424B2 1 d424b2.htm FORM 424(B)(2) Form 424(b)(2)
 
Registration No. 333-85488
Filed Pursuant to Rule 424(b)(2)
 
John Hancock Life Insurance Company
 
SignatureNotes
 
With Maturities of Twelve Months or More from Date of Issue
 

 
Pricing Supplement No. Pricing Supplement Number
  
Trade Date: Trade Date (Book Close)
(To Prospectus dated July 22, 2002)
  
Issue Date: Settlement Date
 
The date of this Pricing Supplement is Trade Date (Book Close)
 
CUSIP or Common Code:
    
41013MDG2
    
41013MDH0
    
41013MDJ6
    
41013MDK3
Price to Public:
    
100.000%
    
100.000%
    
100.000%
    
100.000%
Proceeds to Issuer:
    
$626,944.00
    
$931,590.00
    
$700,060.00
    
$1,039,175.00
Discounts and Commissions:
    
0.800%
    
1.000%
    
1.400%
    
1.500%
Reallowance:
    
0.150%
    
0.150%
    
0.200%
    
0.200%
Dealer:
    
99.350%
    
99.200%
    
98.800%
    
98.800%
Maturity Date:
    
12/15/06
    
12/15/07
    
12/15/10
    
12/15/12
Stated Annual Interest Rate:
    
3.350%
    
3.800%
    
4.500%
    
5.000%
Interest Payment Frequency:
    
Monthly
    
Monthly
    
Monthly
    
Semi
First Payment Date:
    
1/15/03
    
1/15/03
    
1/15/03
    
6/15/03
Additional Amounts:
    
N/A
    
N/A
    
N/A
    
N/A
Survivor’s Option:
    
Yes
    
Yes
    
Yes
    
Yes
Callable by Issuer:
    
No
    
No
    
No
    
No
If Callable by Issuer, dates and terms of redemption (including
the redemption price)
    
N/A
    
N/A
    
N/A
    
N/A
Original Issue Discount1:
    
N/A
    
N/A
    
N/A
    
N/A
Other Material Terms (if any):
    
N/A
    
N/A
    
N/A
    
N/A

1 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders — Original Issue Discount Notes" in the Prospectus.
 
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Registration No. 333-85488
Filed Pursuant to Rule 424(b)(2)
 
John Hancock Life Insurance Company
 
SignatureNotes
 
With Maturities of Twelve Months or More from Date of Issue
 

 
Pricing Supplement No. Pricing Supplement Number
  
Trade Date: Trade Date (Book Close)
(To Prospectus dated July 22, 2002)
  
Issue Date: Settlement Date
 
The date of this Pricing Supplement is Trade Date (Book Close)
 
CUSIP or Common Code:
    
41013MDL1
  
41013MDM9
    
41013MDN7
  
41013MDP2
Price to Public:
    
100.000%
  
100.000%
    
100.000%
  
100.000%
Proceeds to Issuer:
    
$603,255.00
  
$1,085,840.00
    
$318,825.00
  
$2,851,370.00
Discounts and Commissions:
    
1.750%
  
2.000%
    
2.500%
  
2.750%
Reallowance:
    
0.275%
  
0.350%
    
0.350%
  
0.350%
Dealer:
    
98.600%
  
98.350%
    
97.850%
  
97.600%
Maturity Date:
    
12/15/14
  
12/15/17
    
12/15/22
  
12/15/27
Stated Annual Interest Rate:
    
5.050%
  
5.400%
    
5.550%
  
5.850%
Interest Payment Frequency:
    
Monthly
  
Monthly
    
Monthly
  
Monthly
First Payment Date:
    
1/15/03
  
1/15/03
    
1/15/03
  
1/15/03
Additional Amounts:
    
N/A
  
N/A
    
N/A
  
N/A
Survivor’s Option:
    
Yes
  
Yes
    
Yes
  
Yes
Callable by Issuer:
    
No
  
Yes
    
No
  
Yes
If Callable by Issuer, dates and terms of redemption (including the redemption price)
    
N/A
  
12/15/05
Callable one time only at 100% on call date above with 30 days notice.
    
N/A
  
12/15/07
Callable one time only at 100% on call date above with 30 days notice.
Original Issue Discount2
    
N/A
  
N/A
    
N/A
  
N/A
Other Material Terms (if any):
    
N/A
  
N/A
    
N/A
  
N/A

2 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders — Original Issue Discount Notes" in the Prospectus.
 
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