EXHIBIT 21




Parent

Southern Missouri Bancorp, Inc.

Subsidiaries ^(a)	Percentage of Ownership	Jurisdiction or State of Incorporation

Southern Bank	100%	Missouri
SMS Financial Services, Inc.^(b)	100%	Missouri
SB Corning, LLC^(c)	100%	Missouri
SB Real Estate Investment, LLC^(c)	100%	Missouri
Southern Bank Real Estate Investments, LLC^(d)	100%	Missouri
Southern Insurance Services, LLC^(e)	100%	Missouri
Fortune Investment Group, LLC^(f)	100%	Missouri
Fortune Insurance Group, LLC^(g)	100%	Missouri
Fortune SBA, LLC^(g)	100%	Missouri

(a) The operation of the Company's wholly owned subsidiaries are included in the Company's Financial Statements contained in Item 7 hereof.

(b) Wholly owned subsidiary of Southern Bank; subsidiary is inactive.

(d) Wholly owned active subsidiary of SB Real Estate Investments, LLC.

(e) Wholly owned active subsidiary of Southern Bank.

(f) Wholly owned subsidiary of Southern Bank; subsidiary is inactive.

(g) Wholly owned subsidiary of Southern Bank; subsidiary is inactive.