424B2 1 d424b2.htm PRICING SUPPLEMENT 09/26/02 Prepared by R.R. Donnelley Financial -- Pricing Supplement 09/26/02
 
Registration No. 333-85488
Filed Pursuant to Rule 424(b)(2)
 
 
John Hancock Life Insurance Company
 
SignatureNotes
 
With Maturities of Twelve Months or More from Date of Issue
 
 
 
 
Pricing Supplement No. 5
Trade Date:  9/26/02
(To Prospectus dated July 22, 2002)
Issue Date:  10/1/02
 
 
The date of this Pricing Supplement is September 26, 2002
 
 
CUSIP or Common Code:
   
41013MAL4
     
41013MAM2
     
41013MAN0
     
41013MAP5
Price to Public:
   
100.000%
     
100.000%
     
100.000%
     
100.000%
Proceeds to Issuer:
   
$5,041,217.00
     
$2,345,710.50
     
$1,505,080.00
     
$453,393.50
Discounts and Commissions:
   
0.900%
     
1.150%
     
1.500%
     
1.650%
Reallowance:
   
0.150%
     
0.200%
     
0.200%
     
0.275%
Dealer:
   
99.250%
     
99.000%
     
98.800%
     
98.600%
Maturity Date:
   
10/15/07
     
10/15/10
     
10/15/12
     
10/15/14
Stated Annual Interest Rate:
   
3.500%
     
4.250%
     
4.650%
     
4.750%
Interest Payment Frequency:
   
Semi
     
Semi
     
Semi
     
Monthly
First Payment Date:
   
4/15/03
     
4/15/03
     
4/15/03
     
11/15/02
Additional Amounts:
   
N/A
     
N/A
     
N/A
     
N/A
Survivor’s Option:
   
Yes
     
Yes
     
Yes
     
Yes
Callable by Issuer:
   
No
     
No
     
No
     
No
If Callable by Issuer, dates and terms of redemption (including the redemption price)
   
N/A
     
N/A
     
N/A
     
N/A
Original Issue Discount1:
   
N/A
     
N/A
     
N/A
     
N/A
Other Material Terms (if any):
   
N/A
     
N/A
     
N/A
     
N/A
1
 
For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.
 

Page 1 of 2
Registration No. 333-85488

 
Filed Pursuant to Rule 424(b)(2)
 
 
John Hancock Life Insurance Company
 
SignatureNotes
 
With Maturities of Twelve Months or More from Date of Issue
 
 
 
 
Pricing Supplement No. 5
Trade Date:  9/26/02
(To Prospectus dated July 22, 2002)
Issue Date:  10/1/02
 
 
The date of this Pricing Supplement is September 26, 2002
 
 
CUSIP or Common Code:
   
41013MAQ3
     
41013MAR1
   
41013MAS9
Price to Public:
   
100.000%
     
100.000%
   
100.000%
Proceeds to Issuer:
   
$6,354,320.00
     
$1,660,670.00
   
$6,341,672.50
Discounts and Commissions:
   
2.000%
     
2.600%
   
2.750%
Reallowance:
   
0.350%
     
0.350%
   
0.350%
Dealer:
   
98.350%
     
97.750%
   
97.600%
Maturity Date:
   
10/15/17
     
10/15/22
   
10/15/27
Stated Annual Interest Rate:
   
5.250%
     
5.300%
   
5.650%
Interest Payment Frequency:
   
Monthly
     
Semi
   
Semi
First Payment Date:
   
11/15/02
     
4/15/03
   
4/15/03
Additional Amounts:
   
N/A
     
N/A
   
N/A
Survivor’s Option:
   
Yes
     
Yes
   
Yes
Callable by Issuer:
   
Yes
     
No
   
Yes
If Callable by Issuer, dates and terms of redemption (including the redemption price)
   
10/15/05
Callable one time only at 100% on call date above with 30 days notice.
     
N/A
   
10/15/07
Callable one time
only at 100% on call date above with 30 days notice.
Original Issue Discount2:
   
N/A
     
N/A
   
N/A
Other Material Terms (if any):
   
N/A
     
N/A
   
N/A
2
 
For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.

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Registration No. 333-85488