424B2 1 d424b2.htm FORM 424(B)(2) Form 424(b)(2)

 

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

 

Pricing Supplement No. 35

   

Trade Date: 3/31/2003

(To Prospectus dated July 22, 2002 as supplemented

by Prospectus Supplement dated January 10, 2003)

   

Issue Date: 4/3/2003

 

The date of this Pricing Supplement is March 31, 2003

 

CUSIP or Common Code:

   

41013MKW9

      

Price to Public:

   

100.000% of the principal amount

      

Proceeds to Issuer:

   

$3,292,455.00

      

Discounts and Commissions:

   

0.500%

      

Reallowance:

   

0.150%

      

Dealer:

   

99.625%

      

Maturity Date:

   

10/15/2005

      

Stated Annual Interest Rate:

   

Floating Rate Note

      

Interest Reset Periods:

   

Quarterly, commencing on the 15th day of July, October, January and April (or, if such day is not a Business Day, the next following Business Day)

Interest Reset Dates:

   

The 15th day of July, October, January and April (or, if such day is not a Business Day, the next following Business Day)

Day Count Convention:

   

Actual/365 (Fixed)

      

Interest Rate Basis:

   

Treasury Rate

      

Index Maturity:

   

3 month

      

Spread:

   

+.500%

      

Initial Interest Rate:

   

1.65962%

      

Maximum Interest Rate:

   

3.500% per annum with respect to each Interest Reset Period

      

Minimum Interest Rate:

   

N/A

      

Interest Payment Frequency and Dates:

   

Quarterly, on the 15th day of July, October, January and April (or, if such day is not a Business Day, the next following Business Day)

First Interest Payment Date:

   

7/15/2003

      

Additional Amounts:

   

N/A

      

Survivor’s Option:

   

Yes

      

Callable by Issuer:

   

No

      

If Callable by Issuer, dates and terms of redemption (including the redemption price)

   

N/A

      

Original Issue Discount1:

   

N/A

      

Other Material Terms (if any):

   

N/A

 

1     For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders — Original Issue Discount Notes" in the Prospectus.

 

Page 1 of 3

 

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

 

Pricing Supplement No. 35

   

Trade Date: 3/31/2003

(To Prospectus dated July 22, 2002)

   

Issue Date: 4/3/2003

 

The date of this Pricing Supplement is March 31, 2003

 

CUSIP or
Common Code:

   

41013MKX7

   

41013MKY5

   

41013MKZ2

   

41013MLA6

   

41013MLB4

Price to Public:

   

100.000%

   

100.000%

   

100.000%

   

100.000%

   

100.000%

                          

Proceeds to Issuer:

   

$607,181.25

   

$496,992.00

   

$498,960.00

   

$1,622,956.00

   

$787,814.00

Discounts and Commissions:

   

0.625%

   

0.800%

   

1.000%

   

1.400%

   

1.400%

                          

Reallowance:

   

0.150%

   

0.150%

   

0.150%

   

0.200%

   

0.200%

                          

Dealer:

   

99.500%

   

99.350%

   

99.200%

   

98.800%

   

98.800%

                          

Maturity Date:

   

4/15/2006

   

4/15/2007

   

4/15/2008

   

4/15/2011

   

4/15/2011

                          

Stated Annual Interest Rate:

   

2.450%

   

2.900%

   

3.350%

   

Step: 3.750% through 10/14/2005, and 5.000% thereafter (unless called)

   

4.100%

Interest Payment Frequency:

   

Monthly

   

Monthly

   

Monthly

   

Monthly

   

Monthly

First Payment Date:

   

5/15/2003

   

5/15/2003

   

5/15/2003

   

5/15/2003

   

5/15/2003

Additional Amounts:

   

N/A

   

N/A

   

N/A

   

N/A

   

N/A

Survivor’s Option:

   

Yes

   

Yes

   

Yes

   

Yes

   

Yes

Callable by Issuer:

   

No

   

No

   

No

   

Yes

   

No

If Callable by Issuer, dates and terms of redemption (including the redemption price)

   

N/A

   

N/A

   

N/A

   

10/15/2005

Callable one time only at 100% on call date above with 30 days notice.

   

N/A

Original Issue Discount[2]:

   

N/A

   

N/A

   

N/A

   

N/A

   

N/A

Other Material Terms (if any):

   

N/A

   

N/A

   

N/A

   

N/A

   

N/A

2 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders — Original Issue Discount Notes" in the Prospectus.

 

Page 2 of 3

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

SignatureNotes

With Maturities of Twelve Months or More from Date of Issue

 

 

Pricing Supplement No. 35

   

Trade Date: 3/31/2003

(To Prospectus dated July 22, 2002)

   

Issue Date: 4/3/2003

 

The date of this Pricing Supplement is March 31, 2003

 

CUSIP or Common Code:

   

41013MLC2

   

41013MLD0

   

41013MLE8

   

41013MLF5

   

41013MLG3

Price to Public:

   

100.000%

   

100.000%

   

100.000%

   

100.000%

   

100.000%

                          

Proceeds to Issuer:

   

$437,340.00

   

$226,957.50

   

$1,082,900.00

   

$532,350.00

   

$4,161,327.50

                          

Discounts and Commissions:

   

1.500%

   

1.750%

   

2.000%

   

2.500%

   

2.750%

Reallowance:

   

0.200%

   

0.275%

   

0.350%

   

0.350%

   

0.350%

                          

Dealer:

   

98.800%

   

98.600%

   

98.350%

   

97.850%

   

97.600%

                          

Maturity Date:

   

4/15/2013

   

4/15/2015

   

4/15/2018

   

4/15/2023

   

4/15/2028

                          

Stated Annual Interest Rate:

   

4.600%

   

4.700%

   

5.150%

   

5.250%

   

5.500%

Interest Payment Frequency:

   

Monthly

   

Monthly

   

Monthly

   

Monthly

   

Monthly

First Payment Date:

   

5/15/2003

   

5/15/2003

   

5/15/2003

   

5/15/2003

   

5/15/2003

Additional Amounts:

   

N/A

   

N/A

   

N/A

   

N/A

   

N/A

Survivor’s Option:

   

Yes

   

Yes

   

Yes

   

Yes

   

Yes

Callable by Issuer:

   

No

   

No

   

Yes

   

No

   

Yes

If Callable by Issuer, dates and terms of redemption (including the redemption price)

   

N/A

   

N/A

   

4/15/2006

Callable one time only at 100% on call date above with 30 days notice.

   

N/A

   

4/15/2008

Callable one time only at 100% on call date above with 30 days notice.

Original Issue Discount[3]:

   

N/A

   

N/A

   

N/A

   

N/A

   

N/A

Other Material Terms (if any):

   

N/A

   

N/A

   

N/A

   

N/A

   

N/A

3 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders — Original Issue Discount Notes" in the Prospectus.

 

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