424B2 1 d424b2.htm PRICING SUPPLEMENT Pricing Supplement

 

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

Pricing Supplement No. 41

   

Trade Date: 5/12/2003

(To Prospectus dated July 22, 2002 as supplemented

by Prospectus Supplement dated January 10, 2003)

   

Issue Date: 5/15/2003

 

The date of this Pricing Supplement is May 12, 2003

 

CUSIP or Common Code:

   

41013MNQ9

Price to Public:

   

100.000% of the principal amount

Proceeds to Issuer:

   

$342,280.00

Discounts and Commissions:

   

0.500%

Reallowance:

   

0.150%

Dealer:

   

99.625%

Maturity Date:

   

11/15/2005

Stated Annual Interest Rate:

   

Floating Rate Note

Interest Reset Periods:

   

Quarterly, commencing on the 15th day of August, November, February and May (or, if such day is not a Business Day, the next following Business Day)

Interest Reset Dates:

   

The 15th day of August, November, February and May (or, if such day is not a Business Day, the next following Business Day)

Day Count Convention:

   

Actual/365 (Fixed)

Interest Rate Basis:

   

Treasury Rate

Index Maturity:

   

3 month

Spread:

   

+0.25%

Initial Interest Rate:

   

1.33784%

Maximum Interest Rate:

   

3.25% per annum with respect to each Interest Reset Period

Minimum Interest Rate:

   

N/A

Interest Payment Frequency and Dates:

   

Quarterly, on the 15th day of August, November, February and May (or, if such day is not a Business Day, the next following Business Day)

First Interest Payment Date:

   

8/15/2003

Additional Amounts:

   

N/A

Survivor’s Option:

   

Yes

Callable by Issuer:

   

No

If Callable by Issuer, dates and terms of redemption (including the redemption price)

   

N/A

Original Issue Discount1:

   

N/A

Other Material Terms (if any):

   

N/A

1   For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders — Original Issue Discount Notes" in the Prospectus.

 

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Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

Pricing Supplement No. 41

   

Trade Date: 5/12/2003

(To Prospectus dated July 22, 2002)

   

Issue Date: 5/15/2003

 

The date of this Pricing Supplement is May 12, 2003

 

CUSIP or Common Code:

  

41013MNR7

  

41013MNS5

  

41013MNT3

  

41013MNU0

  

41013MNV8

Price to Public:

  

100.000%

  

100.000%

  

100.000%

  

100.000%

  

100.000%

Proceeds to Issuer:

  

$399,487.50

  

$452,352.00

  

$1,549,350.00

  

$1,137,844.00

  

$535,398.00

Discounts and Commissions:

  

0.625%

  

0.800%

  

1.000%

  

1.400%

  

1.400%

Reallowance:

  

0.150%

  

0.150%

  

0.150%

  

0.200%

  

0.200%

Dealer:

  

99.500%

  

99.350%

  

99.200%

  

98.800%

  

98.800%

Maturity Date:

  

5/15/2006

  

5/15/2007

  

5/15/2008

  

5/15/2011

  

5/15/2011

Stated Annual Interest Rate:

  

2.000%

  

2.500%

  

2.950%

  

Step: 2.600% through 5/14/2005, and 5.000% thereafter (unless called)

  

3.750%

Interest Payment Frequency:

  

Monthly

  

Monthly

  

Monthly

  

Monthly

  

Monthly

First Payment Date:

  

6/15/2003

  

6/15/2003

  

6/15/2003

  

6/15/2003

  

6/15/2003

Additional Amounts:

  

N/A

  

N/A

  

N/A

  

N/A

  

N/A

Survivor’s Option:

  

Yes

  

Yes

  

Yes

  

Yes

  

Yes

Callable by Issuer:

  

No

  

No

  

No

  

Yes

  

No

If Callable by Issuer, dates and terms of redemption (including the redemption price)

  

N/A

  

N/A

  

N/A

  

5/15/2005

Callable one time only at 100% on call date above with 30 days notice.

  

N/A

Original Issue Discount2:

  

N/A

  

N/A

  

N/A

  

N/A

  

N/A

Other Material Terms (if any):

  

N/A

  

N/A

  

N/A

  

N/A

  

N/A

2   For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders — Original Issue Discount Notes" in the Prospectus.

 

Page 2 of 3

 

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

Pricing Supplement No. 41

   

Trade Date: 5/12/2003

(To Prospectus dated July 22, 2002)

   

Issue Date: 5/15/2003

 

The date of this Pricing Supplement is May 12, 2003

 

CUSIP or Common Code:

  

41013MNW6

  

41013MNX4

  

41013MNY2

  

41013MNZ9

  

41013MPA2

Price to Public:

  

100.000%

  

100.000%

  

100.000%

  

100.000%

  

100.000%

Proceeds to Issuer:

  

$441,280.00

  

$1,238,932.50

  

$1,240,680.00

  

$255,450.00

  

$8,514,237.50

Discounts and Commissions:

  

1.500%

  

1.750%

  

2.000%

  

2.500%

  

2.750%

Reallowance:

  

0.200%

  

0.275%

  

0.350%

  

0.350%

  

0.350%

Dealer:

  

98.800%

  

98.600%

  

98.350%

  

97.850%

  

97.600%

Maturity Date:

  

5/15/2013

  

5/15/2015

  

5/15/2018

  

5/15/2023

  

5/15/2028

Stated Annual Interest Rate:

  

4.250%

  

4.750%

  

4.900%

  

4.900%

  

5.450%

Interest Payment Frequency:

  

Monthly

  

Monthly

  

Monthly

  

Monthly

  

Monthly

First Payment Date:

  

6/15/2003

  

6/15/2003

  

6/15/2003

  

6/15/2003

  

6/15/2003

Additional Amounts:

  

N/A

  

N/A

  

N/A

  

N/A

  

N/A

Survivor’s Option:

  

Yes

  

Yes

  

Yes

  

Yes

  

Yes

Callable by Issuer:

  

No

  

Yes

  

Yes

  

No

  

Yes

If Callable by Issuer, dates and terms of redemption (including the redemption price)

  

N/A

  

11/15/2005

Callable one time only at 100% on call date above with 30 days notice.

  

5/15/2006

Callable one time only at 100% on call date above with 30 days notice.

  

N/A

  

5/15/2008

Callable one time only at 100% on call date above with 30 days notice.

Original Issue Discount3:

  

N/A

  

N/A

  

N/A

  

N/A

  

N/A

Other Material Terms (if any):

  

N/A

  

N/A

  

N/A

  

N/A

  

N/A

3   For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders — Original Issue Discount Notes" in the Prospectus.

 

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