424B2 1 d424b2.htm PRICING SUPPLEMENT 09/19/02 Prepared by R.R. Donnelley Financial -- Pricing Supplement 09/19/02
Registration No. 333-85488
Filed Pursuant to Rule 424(b)(2)
 
 
John Hancock Life Insurance Company
 
SignatureNotes
 
With Maturities of Twelve Months or More from Date of Issue
 
 
 
 
Pricing Supplement No. 4
Trade Date:    9/19/02
(To Prospectus dated July 22, 2002)
Issue Date:    9/24/02
 
The date of this Pricing Supplement is September 19, 2002
 
 
CUSIP or Common Code:
     
41013MAH3
     
41013MAJ9
     
41013MAK6
Price to Public:
     
100.000%
     
100.000%
     
100.000%
Proceeds to Issuer:
     
    $1,922,710.50    
     
    $2,536,375.00    
     
    $2,096,925.50    
Discounts and Commissions:
     
1.450%
     
1.500%
     
2.150%
Reallowance:
     
0.200%
     
0.200%
     
0.350%
Dealer:
     
98.750%
     
98.700%
     
98.100%
Maturity Date:
     
9/15/10
     
9/15/12
     
9/15/22
Stated Annual Interest Rate:
     
4.250%
     
4.750%
     
5.400%
Interest Payment Frequency:
     
Monthly
     
Monthly
     
Monthly
First Payment Date:
     
10/15/02
     
10/15/02
     
10/15/02
Additional Amounts:
     
N/A
     
N/A
     
N/A
Survivor’s Option:
     
Yes
     
Yes
     
Yes
Callable by Issuer:
     
No
     
No
     
No
If Callable by Issuer, dates and terms of redemption (including the redemption price)
              
Original Issue Discount1:
     
N/A
     
N/A
     
N/A
Other Material Terms (if any):
     
N/A
     
N/A
     
N/A
 
1
 
For information regarding certain tax provisions applicable to Original Issue Discount notes, including zero-coupon notes, see “Tax Consequences to U.S. Holders — Original Issue Discount Notes” in the Prospectus.