2) John Hancock Life Insurance Company SignatureNotes With Maturities of Twelve Months or More from Date of Issue Fully and Unconditionally Guaranteed By Manulife Financial Corporation -------------------------------------------------------------------------------- Pricing Supplement No. 36 Trade Date: 4/3/2006 (To Prospectus dated July 8, 2005) Issue Date: 4/6/2006 The date of this Pricing Supplement is April 3, 2006
CUSIP or Common Code: 41013NK56 Price to Public: 100.000% Principal Amount: $748,000.00 Proceeds to Issuer: $741,081.00 Discounts and Commissions: 0.925% Reallowance: 0.150% Dealer: 99.250% Maturity Date: 4/15/2011 Stated Annual Interest Rate: Floating Rate Note Interest Rate Determination Date: The 7th business day preceding an Interest Reset Date. Interest Reset Periods: Monthly. The first interest period will run from and including the Issue Date to but excluding May 15, 2006. Interest Reset Dates: The 15th day of each month during the term of the notes, beginning May 15, 2006. Day Count Convention: 30/360 Interest Rate Basis: Consumer Price Index Adjustment Rate Index Maturity: N/A Spread: +1.94% Initial Interest Rate: 5.54% Maximum Interest Rate: N/A Minimum Interest Rate: 0.00% per annum with respect to each Interest Reset Period Interest Payment Frequency and Dates: Monthly, from and including an Interest Reset Date to and excluding the next succeeding Interest Reset Date, except that the first period shall be the period from and including the Issue Date to but excluding May 15, 2006 (or, if such day is not a business day, the following business day). Interest Payment Date: The 15th day of each month during the term of the notes, beginning May 15, 2006 (or, if such day is not a business day, the next following business day, in which case interest on that interest payment will not accrue for the period from the scheduled interest payment date to the next following business day on which the interest payment is made). Additional Amounts: N/A Survivor's Option: Yes Callable by Issuer: No If Callable by Issuer, dates and terms of N/A redemption (including the redemption price): Original Issue Discount(2): N/A Other Material Terms (if any): N/A
Page 2 of 4 ----------------------------------- (2) For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders -- Original Issue Discount Notes" in the Prospectus. Registration No. 333-124223 Filed Pursuant to Rule 424(b)(2) John Hancock Life Insurance Company SignatureNotes With Maturities of Twelve Months or More from Date of Issue Fully and Unconditionally Guaranteed By Manulife Financial Corporation -------------------------------------------------------------------------------- Pricing Supplement No. 36 Trade Date: 4/3/2006 (To Prospectus dated July 8, 2005) Issue Date: 4/6/2006 The date of this Pricing Supplement is April 3, 2006
CUSIP or Common Code: 41013NK72 Price to Public: 100.000% Principal Amount: $251,000.00 Proceeds to Issuer: $247,486.00 Discounts and Commissions: 1.400% Reallowance: 0.200% Dealer: 99.800% Maturity Date: 4/15/2016 Stated Annual Interest Rate: Floating Rate Note Interest Rate Determination Date: The 7th business day preceding an Interest Reset Date. Interest Reset Periods: Monthly. The first interest period will run from and including the Issue Date to but excluding May 15, 2006. Interest Reset Dates: The 15th day of each month during the term of the notes, beginning May 15, 2006. Day Count Convention: 30/360 Interest Rate Basis: Consumer Price Index Adjustment Rate Index Maturity: N/A Spread: +2.12% Initial Interest Rate: 5.72% Maximum Interest Rate: N/A Minimum Interest Rate: 0.00% per annum with respect to each Interest Reset Period Interest Payment Frequency and Dates: Monthly, from and including an Interest Reset Date to and excluding the next succeeding Interest Reset Date, except that the first period shall be the period from and including the Issue Date to but excluding May 15, 2006 (or, if such day is not a business day, the following business day). Interest Payment Date: The 15th day of each month during the term of the notes, beginning May 15, 2006 (or, if such day is not a business day, the next following business day, in which case interest on that interest payment will not accrue for the period from the scheduled interest payment date to the next following business day on which the interest payment is made). Additional Amounts: N/A Survivor's Option: Yes Callable by Issuer: No If Callable by Issuer, dates and terms of N/A redemption (including the redemption price): Original Issue Discount(3): N/A Other Material Terms (if any): N/A
Page 3 of 4 ----------------------------------- (3) For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders -- Original Issue Discount Notes" in the Prospectus. Registration No. 333-124223 Filed Pursuant to Rule 424(b)(2) John Hancock Life Insurance Company SignatureNotes With Maturities of Twelve Months or More from Date of Issue Fully and Unconditionally Guaranteed By Manulife Financial Corporation -------------------------------------------------------------------------------- Pricing Supplement No. 36 Trade Date: 4/3/2006 (To Prospectus dated July 8, 2005) Issue Date: 4/6/2006 The date of this Pricing Supplement is April 3, 2006
CUSIP or Common Code: 41013NK64 41013NK80 Price to Public: 100.000% 100.000% Principal Amount: $512,000.00 $554,000.00 Proceeds to Issuer: $506,496.00 $540,842.50 Discounts and Commissions: 1.075% 2.375% Reallowance: 0.175% 0.350% Dealer: 99.100% 97.900% Maturity Date: 4/15/2012 4/15/2031 Stated Annual Interest Rate: 5.100% 5.600% Interest Payment Frequency: Monthly Monthly First Payment Date: 5/15/2006 5/15/2006 Additional Amounts: N/A N/A Survivor's Option: Yes Yes Callable by Issuer: Yes Yes If Callable by Issuer, dates and 4/15/2008 4/15/2011 terms of redemption (including the Callable one time only at 100% Callable one time only at 100% redemption price) on call date above with 30 days on call date above with 30 days notice notice Original Issue Discount(4): N/A N/A Other Material Terms (if any): N/A N/A
Page 4 of 4 ----------------------------------- (4) For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders -- Original Issue Discount Notes" in the Prospectus. As of September 12, 2005 ABN AMRO Financial Services, Inc. changed its name to LaSalle Financial Services, Inc. Consequently, all references to "ABN AMRO Financial Services, Inc." in the prospectus are amended to read "LaSalle Financial Services, Inc.".