-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, VqJOR5TnMvzv7gbrhpSHDl6TvpT9FGCaG0uskNHy6Xb+1imoD8UVE/w/VzCgaXKV uKW+93P8X4GfrYOU1G9h/g== 0000927016-02-005938.txt : 20021217 0000927016-02-005938.hdr.sgml : 20021217 20021217112505 ACCESSION NUMBER: 0000927016-02-005938 CONFORMED SUBMISSION TYPE: 424B2 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20021217 FILER: COMPANY DATA: COMPANY CONFORMED NAME: HANCOCK JOHN LIFE INSURANCE CO CENTRAL INDEX KEY: 0000917406 STANDARD INDUSTRIAL CLASSIFICATION: LIFE INSURANCE [6311] IRS NUMBER: 041414660 STATE OF INCORPORATION: MA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 424B2 SEC ACT: 1933 Act SEC FILE NUMBER: 333-85488 FILM NUMBER: 02859630 BUSINESS ADDRESS: STREET 1: CORPORATE LAW DIVISION T-55 STREET 2: P O BOX 111 CITY: BOSTON STATE: MA ZIP: 02117 BUSINESS PHONE: 6175726000 MAIL ADDRESS: STREET 1: CORPORATE LAW DIVISION T-55 STREET 2: P O BOX 111 CITY: BOSTON STATE: MA ZIP: 02117 FORMER COMPANY: FORMER CONFORMED NAME: HANCOCK JOHN MUTUAL LIFE INSURANCE CO / MA DATE OF NAME CHANGE: 19940111 424B2 1 d424b2.htm 424 (B)(2) 424 (b)(2)
 
Registration No. 333-85488
Filed Pursuant to Rule 424(b)(2)
 
John Hancock Life Insurance Company
 
SignatureNotes
 
With Maturities of Twelve Months or More from Date of Issue
 
 
Pricing Supplement No. 20
   
Trade Date: 12/16/2002
(To Prospectus dated July 22, 2002)
   
Issue Date: 12/19/2002
 
The date of this Pricing Supplement is December 16, 2002
 
CUSIP or Common Code:
   
41013MDZ0
   
41013MEA4
   
41013MEB2
   
41013MEC0
   
41013MED8
Price to Public:
   
100.000%
   
100.000%
   
100.000%
   
100.000%
   
100.000%
Proceeds to Issuer:
   
$1,746,018.75
   
$1,008,864.00
   
$824,670.00
   
$2,039,048.00
   
$430,445.00
Discounts and Commissions:
   
0.625%
   
0.800%
   
1.000%
   
1.400%
   
1.500%
Reallowance:
   
0.150%
   
0.150%
   
0.150%
   
0.200%
   
0.200%
Dealer:
   
99.500%
   
99.350%
   
99.200%
   
98.800%
   
98.800%
Maturity Date:
   
12/15/2005
   
12/15/2006
   
12/15/2007
   
12/15/2010
   
12/15/2012
Stated Annual Interest Rate:
   
2.650%
   
3.150%
   
3.600%
   
4.350%
   
4.800%
Interest Payment Frequency:
   
Monthly
   
Monthly
   
Monthly
   
Monthly
   
Monthly
First Payment Date:
   
1/15/2003
   
1/15/2003
   
1/15/2003
   
1/15/2003
   
1/15/2003
Additional Amounts:
   
N/A
   
N/A
   
N/A
   
N/A
   
N/A
Survivor’s Option:
   
Yes
   
Yes
   
Yes
   
Yes
   
Yes
Callable by Issuer:
   
No
   
No
   
No
   
No
   
No
If Callable by Issuer, dates and terms of redemption (including
the redemption price)
   
N/A
   
N/A
   
N/A
   
N/A
   
N/A
Original Issue Discount1:
   
N/A
   
N/A
   
N/A
   
N/A
   
N/A
Other Material Terms (if any):
   
N/A
   
N/A
   
N/A
   
N/A
   
N/A
 
1    For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.
 
Page 1 of 2

 
Registration No. 333-85488
Filed Pursuant to Rule 424(b)(2)
 
John Hancock Life Insurance Company
 
SignatureNotes
 
With Maturities of Twelve Months or More from Date of Issue
 
 
Pricing Supplement No. 20
   
Trade Date: 12/16/2002
(To Prospectus dated July 22, 2002)
   
Issue Date: 12/19/2002
 
The date of this Pricing Supplement is December 16, 2002
 
CUSIP or Common Code:
   
41013MEE6
   
41013MEF3
   
41013MEG1
   
41013MEH9
Price to Public:
   
100.000%
   
100.000%
   
100.000%
   
100.000%
Proceeds to Issuer:
   
$276,082.50
   
$1,426,880.00
   
$117,000.00
   
$3,501,000.00
Discounts and Commissions:
   
1.750%
   
2.000%
   
2.500%
   
2.750%
Reallowance:
   
0.275%
   
0.350%
   
0.350%
   
0.350%
Dealer:
   
98.600%
   
98.350%
   
97.850%
   
97.600%
Maturity Date:
   
12/15/2014
   
12/15/2017
   
12/15/2022
   
12/15/2027
Stated Annual Interest Rate:
   
4.900%
   
5.300%
   
5.400%
   
5.750%
Interest Payment Frequency:
   
Monthly
   
Monthly
   
Monthly
   
Monthly
First Payment Date:
   
1/15/2003
   
1/15/2003
   
1/15/2003
   
1/15/2003
Additional Amounts:
   
N/A
   
N/A
   
N/A
   
N/A
Survivor’s Option:
   
Yes
   
Yes
   
Yes
   
Yes
Callable by Issuer:
   
No
   
Yes
   
No
   
Yes
If Callable by Issuer, dates and terms of redemption (including
the redemption price)
   
N/A
   
12/15/2005
Callable one time only at 100% on call date above with 30 days notice.
   
N/A
   
12/15/2007
Callable one time only at 100% on call date above with 30 days notice.
Original Issue Discount2:
   
N/A
   
N/A
   
N/A
   
N/A
Other Material Terms (if any):
   
N/A
   
N/A
   
N/A
   
N/A
 
2    For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.
 
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