424B2 1 d424b2.htm PRICING SUPPLEMENT DATED OCTOBER 10, 2002 Pricing Supplement dated October 10, 2002
Registration No. 333-85488
Filed Pursuant to Rule 424(b)(2)
 
 
John Hancock Life Insurance Company
 
SignatureNotes
 
With Maturities of Twelve Months or More from Date of Issue
 
 
 
 
Pricing Supplement No. 7
Trade Date:  10/10/02
(To Prospectus dated July 22, 2002)
Issue Date:  10/16/02
 
The date of this Pricing Supplement is October 10, 2002
 
 
CUSIP or Common Code:
   
41013MBA7
     
41013MBB5
     
41013MBC3
     
41013MBD1
Price to Public:
   
100.000%
     
100.000%
     
100.000%
     
100.000%
Proceeds to Issuer:
   
$3,738,240.00
     
$2,033,132.00
     
$2,496,975.00
     
$604,176.00
Discounts and Commissions:
   
1.000%
     
1.400%
     
1.500%
     
1.600%
Reallowance:
   
0.150%
     
0.200%
     
0.200%
     
0.275%
Dealer:
   
99.200%
     
98.800%
     
98.800%
     
98.600%
Maturity Date:
   
10/15/07
     
10/15/10
     
10/15/12
     
10/15/14
Stated Annual Interest Rate:
   
3.500%
     
4.200%
     
4.650%
     
4.800%
Interest Payment Frequency:
   
Quarterly
     
Monthly
     
Monthly
     
Monthly
First Payment Date:
   
1/15/03
     
11/15/02
     
11/15/02
     
11/15/02
Additional Amounts:
   
N/A
     
N/A
     
N/A
     
N/A
Survivor’s Option:
   
Yes
     
Yes
     
Yes
     
Yes
Callable by Issuer:
   
No
     
No
     
No
     
No
If Callable by Issuer, dates and terms of redemption (including the redemption price)
   
N/A
     
N/A
     
N/A
     
N/A
Original Issue Discount1:
   
N/A
     
N/A
     
N/A
     
N/A
Other Material Terms (if any):
   
N/A
     
N/A
     
N/A
     
N/A
 
1
 
For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

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Registration No. 333-85488
Filed Pursuant to Rule 424(b)(2)
 
 
John Hancock Life Insurance Company
 
SignatureNotes
 
With Maturities of Twelve Months or More from Date of Issue
 
 
 
 
Pricing Supplement No. 7
Trade Date:  10/10/02
(To Prospectus dated July 22, 2002)
Issue Date:  10/16/02
 
The date of this Pricing Supplement is October 10, 2002
 
 
CUSIP or Common Code:
   
41013MBE9
     
41013MBF6
     
41013MBG4
Price to Public:
   
100.000%
     
100.000%
     
100.000%
Proceeds to Issuer:
   
$6,333,740.00
     
$951,107.50
     
$8,326,545.00
Discounts and Commissions:
   
2.000%
     
2.250%
     
2.750%
Reallowance:
   
0.350%
     
0.350%
     
0.350%
Dealer:
   
98.350%
     
98.000%
     
97.600%
Maturity Date:
   
10/15/17
     
10/15/22
     
10/15/27
Stated Annual Interest Rate:
   
5.200%
     
5.350%
     
5.600%
Interest Payment Frequency:
   
Monthly
     
Monthly
     
Monthly
First Payment Date:
   
11/15/02
     
11/15/02
     
11/15/02
Additional Amounts:
   
N/A
     
N/A
     
N/A
Survivor’s Option:
   
Yes
     
Yes
     
Yes
Callable by Issuer:
   
Yes
     
No
     
Yes
If Callable by Issuer, dates and terms of redemption (including the redemption price)
   
10/15/05
Callable one time only at 100% on call date above with 30 days notice.
     
N/A
     
10/15/07
Callable one time only at 100% on call date above with 30 days notice.
Original Issue Discount2:
   
N/A
     
N/A
     
N/A
Other Material Terms (if any):
   
N/A
     
N/A
     
N/A
 
2
 
For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

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