424B2 1 d424b2.htm FORM 424(B)(2) Form 424(b)(2)

 

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

 

SignatureNotes

 

With Maturities of Twelve Months or More from Date of Issue

 

Pricing Supplement No. 27 Addendum

   

Trade Date: 2/3/2003

(To Prospectus dated July 22, 2002 as supplemented

by Prospectus Supplement dated January 10, 2003)

   

Issue Date: 2/6/2003

 

The date of this Pricing Supplement is February 3, 2003

 

CUSIP or Common Code:

   

41013MGF1

Price to Public:

   

100.000% of the principal amount

Proceeds to Issuer:

   

$796,000.00

Discounts and Commissions:

   

0.500%

Reallowance:

   

1.500%

Dealer:

   

99.350%

Maturity Date:

   

8/15/2005

Stated Annual Interest Rate:

   

Floating Rate Note

Interest Reset Periods:

   

Quarterly, commencing on the 15th day of May, August, November and February (or, if such day is not a Business Day, the next following Business Day)

Interest Reset Dates:

   

The 15th day of May, August, November and February (or, if such day is not a Business Day, the next following Business Day)

Day Count Convention:

   

Actual/365 (Fixed)

Interest Rate Basis:

   

Treasury Rate

Index Maturity:

   

3 month

Spread:

   

+0.50%

Initial Interest Rate:

   

1.67984

Maximum Interest Rate:

   

4.00% per annum with respect to each Interest Reset Period

Minimum Interest Rate:

   

N/A

Interest Payment Frequency and Dates:

   

Quarterly, on the 15th day of May, August, November and February (or, if such day is not a Business Day, the next following Business Day)

First Interest Payment Date:

   

5/15/2003

Additional Amounts:

   

N/A

Survivor’s Option:

   

Yes

Callable by Issuer:

   

No

If Callable by Issuer, dates and terms of redemption (including the redemption price)

   

N/A

Original Issue Discount 1 :

   

N/A

Other Material Terms (if any):

   

N/A

1    For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

 

Page 1 of 3

 

 

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

 

SignatureNotes

 

With Maturities of Twelve Months or More from Date of Issue

 

Pricing Supplement No. 27

   

Trade Date: 2/3/2003

(To Prospectus dated July 22, 2002)

   

Issue Date: 2/6/2003

 

The date of this Pricing Supplement is February 3, 2003

 

CUSIP or Common Code:

   

41013MGG9

   

41013MGH7

   

41013MGJ3

   

41013MGK0

   

41013MGL8

Price to Public:

   

100.000%

   

100.000%

   

100.000%

   

100.000%

   

100.000%

Proceeds to Issuer:

   

$919,218.75

   

$280,736.00

   

$467,280.00

   

$1,036,286.00

   

$628,430.00

Discounts and Commissions:

   

0.625%

   

0.800%

   

1.000%

   

1.400%

   

1.500%

Reallowance:

   

0.150%

   

0.150%

   

0.150%

   

0.200%

   

0.200%

Dealer:

   

99.500%

   

99.350%

   

99.200%

   

98.800%

   

98.800%

Maturity Date:

   

2/15/2006

   

2/15/2007

   

2/15/2008

   

2/15/2011

   

2/15/2013

Stated Annual Interest Rate:

   

2.400%

   

2.900%

   

3.350%

   

4.100%

   

4.650%

Interest Payment Frequency:

   

Monthly

   

Monthly

   

Monthly

   

Monthly

   

Monthly

First Payment Date:

   

3/15/2003

   

3/15/2003

   

3/15/2003

   

3/15/2003

   

3/15/2003

Additional Amounts:

   

N/A

   

N/A

   

N/A

   

N/A

   

N/A

Survivor’s Option:

   

Yes

   

Yes

   

Yes

   

Yes

   

Yes

Callable by Issuer:

   

No

   

No

   

No

   

No

   

No

If Callable by Issuer, dates and terms of redemption (including the redemption price)

   

N/A

   

N/A

   

N/A

   

N/A

   

N/A

Original Issue Discount 2 :

   

N/A

   

N/A

   

N/A

   

N/A

   

N/A

Other Material Terms (if any):

   

N/A

   

N/A

   

N/A

   

N/A

   

N/A

2    For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

 

Page 2 of 3

 

 

Registration No. 333-85488

Filed Pursuant to Rule 424(b)(2)

 

John Hancock Life Insurance Company

 

SignatureNotes

 

With Maturities of Twelve Months or More from Date of Issue

 

Pricing Supplement No. 27

   

Trade Date: 2/3/2003

(To Prospectus dated July 22, 2002)

   

Issue Date: 2/6/2003

 

The date of this Pricing Supplement is February 3, 2003

 

CUSIP or Common Code:

   

41013MGM6

     

41013MGN4

   

41013MGP9

     

41013MGQ7

Price to Public:

   

100.000%

     

100.000%

   

100.000%

     

100.000%

Proceeds to Issuer:

   

$363,525.00

     

$1,133,860.00

   

$144,300.00

     

$4,446,270.00

Discounts and Commissions:

   

1.750%

     

2.000%

   

2.500%

     

2.750%

Reallowance:

   

0.275%

     

0.350%

   

0.350%

     

0.350%

Dealer:

   

98.600%

     

98.350%

   

97.850%

     

97.600%

Maturity Date:

   

2/15/2015

     

2/15/2018

   

2/15/2023

     

2/15/2028

Stated Annual Interest Rate:

   

4.750%

     

5.150%

   

5.250%

     

5.500%

Interest Payment Frequency:

   

Monthly

     

Monthly

   

Monthly

     

Monthly

First Payment Date:

   

3/15/2003

     

3/15/2003

   

3/15/2003

     

3/15/2003

Additional Amounts:

   

N/A

     

N/A

   

N/A

     

N/A

Survivor’s Option:

   

Yes

     

Yes

   

Yes

     

Yes

Callable by Issuer:

   

No

     

Yes

   

No

     

Yes

If Callable by Issuer, dates and terms of redemption (including the redemption price)

   

N/A

     

2/15/2006

Callable one time only at 100% on call
date above with
30 days notice.

   

N/A

     

2/15/2008

Callable one time only at 100% on call date above with 30 days notice.

Original Issue Discount 3 :

   

N/A

     

N/A

   

N/A

     

N/A

Other Material Terms (if any):

   

N/A

     

N/A

   

N/A

     

N/A

3    For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

 

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