-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, OkKsh8IwaMIiDFd3SdLN1KOQYKhz/GUPJqH1w6utXbjx2JCM+kHxTsBzOtJe/d6+ C9R2XNGwSVb/olFCgkS0KA== 0000927016-03-001976.txt : 20030422 0000927016-03-001976.hdr.sgml : 20030422 20030422162310 ACCESSION NUMBER: 0000927016-03-001976 CONFORMED SUBMISSION TYPE: 424B2 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20030422 FILER: COMPANY DATA: COMPANY CONFORMED NAME: HANCOCK JOHN LIFE INSURANCE CO CENTRAL INDEX KEY: 0000917406 STANDARD INDUSTRIAL CLASSIFICATION: LIFE INSURANCE [6311] IRS NUMBER: 041414660 STATE OF INCORPORATION: MA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 424B2 SEC ACT: 1933 Act SEC FILE NUMBER: 333-85488 FILM NUMBER: 03658549 BUSINESS ADDRESS: STREET 1: CORPORATE LAW DIVISION T-55 STREET 2: P O BOX 111 CITY: BOSTON STATE: MA ZIP: 02117 BUSINESS PHONE: 6175726000 MAIL ADDRESS: STREET 1: CORPORATE LAW DIVISION T-55 STREET 2: P O BOX 111 CITY: BOSTON STATE: MA ZIP: 02117 FORMER COMPANY: FORMER CONFORMED NAME: HANCOCK JOHN MUTUAL LIFE INSURANCE CO / MA DATE OF NAME CHANGE: 19940111 424B2 1 d424b2.htm FORM 424(B)(2) Form 424(b)(2)

 

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

 

Pricing Supplement No. 38

   

Trade Date: 4/21/2003

(To Prospectus dated July 22, 2002 as supplemented

by Prospectus Supplement dated January 10, 2003)

   

Issue Date: 4/24/2003

 

The date of this Pricing Supplement is April 21, 2003

CUSIP or Common Code:

   

41013MMF4

Price to Public:

   

100.000% of the principal amount

Proceeds to Issuer:

   

$516,405.00

Discounts and Commissions:

   

0.500%

Reallowance:

   

0.150%

Dealer:

   

99.625%

Maturity Date:

   

10/15/2005

Stated Annual Interest Rate:

   

Floating Rate Note

Interest Reset Periods:

   

Quarterly, commencing on the 15th day of July, October, January and April (or, if such day is not a Business Day, the next following Business Day)

Interest Reset Dates:

   

The 15th day of July, October, January and April (or, if such day is not a Business Day, the next following Business Day)

Day Count Convention:

   

Actual/365 (Fixed)

Interest Rate Basis:

   

Treasury Rate

Index Maturity:

   

3 month

Spread:

   

+0.35%

Initial Interest Rate:

   

1.52923%

Maximum Interest Rate:

   

3.50% per annum with respect to each Interest Reset Period

Minimum Interest Rate:

   

N/A

Interest Payment Frequency and Dates:

   

Quarterly, on the 15th day of July, October, January and April (or, if such day is not a Business Day, the next following Business Day)

First Interest Payment Date:

   

7/15/2003

Additional Amounts:

   

N/A

Survivor’s Option:

   

Yes

Callable by Issuer:

   

No

If Callable by Issuer, dates and terms of redemption (including the redemption price)

   

N/A

Original Issue Discount1:

   

N/A

Other Material Terms (if any):

   

N/A

 

1    For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders - Original Issue Discount Notes” in the Prospectus.

 

Page 1 of 3

 

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

 

Pricing Supplement No. 38

   

Trade Date: 4/21/2003

(To Prospectus dated July 22, 2002)

   

Issue Date: 4/24/2003

 

The date of this Pricing Supplement is April 21, 2003

 

CUSIP or

Common Code:

   

41013MMG2

   

41013MMH0

     

41013MMJ6

   

41013MMK3

   

41013MML1

Price to Public:

   

100.000%

   

100.000%

     

100.000%

   

100.000%

   

100.000%

                            

Proceeds to Issuer:

   

$345,825.00

   

$343,232.00

     

$1,108,800.00

   

$2,456,126.00

   

$895,288.00

Discounts and Commissions:

   

0.625%

   

0.800%

     

1.000%

   

1.400%

   

1.400%

                            

Reallowance:

   

0.150%

   

0.150%

     

0.150%

   

0.200%

   

0.200%

                            

Dealer:

   

99.500%

   

99.350%

     

99.200%

   

98.800%

   

98.800%

                            

Maturity Date:

   

4/15/2006

   

4/15/2007

     

4/15/2008

   

4/15/2011

   

4/15/2011

                            

Stated Annual Interest Rate:

   

2.300%

   

2.750%

     

3.250%

   

Step: 3.100% through

4/14/2005, and

5.000% thereafter (unless called)

   

4.000%

Interest Payment Frequency:

   

Monthly

   

Monthly

     

Monthly

   

Monthly

   

Monthly

First Payment Date:

   

5/15/2003

   

5/15/2003

     

5/15/2003

   

5/15/2003

   

5/15/2003

Additional Amounts:

   

N/A

   

N/A

     

N/A

   

N/A

   

N/A

Survivor’s Option:

   

Yes

   

Yes

     

Yes

   

Yes

   

Yes

Callable by Issuer:

   

No

   

No

     

No

   

Yes

   

No

If Callable by Issuer, dates and terms of redemption (including the redemption price)

   

N/A

   

N/A

     

N/A

   

4/15/2005

Callable one

time only at

100% on call

date above with

30 days notice.

   

N/A

Original Issue Discount2:

   

N/A

   

N/A

     

N/A

   

N/A

   

N/A

Other Material Terms (if any):

   

N/A

   

N/A

     

N/A

   

N/A

   

N/A

 

2    For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders - Original Issue Discount Notes” in the Prospectus.

 

Page 2 of 3

 

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

 

Pricing Supplement No. 38

   

Trade Date: 4/21/2003

(To Prospectus dated July 22, 2002)

   

Issue Date: 4/24/2003

 

The date of this Pricing Supplement is April 21, 2003

 

CUSIP or Common

Code:

   

41013MMM9

   

41013MMN7

   

41013MMP2

   

41013MMQ0

   

41013MMR8

Price to Public:

   

100.000%

   

100.000%

   

100.000%

   

100.000%

   

100.000%

                          

Proceeds to Issuer:

   

$763,375.00

   

$65,827.50

   

$1,338,680.00

   

$230,100.00

   

$3,192,717.50

                          

Discounts and Commissions:

   

1.500%

   

1.750%

   

2.000%

   

2.500%

   

2.750%

Reallowance:

   

0.200%

   

0.275%

   

0.350%

   

0.350%

   

0.350%

                          

Dealer:

   

98.800%

   

98.600%

   

98.350%

   

97.850%

   

97.600%

                          

Maturity Date:

   

4/15/2013

   

4/15/2015

   

4/15/2018

   

4/15/2023

   

4/15/2028

                          

Stated Annual Interest Rate:

   

4.500%

   

4.600%

   

5.000%

   

5.150%

   

5.350%

Interest Payment Frequency:

   

Monthly

   

Monthly

   

Monthly

   

Monthly

   

Monthly

First Payment Date:

   

5/15/2003

   

5/15/2003

   

5/15/2003

   

5/15/2003

   

5/15/2003

Additional Amounts:

   

N/A

   

N/A

   

N/A

   

N/A

   

N/A

Survivor’s Option:

   

Yes

   

Yes

   

Yes

   

Yes

   

Yes

Callable by Issuer:

   

No

   

No

   

Yes

   

No

   

Yes

If Callable by Issuer,

dates and terms of

redemption (including

the redemption price)

   

N/A

   

N/A

   

4/15/2006

Callable one time only at 100% on call date above with 30 days notice.

   

N/A

   

4/15/2008

Callable one time only at 100% on call date above with 30 days notice.

Original Issue Discount3:

   

N/A

   

N/A

   

N/A

   

N/A

   

N/A

Other Material Terms (if any):

   

N/A

   

N/A

   

N/A

   

N/A

   

N/A

 

3    For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders — Original Issue Discount Notes" in the Prospectus.

 

Page 3 of 3

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