-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, KnZ1/U/VQzBHpD3hwAVC9uKadECjI6TLqRbmqmEAy5/XZQe/3NVHkypdBFaP6Ag7 dYCH9VFo29k1TedW0JALuw== 0000927016-02-005042.txt : 20021025 0000927016-02-005042.hdr.sgml : 20021025 20021025111924 ACCESSION NUMBER: 0000927016-02-005042 CONFORMED SUBMISSION TYPE: 424B2 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20021025 FILER: COMPANY DATA: COMPANY CONFORMED NAME: HANCOCK JOHN LIFE INSURANCE CO CENTRAL INDEX KEY: 0000917406 STANDARD INDUSTRIAL CLASSIFICATION: LIFE INSURANCE [6311] IRS NUMBER: 041414660 STATE OF INCORPORATION: MA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 424B2 SEC ACT: 1933 Act SEC FILE NUMBER: 333-85488 FILM NUMBER: 02798150 BUSINESS ADDRESS: STREET 1: CORPORATE LAW DIVISION T-55 STREET 2: P O BOX 111 CITY: BOSTON STATE: MA ZIP: 02117 BUSINESS PHONE: 6175726000 MAIL ADDRESS: STREET 1: CORPORATE LAW DIVISION T-55 STREET 2: P O BOX 111 CITY: BOSTON STATE: MA ZIP: 02117 FORMER COMPANY: FORMER CONFORMED NAME: HANCOCK JOHN MUTUAL LIFE INSURANCE CO / MA DATE OF NAME CHANGE: 19940111 424B2 1 d424b2.htm PRICING SUPPLEMENT NO. 9 PRICING SUPPLEMENT NO. 9
 
Registration No. 333-85488
Filed Pursuant to Rule 424(b)(2)
 
John Hancock Life Insurance Company
 
SignatureNotessm
 
With Maturities of Twelve Months or More from Date of Issue
 
 
Pricing Supplement No. 9
  
Trade Date: 10/24/02
(To Prospectus dated July 22, 2002)
  
Issue Date: 10/29/02
 
The date of this Pricing Supplement is October 24, 2002
 
CUSIP or Common
Code:
     
41013MBQ2
   
41013MBR0
   
41013MBS8
   
41013MBT6
Price to Public:
     
100.000%
   
100.000%
   
100.000%
   
50.000% of the principal amount
                       
Proceeds to Issuer:
     
$1,661,220.00
   
$2,111,026.00
   
$2,663,440.00
   
$32,422.50
                       
Discounts and Commissions:
     
1.000%
   
1.400%
   
1.500%
   
0.875%
Reallowance:
     
0.150%
   
0.200%
   
0.200%
   
0.125%
                       
Dealer:
     
99.200%
   
98.800%
   
98.800%
   
49.300%
                       
Maturity Date:
     
10/15/07
   
10/15/10
   
10/15/12
   
4/15/15
                       
Stated Annual Interest Rate:
     
3.900%
   
4.650%
   
5.100%
   
N/A (Discount Note; implicit rate 5.641%)
Interest Payment Frequency:
     
Monthly
   
Monthly
   
Monthly
   
N/A (Discount Note, payable at maturity)
First Payment Date:
     
11/15/02
   
11/15/02
   
11/15/02
   
4/15/2015
                       
Additional Amounts:
     
N/A
   
N/A
   
N/A
   
N/A
                       
Survivor’s Option:
     
Yes
   
Yes
   
Yes
   
Yes (See Schedule A attached)
                       
Callable by Issuer:
     
No
   
No
   
No
   
No
                       
If Callable by Issuer,
dates and terms of redemption (including the redemption price)
     
N/A
   
N/A
   
N/A
   
N/A
                       
Original Issue Discount1:
     
N/A
   
N/A
   
N/A
   
Yes2
Other Material
Terms (if any):
     
N/A
   
N/A
   
N/A
   
See Schedule A attached.
1
 
For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders — Original Issue Discount Notes" in the Prospectus.
 
2
 
The accrual period for this note will be one year, except that (1) the accrual period for 2002 shall begin on October 29, 2002 and shall end on December 31, 2002, and (2) the accrual period for 2015 shall begin on January 1, 2015 and shall end on April 15, 2015.
 

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Registration No. 333-85488
Filed Pursuant to Rule 424(b)(2)
 
John Hancock Life Insurance Company
 
SignatureNotessm
 
With Maturities of Twelve Months or More from Date of Issue
 
 
Pricing Supplement No. 9
  
Trade Date: 10/24/02
(To Prospectus dated July 22, 2002)
  
Issue Date: 10/29/02
 
The date of this Pricing Supplement is October 24, 2002
 
CUSIP or Common Code:
   
41013MBU3
     
41013MBV1
   
41013MBW9
                  
Price to Public:
   
100.000%
     
100.000%
   
100.000%
                  
Proceeds to Issuer:
   
$1,617,980.00
     
$1,774,162.50
   
$3,873,467.50
                  
Discounts and Commissions:
   
2.000%
     
2.250%
   
2.750%
Reallowance:
   
0.350%
     
0.350%
   
0.350%
                  
Dealer:
   
98.350%
     
98.000%
   
97.600%
                  
Maturity Date:
   
10/15/17
     
10/15/22
   
10/15/32
                  
Stated Annual Interest Rate:
   
5.550%
     
5.800%
   
5.950%
Interest Payment Frequency:
   
Monthly
     
Monthly
   
Monthly
First Payment Date:
   
11/15/02
     
11/15/02
   
11/15/02
                  
Additional Amounts:
   
N/A
     
N/A
   
N/A
                  
Survivor’s Option:
   
Yes
     
Yes
   
Yes
                  
Callable by Issuer:
   
Yes
     
No
   
Yes
                  
If Callable by Issuer, dates and terms of redemption (including the redemption price)
   
10/15/05
Callable one time only at 100% on call date above
with 30 days notice.
     
N/A
   
10/15/08
Callable one time only at 100% on call date above
with 30 days notice.
                  
Original Issue Discount3:
   
N/A
     
N/A
   
N/A
                  
Other Material Terms (if any):
   
N/A
     
N/A
   
N/A
 
3
 
For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see "Tax Consequences to U.S. Holders — Original Issue Discount Notes" in the Prospectus.

Page 2 of 3

 
Schedule A
 
Repayment Upon Death (“Survivor’s Option”)
Schedule of Amortized Face Amounts
 
The following schedule of Amortized Face Amounts will be used to determine the amount of payments to be made pursuant to the exercise of the Survivor’s Option for the above referenced note. Any portion of the note accepted for repayment pursuant to exercise of the Survivor’s Option will be repaid (subject to the “Annual Put Limitation” and the “Individual Put Limitation” described in the Prospectus) on the next following scheduled interest compounding date as set forth below (each, an “Interest Compounding Date”) which is at least 20 calendar days after the date of acceptance, or the next following Business Day if the scheduled Interest Compounding Date is not a Business Day (in which case no principal shall accrue to the following Business Day); provided that in no event may the Survivor’s Option be exercised prior to October 29, 2003. For purposes of making payments related to an exercise of the Survivor’s Option, the record date will be the close of business on the first day (whether or not a Business Day) of the calendar month in which the applicable Interest Compounding Date occurs.
 
Interest Compounding Date
     
Amortized Face Amount per $100 of Principal Amount
     
Interest Compounding Date
     
Amortized Face Amount per $100 of Principal Amount
4/15/03
     
$
51.29640
     
10/15/09
     
$
73.64159
10/15/03
     
 
52.74322
     
4/15/10
     
 
75.71865
4/15/04
     
 
54.23084
     
10/15/10
     
 
77.85430
10/15/04
     
 
55.76042
     
4/15/11
     
 
80.05018
4/15/05
     
 
57.33315
     
10/15/11
     
 
82.30799
10/15/05
     
 
58.95023
     
4/15/12
     
 
84.62949
4/15/06
     
 
60.61292
     
10/15/12
     
 
87.01647
10/15/06
     
 
62.32251
     
4/15/13
     
 
89.47077
4/15/07
     
 
64.08031
     
10/15/13
     
 
91.99429
10/15/07
     
 
65.88770
     
4/15/14
     
 
94.58899
4/15/08
     
 
67.74606
     
10/15/14
     
 
97.25687
10/15/08
     
 
69.65684
     
4/15/15
     
 
100.00000
4/15/09
     
 
71.62151
                
 

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