424B2 1 d424b2.htm PRICING SUPPLEMENT 10/03/2002 Prepared by R.R. Donnelley Financial -- Pricing Supplement 10/03/2002
 
Registration No. 333-85488
Filed Pursuant to Rule 424(b)(2)
 
 
John Hancock Life Insurance Company
 
 
SignatureNotes
 
 
With Maturities of Twelve Months or More from Date of Issue
 
 

 
 
Pricing Supplement No. 6
Trade Date:  10/3/02
(To Prospectus dated July 22, 2002)
Issue Date:  10/8/02
 
 
The date of this Pricing Supplement is October 3, 2002
 
 
CUSIP or Common Code:
  
41013MAT7
    
41013MAU4
    
41013MAV2
    
41013MAW0
Price to Public:
  
100.000%
    
100.000%
    
100.000%
    
100.000%
Proceeds to Issuer:
  
$3,150,192.50
    
$2,902,236.00
    
$1,439,815.50
    
$571,960.50
Discounts and Commissions:
  
0.875%
    
1.150%
    
1.450%
    
1.725%
Reallowance:
  
0.150%
    
0.200%
    
0.200%
    
0.275%
Dealer:
  
99.250%
    
99.000%
    
98.800%
    
98.500%
Maturity Date:
  
10/15/07
    
10/15/10
    
10/15/12
    
10/15/14
Stated Annual Interest Rate:
  
3.500%
    
4.250%
    
4.650%
    
4.750%
Interest Payment Frequency:
  
Semi
    
Semi
    
Semi
    
Quarterly
First Payment Date:
  
4/15/03
    
4/15/03
    
4/15/03
    
1/15/03
Additional Amounts:
  
N/A
    
N/A
    
N/A
    
N/A
Survivor’s Option:
  
Yes
    
Yes
    
Yes
    
Yes
Callable by Issuer:
  
No
    
No
    
No
    
No
If Callable by Issuer, dates and terms of redemption (including the redemption price)
  
N/A
    
N/A
    
N/A
    
N/A
Original Issue Discount1:
  
N/A
    
N/A
    
N/A
    
N/A
Other Material Terms (if any):
  
N/A
    
N/A
    
N/A
    
N/A
 

1
 
For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.
 
 
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Registration No. 333-85488
Filed Pursuant to Rule 424(b)(2)
 
 
John Hancock Life Insurance Company
 
 
SignatureNotes
 
 
With Maturities of Twelve Months or More from Date of Issue
 
 

 
 
Pricing Supplement No. 6
Trade Date:  10/3/02
(To Prospectus dated July 22, 2002)
Issue Date:  10/8/02
 
 
The date of this Pricing Supplement is October 3, 2002
 
 
CUSIP or Common Code:
  
41013MAX8
    
41013MAY6
    
41013MAZ3
Price to Public:
  
100.000%
    
100.000%
    
100.000%
Proceeds to Issuer:
  
$4,800,040.00
    
$359,168.00
    
$8,708,737.50
Discounts and Commissions:
  
2.000%
    
2.400%
    
2.750%
Reallowance:
  
0.350%
    
0.350%
    
0.350%
Dealer:
  
98.350%
    
97.800%
    
97.600%
Maturity Date:
  
10/15/17
    
10/15/22
    
10/15/27
Stated Annual Interest Rate:
  
5.200%
    
5.350%
    
5.600%
Interest Payment Frequency:
  
Monthly
    
Semi
    
Monthly
First Payment Date:
  
11/15/02
    
4/15/03
    
11/15/02
Additional Amounts:
  
N/A
    
N/A
    
N/A
Survivor’s Option:
  
Yes
    
Yes
    
Yes
Callable by Issuer:
  
Yes
    
No
    
Yes
If Callable by Issuer, dates and terms of redemption (including the redemption price)
  
10/15/05
Callable one time only at 100% on
call date above
with 30 days
notice.
    
N/A
    
10/15/07
Callable one time only at 100% on call date above with 30 days notice.
Original Issue Discount2:
  
N/A
    
N/A
    
N/A
Other Material Terms (if any):
  
N/A
    
N/A
    
N/A
 

2
 
For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.
 
 
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