424B2 1 d424b2.htm FORM 424 (B)(2) Form 424 (b)(2)
 
Registration No. 333-85488
Filed Pursuant to Rule 424(b)(2)
 
John Hancock Life Insurance Company
 
SignatureNotes
 
With Maturities of Twelve Months or More from Date of Issue
 
 
Pricing Supplement No. 17
   
Trade Date: 11/25/02
(To Prospectus dated July 22, 2002)
   
Issue Date: 11/29/02
 
The date of this Pricing Supplement is November 25, 2002
 
CUSIP or Common Code:
     
41013MCY4  
     
41013MCZ1
     
41013MDA5
     
41013MDB3
Price to Public:
     
100.000%
     
100.000%
     
100.000%
     
100.000%
Proceeds to Issuer:
     
$1,485,024.00
     
$965,250.00
     
$2,151,452.00
     
$727,915.00
Discounts and Commissions:
     
0.800%
     
1.000%
     
1.400%
     
1.500%
Reallowance:
     
0.150%
     
0.150%
     
0.200%
     
0.200%
Dealer:
     
99.350%
     
99.200%
     
98.800%
     
98.800%
Maturity Date:
     
11/15/06
     
11/15/07
     
11/15/10
     
11/15/12
Stated Annual Interest Rate:
     
3.150%
     
3.600%
     
4.350%
     
4.850%
Interest Payment Frequency:
     
Monthly
     
Monthly
     
Monthly
     
Monthly
First Payment Date:
     
12/15/02
     
12/15/02
     
12/15/02
     
12/15/02
Additional Amounts:
     
N/A
     
N/A
     
N/A
     
N/A
Survivor’s Option:
     
Yes
     
Yes
     
Yes
     
Yes
Callable by Issuer:
     
No
     
No
     
No
     
No
If Callable by Issuer, dates and terms of redemption (including the redemption price)
     
N/A
     
N/A
     
N/A
     
N/A
Original Issue Discount1:
     
N/A
     
N/A
     
N/A
     
N/A
Other Material Terms (if any):
     
N/A
     
N/A
     
N/A
     
N/A
 
Page 1 of 2
1 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.
 

 
Registration No. 333-85488
Filed Pursuant to Rule 424(b)(2)
 
John Hancock Life Insurance Company
 
SignatureNotes
 
With Maturities of Twelve Months or More from Date of Issue
 
 
Pricing Supplement No. 17
   
Trade Date: 11/25/02
(To Prospectus dated July 22, 2002)
   
Issue Date: 11/29/02
 
The date of this Pricing Supplement is November 25, 2002
 
CUSIP or Common Code:
     
41013MDC1  
   
41013MDD9  
   
41013MDE7
   
41013MDF4  
Price to Public:
     
100.000%
   
100.000%
   
100.000%
   
100.000%
Proceeds to Issuer:
     
$1,381,395.00
   
$3,252,620.00
   
$986,700.00
   
$7,571,885.00
Discounts and Commissions:
     
1.750%
   
2.000%
   
2.500%
   
2.750%
Reallowance:
     
0.275%
   
0.350%
   
0.350%
   
0.350%
Dealer:
     
98.600%
   
98.350%
   
97.850%
   
97.600%
Maturity Date:
     
11/15/14
   
11/15/17
   
11/15/22
   
11/15/27
Stated Annual Interest Rate:
     
5.000%
   
5.400%
   
5.500%
   
5.800%
Interest Payment Frequency:
     
Monthly
   
Monthly
   
Monthly
   
Monthly
First Payment Date:
     
12/15/02
   
12/15/02
   
12/15/02
   
12/15/02
Additional Amounts:
     
N/A
   
N/A
   
N/A
   
N/A
Survivor’s Option:
     
Yes
   
Yes
   
Yes
   
Yes
Callable by Issuer:
     
No
   
Yes
   
No
   
Yes
If Callable by Issuer, dates and terms of redemption (including the redemption price)
     
N/A
   
11/15/05
Callable one time only at 100% on call date above with 30 days notice.
   
N/A
   
11/15/07
Callable one time only at 100% on call date above with 30 days notice.
Original Issue Discount2:
     
N/A
   
N/A
   
N/A
   
N/A
Other Material Terms (if any):
     
N/A
   
N/A
   
N/A
   
N/A
 
Page 2 of 2
2 For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.