424B2 1 d424b2.htm PRICING SUPPLEMENT DATED OCTOBER 17, 2002 Pricing Supplement dated October 17, 2002
Registration No. 333-85488
Filed Pursuant to Rule 424(b)(2)
 
John Hancock Life Insurance Company
 
Signature Notes
 
With Maturities of Twelve Months or More from Date of Issue
 
 
Pricing Supplement No. 8
(To Prospectus dated July 22, 2002)
   
Trade Date:  10/17/02
Issue Date:  10/22/02
      
The date of this Pricing Supplement is October 17, 2002
     
      
CUSIP or Common Code:
   
41013MBH2
   
41013MBJ8
   
41013MBK5
   
41013MBL3
Price to Public:
   
100.000%
   
100.000%
   
100.000%
   
100.000%
Proceeds to Issuer:
   
$2,056,230.00
   
$1,119,110.00
   
$1,063,800.00
   
$3,531,920.00
Discounts and Commissions:
   
1.000%
   
1.400%
   
1.500%
   
2.000%
Reallowance:
   
0.150%
   
0.200%
   
0.200%
   
0.350%
Dealer:
   
99.200%
   
98.800%
   
98.800%
   
98.350%
Maturity Date:
   
10/15/07
   
10/15/10
   
10/15/12
   
10/15/17
Stated Annual Interest Rate:
   
3.400%
   
4.150%
   
4.650%
   
5.200%
Interest Payment Frequency:
   
Monthly
   
Monthly
   
Monthly
   
Monthly
First Payment Date:
   
11/15/02
   
11/15/02
   
11/15/02
   
11/15/02
Additional Amounts:
   
N/A
   
N/A
   
N/A
   
N/A
Survivor’s Option:
   
Yes
   
Yes
   
Yes
   
Yes
Callable by Issuer:
   
No
   
No
   
No
   
Yes
If Callable by Issuer, dates and terms of redemption (including the redemption price)
   
N/A
   
N/A
   
N/A
   
10/15/05
Callable one time only at 100% on call date above with 30 days notice.
Original Issue Discount1:
   
N/A
   
N/A
   
N/A
   
N/A
Other Material Terms (if any):
   
N/A
   
N/A
   
N/A
   
N/A
 

1
 
For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

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Registration No. 333-85488
Filed Pursuant to Rule 424(b)(2)
 
John Hancock Life Insurance Company
 
Signature Notes
 
With Maturities of Twelve Months or More from Date of Issue
 
 
Pricing Supplement No. 8
   
Trade Date:  10/17/02
(To Prospectus dated July 22, 2002)
   
Issue Date:  10/22/02
      
The date of this Pricing Supplement is October 17, 2002
     
      
CUSIP or Common Code:
   
41013MBM1
   
41013MBN9
   
41013MBP4
Price to Public:
   
100.000%
   
100.000%
   
100.000%
Proceeds to Issuer:
   
$554,242.50
   
$2,261,062.50
   
$3,155,762.50
Discounts and Commissions:
   
2.250%
   
2.750%
   
2.750%
Reallowance:
   
0.350%
   
0.350%
   
0.350%
Dealer:
   
98.000%
   
97.600%
   
97.600%
Maturity Date:
   
10/15/22
   
10/15/27
   
10/15/32
Stated Annual Interest Rate:
   
5.350%
   
5.550%
   
5.650%
Interest Payment Frequency:
   
Monthly
   
Monthly
   
Monthly
First Payment Date:
   
11/15/02
   
11/15/02
   
11/15/02
Additional Amounts:
   
N/A
   
N/A
   
N/A
Survivor’s Option:
   
Yes
   
Yes
   
Yes
Callable by Issuer:
   
No
   
Yes
   
Yes
If Callable by Issuer, dates and terms of redemption (including the redemption price)
   
N/A
   
10/15/07
Callable one time only at 100% on call date above with 30 days notice.
   
10/15/08
Callable one time only at 100% on call date above with 30 days notice.
Original Issue Discount2:
   
N/A
   
N/A
   
N/A
Other Material Terms (if any):
   
N/A
   
N/A
   
N/A
 

2
 
For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

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