-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, G8WfwBVpNqgG5rzzDpItV5lnWAKfX5EHfKmhYj/I/ggu+aReORbnLL72dJ1B7Lvd 1SdQiiJkn5ZRLxHYzZes5g== 0000927016-03-000540.txt : 20030211 0000927016-03-000540.hdr.sgml : 20030211 20030211150111 ACCESSION NUMBER: 0000927016-03-000540 CONFORMED SUBMISSION TYPE: 424B2 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20030211 FILER: COMPANY DATA: COMPANY CONFORMED NAME: HANCOCK JOHN LIFE INSURANCE CO CENTRAL INDEX KEY: 0000917406 STANDARD INDUSTRIAL CLASSIFICATION: LIFE INSURANCE [6311] IRS NUMBER: 041414660 STATE OF INCORPORATION: MA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 424B2 SEC ACT: 1933 Act SEC FILE NUMBER: 333-85488 FILM NUMBER: 03549967 BUSINESS ADDRESS: STREET 1: CORPORATE LAW DIVISION T-55 STREET 2: P O BOX 111 CITY: BOSTON STATE: MA ZIP: 02117 BUSINESS PHONE: 6175726000 MAIL ADDRESS: STREET 1: CORPORATE LAW DIVISION T-55 STREET 2: P O BOX 111 CITY: BOSTON STATE: MA ZIP: 02117 FORMER COMPANY: FORMER CONFORMED NAME: HANCOCK JOHN MUTUAL LIFE INSURANCE CO / MA DATE OF NAME CHANGE: 19940111 424B2 1 d424b2.htm FORM 424(B)(2) Form 424(b)(2)

 

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

 

SignatureNotes

 

With Maturities of Twelve Months or More from Date of Issue

 

 

Pricing Supplement No. 28

   

Trade Date: 2/10/2003

(To Prospectus dated July 22, 2002 as supplemented

by Prospectus Supplement dated January 10, 2003)

   

Issue Date: 2/13/2003

 

The date of this Pricing Supplement is February 10, 2003

 

CUSIP or Common Code:

   

41013MGR5

Price to Public:

   

100.000% of the principal amount

Proceeds to Issuer:

   

$1,562,150.00

Discounts and Commissions:

   

0.500%

Reallowance:

   

1.500%

Dealer:

   

99.625%

Maturity Date:

   

8/15/2005

Stated Annual Interest Rate:

   

Floating Rate Note

Interest Reset Periods:

   

Quarterly, commencing on the 15th day of May, August, November and February (or, if such day is not a Business Day, the next following Business Day)

Interest Reset Dates:

   

The 15th day of May, August, November and February (or, if such day is not a Business Day, the next following Business Day)

Day Count Convention:

   

Actual/365 (Fixed)

Interest Rate Basis:

   

Treasury Rate

Index Maturity:

   

3 month

Spread:

   

+0.50%

Initial Interest Rate:

   

1.66937%

Maximum Interest Rate:

   

4.00% per annum with respect to each Interest Reset Period

Minimum Interest Rate:

   

N/A

Interest Payment Frequency and Dates:

   

Quarterly, on the 15th day of May, August, November and February (or, if such day is not a Business Day, the next following Business Day)

First Interest Payment Date:

   

5/15/2003

Additional Amounts:

   

N/A

Survivor’s Option:

   

Yes

Callable by Issuer:

   

No

If Callable by Issuer, dates and terms of redemption (including the redemption price)

   

N/A

Original Issue Discount 1 :

   

N/A

Other Material Terms (if any):

   

N/A

1   For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

 

Page 1 of 3

 

 

John Hancock Life Insurance Company

 

SignatureNotes

 

With Maturities of Twelve Months or More from Date of Issue

 

 

Pricing Supplement No. 28

   

Trade Date: 2/10/2003

(To Prospectus dated July 22, 2002)

   

Issue Date: 2/13/2003

 

The date of this Pricing Supplement is February 10, 2003

 

CUSIP or Common Code:

   

41013MGS3

   

41013MGT1

   

41013MGU8

   

41013MGV6

   

41013MGW4

Price to Public:

   

100.000%

   

100.000%

   

100.000%

   

100.000%

   

100.000%

Proceeds to Issuer:

   

$337,875.00

   

$1,201,312.00

   

$1,901,790.00

   

$8,607,780.00

   

$853,876.00

Discounts and Commissions:

   

0.625%

   

0.800%

   

1.000%

   

1.400%

   

1.400%

Reallowance:

   

0.150%

   

0.150%

   

0.150%

   

0.200%

   

0.200%

Dealer:

   

99.500%

   

99.350%

   

99.200%

   

98.800%

   

98.800%

Maturity Date:

   

2/15/2006

   

2/15/2007

   

2/15/2008

   

2/15/2011

   

2/15/2011

Stated Annual Interest Rate:

   

2.550%

   

3.050%

   

3.550%

   

Step: 3.000% through 8/14/05, and 6.000% thereafter (unless called)

   

4.250%

Interest Payment Frequency:

   

Monthly

   

Monthly

   

Monthly

   

Monthly

   

Monthly

First Payment Date:

   

3/15/2003

   

3/15/2003

   

3/15/2003

   

3/15/2003

   

3/15/2003

Additional Amounts:

   

N/A

   

N/A

   

N/A

   

N/A

   

N/A

Survivor’s Option:

   

Yes

   

Yes

   

Yes

   

Yes

   

Yes

Callable by Issuer:

   

No

   

No

   

No

   

Yes

   

No

If Callable by Issuer, dates and terms of redemption (including the redemption price)

   

N/A

   

N/A

   

N/A

   

8/15/2005

Callable one time only at 100% on call date above with 30 days notice

   

N/A

Original Issue Discount 2 :

   

N/A

   

N/A

   

N/A

   

N/A

   

N/A

Other Material Terms (if any):

   

N/A

   

N/A

   

N/A

   

N/A

   

N/A

2   For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

 

Page 2 of 3

 

 

John Hancock Life Insurance Company

 

SignatureNotes

 

With Maturities of Twelve Months or More from Date of Issue

 

 

Pricing Supplement No. 28

   

Trade Date: 2/10/2003

(To Prospectus dated July 22, 2002)

   

Issue Date: 2/13/2003

 

The date of this Pricing Supplement is February 10, 2003

 

CUSIP or Common Code:

   

41013MGX2

   

41013MGY0

   

41013MGZ7

   

41013MHA1

   

41013MHB9

Price to Public:

   

100.000%

   

100.000%

   

100.000%

   

100.000%

   

100.000%

Proceeds to Issuer:

   

$1,053,950.00

   

$145,410.00

   

$263,620.00

   

$470,925.00

   

$6,467,125.00

Discounts and Commissions:

   

1.500%

   

1.750%

   

2.000%

   

2.500%

   

2.750%

Reallowance:

   

0.200%

   

0.275%

   

0.350%

   

0.350%

   

0.350%

Dealer:

   

98.800%

   

98.600%

   

98.350%

   

97.850%

   

97.600%

Maturity Date:

   

2/15/2013

   

2/15/2015

   

2/15/2018

   

2/15/2023

   

2/15/2028

Stated Annual Interest Rate:

   

4.750%

   

4.850%

   

Step: 3.500% through 2/14/06, and 6.500% thereafter (unless called)

   

5.350%

   

5.600%

Interest Payment Frequency:

   

Monthly

   

Monthly

   

Monthly

   

Monthly

   

Monthly

First Payment Date:

   

3/15/2003

   

3/15/2003

   

3/15/2003

   

3/15/2003

   

3/15/2003

Additional Amounts:

   

N/A

   

N/A

   

N/A

   

N/A

   

N/A

Survivor’s Option:

   

Yes

   

Yes

   

Yes

   

Yes

   

Yes

Callable by Issuer:

   

No

   

No

   

Yes

   

No

   

Yes

If Callable by Issuer, dates and terms of redemption (including the redemption price)

   

N/A

   

N/A

   

2/15/2006

Callable one time only at 100% on call date above with 30 days notice.

   

N/A

   

2/15/2008

Callable one time only at 100% on call date above with 30 days notice.

Original Issue Discount 3 :

   

N/A

   

N/A

   

N/A

   

N/A

   

N/A

Other Material Terms (if any):

   

N/A

   

N/A

   

N/A

   

N/A

   

N/A

3   For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus

 

Page 3 of 3

 

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