XML 66 R55.htm IDEA: XBRL DOCUMENT v3.24.3
Loans and Allowance for Credit Losses - Credit risk profile based on rating category and year of origination (Details) - USD ($)
$ in Thousands
3 Months Ended
Sep. 30, 2024
Jun. 30, 2024
Financing Receivable, Credit Quality Indicator [Line Items]    
Amount of loan relationships subject to annual credit analysis $ 3,000  
Loan relationships that are subject to independent annual review 1,000  
2025 / 2024 258,470 $ 737,190
2024 / 2023 648,682 953,922
2023 / 2022 946,218 833,645
2022 / 2021 807,783 518,406
2021 / 2020 497,089 171,485
Prior 357,855 200,743
Revolving loans 450,639 434,644
Total 3,966,736 3,850,035
Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024 244,732 720,679
2024 / 2023 638,504 926,158
2023 / 2022 924,352 802,592
2022 / 2021 778,605 515,857
2021 / 2020 494,554 166,539
Prior 348,860 196,262
Revolving loans 448,923 432,843
Total 3,878,530 3,760,930
Watch    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024 12,701 8,921
2024 / 2023 2,441 26,306
2023 / 2022 20,536 2,049
2022 / 2021 1,974 2,063
2021 / 2020 2,059 4,800
Prior 7,042 2,963
Revolving loans 1,022 1,141
Total 47,775 48,243
Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024 1,037 7,590
2024 / 2023 7,737 1,458
2023 / 2022 1,330 29,004
2022 / 2021 27,204 486
2021 / 2020 476 146
Prior 1,953 1,518
Revolving loans 694 660
Total 40,431 40,862
Construction and land development    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024 56,857  
2024 / 2023 98,819  
2023 / 2022 159,752  
2022 / 2021 27,323  
2021 / 2020 2,463  
Prior 4,473  
Revolving loans 1,794  
Total 351,481  
Construction and land development | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024 51,908  
2024 / 2023 97,383  
2023 / 2022 159,720  
2022 / 2021 27,195  
2021 / 2020 2,463  
Prior 4,388  
Revolving loans 1,794  
Total 344,851  
Construction and land development | Watch    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024 4,949  
2024 / 2023 275  
2022 / 2021 128  
Prior 85  
Total 5,437  
Construction and land development | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 / 2023 1,161  
2023 / 2022 32  
Total 1,193  
Agriculture real estate    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024 13,839  
2024 / 2023 39,909  
2023 / 2022 45,167  
2022 / 2021 55,583  
2021 / 2020 47,977  
Prior 18,781  
Revolving loans 18,531  
Total 239,787  
Agriculture real estate | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024 13,804  
2024 / 2023 37,392  
2023 / 2022 44,730  
2022 / 2021 55,391  
2021 / 2020 47,698  
Prior 18,522  
Revolving loans 18,484  
Total 236,021  
Agriculture real estate | Watch    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 / 2023 252  
2023 / 2022 121  
2022 / 2021 192  
Prior 259  
Total 824  
Agriculture real estate | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024 35  
2024 / 2023 2,265  
2023 / 2022 316  
2021 / 2020 279  
Revolving loans 47  
Total 2,942  
Commercial and industrial    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024 33,405 117,476
2024 / 2023 100,716 60,929
2023 / 2022 56,732 44,107
2022 / 2021 41,374 43,879
2021 / 2020 41,229 3,261
Prior 10,167 5,860
Revolving loans 173,395 174,635
Total 457,018 450,147
Commercial and industrial | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024 31,499 116,173
2024 / 2023 100,314 60,404
2023 / 2022 56,216 43,205
2022 / 2021 40,472 43,879
2021 / 2020 41,221 3,145
Prior 9,206 4,863
Revolving loans 173,034 174,181
Total 451,962 445,850
Commercial and industrial | Watch    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024 1,906 1,031
2024 / 2023 201 250
2023 / 2022 257 43
2022 / 2021 43  
2021 / 2020 8  
Prior 209 228
Revolving loans 286 404
Total 2,910 1,956
Commercial and industrial | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024   272
2024 / 2023 201 275
2023 / 2022 259 859
2022 / 2021 859  
2021 / 2020   116
Prior 752 769
Revolving loans 75 50
Total 2,146 2,341
Agriculture production    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024 13,493 41,155
2024 / 2023 37,896 11,348
2023 / 2022 10,540 4,328
2022 / 2021 3,938 6,176
2021 / 2020 5,868 1,965
Prior 2,140 383
Revolving loans 126,340 110,613
Total 200,215 175,968
Agriculture production | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024 13,323 40,980
2024 / 2023 37,828 11,288
2023 / 2022 10,533 4,115
2022 / 2021 3,926 6,159
2021 / 2020 5,851 1,965
Prior 2,114 229
Revolving loans 126,123 110,396
Total 199,698 175,132
Agriculture production | Watch    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024 128 170
2024 / 2023 68 37
2023 / 2022 2 204
2022 / 2021 3  
Prior   127
Revolving loans 217 217
Total 418 755
Agriculture production | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024 42 5
2024 / 2023   23
2023 / 2022 5 9
2022 / 2021 9 17
2021 / 2020 17  
Prior 26 27
Total 99 81
Consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024 12,468 30,317
2024 / 2023 21,909 17,321
2023 / 2022 14,716 6,558
2022 / 2021 5,460 2,271
2021 / 2020 1,789 467
Prior 361 54
Revolving loans 2,032 2,683
Total 58,735 59,671
Consumer | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024 12,468 30,317
2024 / 2023 21,875 17,318
2023 / 2022 14,664 6,547
2022 / 2021 5,448 2,268
2021 / 2020 1,785 467
Prior 361 54
Revolving loans 2,032 2,683
Total 58,633 59,654
Consumer | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 / 2023 34 3
2023 / 2022 52 11
2022 / 2021 12 3
2021 / 2020 4  
Total 102 17
All other loans    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024 4 1,139
2024 / 2023 1,128 644
2023 / 2022 597 122
2022 / 2021 82 217
2021 / 2020 214 43
Prior 1,674 1,816
Total 3,699 3,981
All other loans | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024 4 1,139
2024 / 2023 1,128 644
2023 / 2022 597 122
2022 / 2021 82 217
2021 / 2020 214 43
Prior 1,674 1,816
Total 3,699 3,981
Secured by real estate | 1-4 residential real estate    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024 60,451 169,297
2024 / 2023 154,424 158,616
2023 / 2022 149,109 195,332
2022 / 2021 186,394 143,300
2021 / 2020 139,184 66,420
Prior 153,975 93,045
Revolving loans 99,379 99,387
Total 942,916 925,397
Secured by real estate | 1-4 residential real estate | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024 59,431 167,734
2024 / 2023 152,857 157,530
2023 / 2022 148,199 195,002
2022 / 2021 185,830 142,721
2021 / 2020 138,617 66,292
Prior 153,107 92,728
Revolving loans 99,379 99,365
Total 937,420 921,372
Secured by real estate | 1-4 residential real estate | Watch    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024 60 877
2024 / 2023 809 289
2023 / 2022 287 87
2022 / 2021 238 396
2021 / 2020 391 98
Prior 118 23
Total 1,903 1,770
Secured by real estate | 1-4 residential real estate | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024 960 686
2024 / 2023 758 797
2023 / 2022 623 243
2022 / 2021 326 183
2021 / 2020 176 30
Prior 750 294
Revolving loans   22
Total 3,593 2,255
Secured by real estate | Commercial Real Estate | Non-owner occupied    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024 25,332 125,572
2024 / 2023 106,297 249,077
2023 / 2022 255,902 320,030
2022 / 2021 317,471 103,893
2021 / 2020 101,497 38,134
Prior 90,001 56,594
Revolving loans 7,178 6,470
Total 903,678 899,770
Secured by real estate | Commercial Real Estate | Non-owner occupied | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024 20,261 120,914
2024 / 2023 106,090 232,802
2023 / 2022 242,653 294,138
2022 / 2021 291,892 102,380
2021 / 2020 99,987 33,691
Prior 84,799 55,190
Revolving loans 7,178 6,470
Total 852,860 845,585
Secured by real estate | Commercial Real Estate | Non-owner occupied | Watch    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024 5,071 4,658
2024 / 2023 207 16,232
2023 / 2022 13,206 209
2022 / 2021 206 1,513
2021 / 2020 1,510 4,443
Prior 5,202 1,404
Total 25,402 28,459
Secured by real estate | Commercial Real Estate | Non-owner occupied | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 / 2023   43
2023 / 2022 43 25,683
2022 / 2021 25,373  
Total 25,416 25,726
Secured by real estate | Commercial Real Estate | Owner occupied    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024 26,797 67,736
2024 / 2023 62,793 105,268
2023 / 2022 97,522 92,738
2022 / 2021 88,638 87,129
2021 / 2020 83,220 25,664
Prior 57,451 27,733
Revolving loans 21,609 21,208
Total 438,030 427,476
Secured by real estate | Commercial Real Estate | Owner occupied | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024 26,210 63,251
2024 / 2023 58,846 98,776
2023 / 2022 90,859 89,361
2022 / 2021 86,849 86,975
2021 / 2020 83,070 25,664
Prior 55,857 26,124
Revolving loans 20,518 20,147
Total 422,209 410,298
Secured by real estate | Commercial Real Estate | Owner occupied | Watch    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024 587 1,252
2024 / 2023 629 6,492
2023 / 2022 6,663 1,178
2022 / 2021 1,164 154
2021 / 2020 150  
Prior 1,169 1,181
Revolving loans 519 520
Total 10,881 10,777
Secured by real estate | Commercial Real Estate | Owner occupied | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024   3,233
2024 / 2023 3,318  
2023 / 2022   2,199
2022 / 2021 625  
Prior 425 428
Revolving loans 572 541
Total 4,940 6,401
Secured by real estate | Multi-family real estate    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024 15,824 36,518
2024 / 2023 24,791 157,471
2023 / 2022 156,181 86,171
2022 / 2021 81,520 77,545
2021 / 2020 73,648 21,438
Prior 18,832 5,341
Revolving loans 381 80
Total 371,177 384,564
Secured by real estate | Multi-family real estate | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024 15,824 36,518
2024 / 2023 24,791 157,471
2023 / 2022 156,181 86,171
2022 / 2021 81,520 77,545
2021 / 2020 73,648 21,438
Prior 18,832 5,341
Revolving loans 381 80
Total 371,177 384,564
Secured by real estate | Construction and land development    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024   105,943
2024 / 2023   146,480
2023 / 2022   27,655
2022 / 2021   4,379
2021 / 2020   3,887
Prior   679
Revolving loans   1,518
Total 351,481 290,541
Secured by real estate | Construction and land development | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024   104,162
2024 / 2023   143,538
2023 / 2022   27,524
2022 / 2021   4,379
2021 / 2020   3,887
Prior   679
Revolving loans   1,518
Total   285,687
Secured by real estate | Construction and land development | Watch    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024   652
2024 / 2023   2,906
2023 / 2022   131
Total   3,689
Secured by real estate | Construction and land development | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024   1,129
2024 / 2023   36
Total   1,165
Secured by real estate | Agriculture real estate    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024   42,037
2024 / 2023   46,768
2023 / 2022   56,604
2022 / 2021   49,617
2021 / 2020   10,206
Prior   9,238
Revolving loans   18,050
Total $ 239,787 232,520
Secured by real estate | Agriculture real estate | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024   39,491
2024 / 2023   46,387
2023 / 2022   56,407
2022 / 2021   49,334
2021 / 2020   9,947
Prior   9,238
Revolving loans   18,003
Total   228,807
Secured by real estate | Agriculture real estate | Watch    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024   281
2024 / 2023   100
2023 / 2022   197
2021 / 2020   259
Total   837
Secured by real estate | Agriculture real estate | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 / 2024   2,265
2024 / 2023   281
2022 / 2021   283
Revolving loans   47
Total   $ 2,876