424B2 1 d424b2.htm FORM 424 (B)(2) Form 424 (b)(2)

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

 

Pricing Supplement No. 43

   

Trade Date: 5/27/2003

(To Prospectus dated July 22, 2002)

   

Issue Date: 5/30/2003

 

The date of this Pricing Supplement is May 27, 2003

 

 

CUSIP or Common Code:

   

41013MPK0

   

41013MPL8

   

41013MPM6

   

41013MPN4

Price to Public:

   

100.000%

   

100.000%

   

100.000%

   

100.000%

Proceeds to Issuer:

   

$248,437.50

   

$311,488.00

   

$403,920.00

   

$1,142,774.00

Discounts and Commissions:

   

0.625%

   

0.800%

   

1.000%

   

1.400%

Reallowance:

   

0.150%

   

0.150%

   

0.150%

   

0.200%

Dealer:

   

99.500%

   

99.350%

   

99.200%

   

98.800%

Maturity Date:

   

5/15/2006

   

5/15/2007

   

5/15/2008

   

5/15/2011

Stated Annual Interest Rate:

   

1.850%

   

2.250%

   

2.650%

   

Step: 2.500% through

5/14/2005, and 4.500%

thereafter (unless called)

Interest Payment Frequency:

   

Monthly

   

Monthly

   

Monthly

   

Monthly

First Payment Date:

   

6/15/2003

   

6/15/2003

   

6/15/2003

   

6/15/2003

Additional Amounts:

   

N/A

   

N/A

   

N/A

   

N/A

Survivor’s Option:

   

Yes

   

Yes

   

Yes

   

Yes

Callable by Issuer:

   

No

   

No

   

No

   

Yes

If Callable by Issuer, dates and terms of redemption (including the redemption price)

   

N/A

   

N/A

   

N/A

   

5/15/2005

Callable one time only

at 100% on call date

above with 30 days notice.

Original Issue Discount1:

   

N/A

   

N/A

   

N/A

   

N/A

Other Material Terms (if any):

   

N/A

   

N/A

   

N/A

   

N/A

1   For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

 

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Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

Pricing Supplement No. 43

   

Trade Date: 5/27/2003

(To Prospectus dated July 22, 2002)

   

Issue Date: 5/30/2003

 

The date of this Pricing Supplement is May 27, 2003

 

 

CUSIP or Common Code:

   

41013MPP9

   

41013MPQ7

   

41013MPR5

   

41013MPS3

Price to Public:

   

100.000%

   

100.000%

   

100.000%

   

100.000%

Proceeds to Issuer:

   

$404,260.00

   

$1,286,410.00

   

$1,740,990.00

   

$18,213,952.50

Discounts and Commissions:

   

1.400%

   

1.500%

   

1.750%

   

2.750%

Reallowance:

   

0.200%

   

0.200%

   

0.275%

   

0.350%

Dealer:

   

98.800%

   

98.800%

   

98.600%

   

97.600%

Maturity Date:

   

5/15/2011

   

5/15/2013

   

5/15/2015

   

5/15/2028

Stated Annual Interest Rate:

   

3.450%

   

4.000%

   

4.400%

   

5.200%

Interest Payment Frequency:

   

Monthly

   

Monthly

   

Monthly

   

Monthly

First Payment Date:

   

6/15/2003

   

6/15/2003

   

6/15/2003

   

6/15/2003

Additional Amounts:

   

N/A

   

N/A

   

N/A

   

N/A

Survivor’s Option:

   

Yes

   

Yes

   

Yes

   

Yes

Callable by Issuer:

   

No

   

No

   

Yes

   

Yes

If Callable by Issuer, dates and terms of redemption (including the redemption price)

   

N/A

   

N/A

   

11/15/2005

Callable one time only at 100% on call date above with 30 days notice.

   

5/15/2008

Callable one time

only at 100% on call

date above with

30 days notice.

Original Issue Discount2:

   

N/A

   

N/A

   

N/A

   

N/A

Other Material Terms (if any):

   

N/A

   

N/A

   

N/A

   

N/A

2   For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

 

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