THE FULCRUM TRUST
                 (SUPPLEMENT TO PROSPECTUS DATED MAY 1, 2000)


On July 1, 2000, shares of Allmerica Investment Trust Select Investment Grade
Income Fund were substituted at the separate account level for shares of The
Fulcrum Trust Strategic Income Portfolio and shares of the Strategic Income
Portfolio are no longer available.  Therefore, effective immediately, the
separate Fulcrum Prospectus offering only shares of the Strategic Income
Portfolio is withdrawn.




Dated:  July 1, 2000