424B2 1 d424b2.htm FORM 424(B)(2) Form 424(b)(2)

 

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

Pricing Supplement No. 39

(To Prospectus dated July 22, 2002 as supplemented

by Prospectus Supplement dated January 10, 2003)

 

The date of this Pricing Supplement is April 28, 2003

  

Trade Date: 4/28/2003

Issue Date: 5/1/2003

CUSIP or Common Code:

   

41013MMS6

Price to Public:

   

100.000% of the principal amount

Proceeds to Issuer:

   

$766,150.00

Discounts and Commissions:

   

0.500%

Reallowance:

   

0.150%

Dealer:

   

99.625%

Maturity Date:

   

11/15/2005

Stated Annual Interest Rate:

   

Floating Rate Note

Interest Reset Periods:

   

Quarterly, commencing on the 15th day of August, November, February and May (or, if such day is not a Business Day, the next following Business Day)

Interest Reset Dates:

   

The 15th day of August, November, February and May (or, if such day is not a Business Day, the next following Business Day)

Day Count Convention:

   

Actual/365 (Fixed)

Interest Rate Basis:

   

Treasury Rate

Index Maturity:

   

3 month

Spread:

   

+0.30%

Initial Interest Rate:

   

1.44952%

Maximum Interest Rate:

   

3.50% per annum with respect to each Interest Reset Period

Minimum Interest Rate:

   

N/A

Interest Payment Frequency and Dates:

   

Quarterly, on the 15th day of August, November, February and May (or, if such day is not a Business Day, the next following Business Day)

First Interest Payment Date:

   

8/15/2003

Additional Amounts:

   

N/A

Survivor’s Option:

   

Yes

Callable by Issuer:

   

No

If Callable by Issuer, dates and terms
of redemption (including the
redemption price)

   

N/A

Original Issue Discount1:

   

N/A

Other Material Terms (if any):

   

N/A

1 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders — Original Issue Discount Notes" in the Prospectus.

 

 

Page 1 of 3

 

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

Pricing Supplement No. 39

(To Prospectus dated July 22, 2002)

 

The date of this Pricing Supplement is April 28, 2003

  

Trade Date: 4/28/2003

Issue Date: 5/1/2003

 

CUSIP or
Common Code:

  

41013MMT4

  

41013MMU1

  

41013MMV9

  

41013MMW7

  

41013MMX5

Price to Public:

  

100.000%

  

100.000%

  

100.000%

  

100.000%

  

100.000%

Proceeds to Issuer:

  

$188,812.50

  

$826,336.00

  

$1,099,890.00

  

$558,076.00

  

$143,956.00

Discounts and Commissions:

  

0.625%

  

0.800%

  

1.000%

  

1.400%

  

1.400%

Reallowance:

  

0.150%

  

0.150%

  

0.150%

  

0.200%

  

0.200%

Dealer:

  

99.500%

  

99.350%

  

99.200%

  

98.800%

  

98.800%

Maturity Date:

  

5/15/2006

  

5/15/2007

  

5/15/2008

  

5/15/2011

  

5/15/2011

Stated Annual Interest Rate:

  

2.250%

  

2.750%

  

3.200%

  

Step: 2.950% through 5/14/2005, and 5.000% thereafter (unless called)

  

3.950%

Interest Payment Frequency:

  

Monthly

  

Monthly

  

Monthly

  

Monthly

  

Monthly

First Payment Date:

  

6/15/2003

  

6/15/2003

  

6/15/2003

  

6/15/2003

  

6/15/2003

Additional Amounts:

  

N/A

  

N/A

  

N/A

  

N/A

  

N/A

Survivor’s Option:

  

Yes

  

Yes

  

Yes

  

Yes

  

Yes

Callable by Issuer:

  

No

  

No

  

No

  

Yes

  

No

If Callable by Issuer, dates and terms of redemption (including the redemption price)

  

N/A

  

N/A

  

N/A

  

5/15/2005

Callable one time only at 100% on call date above with 30 days notice.

  

N/A

Original Issue Discount2:

  

N/A

  

N/A

  

N/A

  

N/A

  

N/A

Other Material Terms (if any):

  

N/A

  

N/A

  

N/A

  

N/A

  

N/A

2 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders — Original Issue Discount Notes" in the Prospectus.

 

 

Page 2 of 3

 

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

Pricing Supplement No. 39

(To Prospectus dated July 22, 2002)

 

The date of this Pricing Supplement is April 28, 2003

  

Trade Date: 4/28/2003

Issue Date: 5/1/2003

 

CUSIP or Common Code:

  

41013MMY3

  

41013MMZ0

  

41013MNA4

  

41013MNB2

  

41013MNC0

Price to Public:

  

100.000%

  

100.000%

  

100.000%

  

100.000%

  

100.000%

Proceeds to Issuer:

  

$1,052,965.00

  

$210,255.00

  

$192,080.00

  

$463,125.00

  

$2,119,077.50

Discounts and Commissions:

  

1.500%

  

1.750%

  

2.000%

  

2.500%

  

2.750%

Reallowance:

  

0.200%

  

0.275%

  

0.350%

  

0.350%

  

0.350%

Dealer:

  

98.800%

  

98.600%

  

98.350%

  

97.850%

  

97.600%

Maturity Date:

  

5/15/2013

  

5/15/2015

  

5/15/2018

  

5/15/2023

  

5/15/2028

Stated Annual Interest Rate:

  

4.450%

  

4.550%

  

4.900%

  

5.100%

  

5.250%

Interest Payment Frequency:

  

Monthly

  

Monthly

  

Monthly

  

Monthly

  

Monthly

First Payment Date:

  

6/15/2003

  

6/15/2003

  

6/15/2003

  

6/15/2003

  

6/15/2003

Additional Amounts:

  

N/A

  

N/A

  

N/A

  

N/A

  

N/A

Survivor’s Option:

  

Yes

  

Yes

  

Yes

  

Yes

  

Yes

Callable by Issuer:

  

No

  

No

  

Yes

  

No

  

Yes

If Callable by Issuer, dates and terms of redemption (including the redemption price)

  

N/A

  

N/A

  

5/15/2006

Callable one time only at 100% on call date above with 30 days notice.

  

N/A

  

5/15/2008

Callable one time only at 100% on call date above with 30 days notice.

Original Issue Discount3:

  

N/A

  

N/A

  

N/A

  

N/A

  

N/A

Other Material Terms (if any):

  

N/A

  

N/A

  

N/A

  

N/A

  

N/A

3 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders — Original Issue Discount Notes" in the Prospectus.

 

Page 3 of 3