CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2021
Cash Flows From Operating Activities:
NET INCOME	$ 39,237	$ 47,169	$ 47,180
Items not requiring (providing) cash:
Depreciation	4,923	4,480	4,029
(Gain) loss on disposal of fixed assets	(444)	3	80
Stock option and stock grant expense	839	697	550
(Gain) loss on sale/write-down of REO	(44)	460	55
Amortization of intangible assets	2,633	1,441	1,395
Accretion of purchase accounting adjustments	(3,737)	(1,565)	(1,502)
Increase in cash surrender value of bank owned life insurance (BOLI)	(1,516)	(1,168)	(1,800)
Provision (benefit) for credit losses	17,061	1,487	(1,024)
Gains realized on sale of AFS securities			(90)
Net amortization of premiums and discounts on securities	776	1,198	1,633
Originations of loans held for sale	(21,419)	(42,808)	(151,171)
Proceeds from sales of loans held for sale	21,548	44,004	151,813
Gain on sales of loans held for sale	(875)	(1,598)	(3,980)
Changes in:
Accrued interest receivable	(5,400)	(391)	2,037
Prepaid expenses and other assets	5,449	9,681	1,790
Accounts payable and other liabilities	580	5,016	(47)
Deferred income taxes	(974)	(617)	1,681
Accrued interest payable	3,386	(147)	(867)
NET CASH PROVIDED BY OPERATING ACTIVITIES	62,023	67,342	51,762
Cash flows from investing activities:
Net increase in loans	(447,208)	(281,544)	(62,864)
Net change in interest-bearing deposits	1,227	(1,488)	(7)
Proceeds from maturities of available for sale securities	35,368	40,474	57,723
Proceeds from sales of available for sale securities	136,714		16,284
Net (purchases) redemptions of Federal Home Loan Bank stock	(4,473)	691	517
Net purchases of Federal Reserve Bank of St. Louis stock	(3,271)	(759)	(668)
Purchases of available-for-sale securities	(132,032)	(96,144)	(108,057)
Purchases of long-term investment	(195)	(383)	(40)
Purchases of premises and equipment	(6,039)	(4,617)	(2,856)
Net cash received in acquisition	208,336	48,767
Investments in state & federal tax credits	(7,867)	(11,276)	(5,325)
Proceeds from sale of fixed assets	3,724	928	580
Proceeds from sale of foreclosed assets	2,041	1,423	1,444
Proceeds from BOLI claim	270		1,351
NET CASH USED IN INVESTING ACTIVITIES	(213,405)	(303,928)	(101,918)
Cash flows from financing activities:
Net (decrease) increase in demand deposits and savings accounts	(245,130)	273,356	257,876
Net increase (decrease) in certificates of deposits	304,494	(31,221)	(111,885)
Net decrease in securities sold under agreements to repurchase	(27,629)
Proceeds from Federal Home Loan Bank advances	1,913,830		110,100
Repayments of Federal Home Loan Bank advances	(1,818,381)	(29,300)	(122,649)
Purchase of treasury stock		(5,838)	(8,341)
Dividends paid on common stock	(8,632)	(7,194)	(5,598)
NET CASH PROVIDED BY FINANCING ACTIVITIES	118,552	199,803	119,503
(Decrease) increase in cash and cash equivalents	(32,830)	(36,783)	69,347
Cash and cash equivalents at beginning of period	86,809	123,592	54,245
Cash and cash equivalents at end of period	53,979	86,809	123,592
Noncash investing and financing activities:
Conversion of loans to foreclosed real estate	1,073	127	748
Conversion of foreclosed real estate to loans	960
Conversion of loans to repossessed assets	108	26	461
Right of use assets obtained in exchange for lease obligations: Operating Leases	216	95	804
Company Purchases - Liabilities were assumed as follows:
Less: common stock issued		22,885
Cash paid during the period for:
Interest (net of interest credited)	5,649	2,057	2,654
Income taxes	4,307	361	$ 9,240
Fortune
Company Purchases - Liabilities were assumed as follows:
Fair value of assets acquired	1,019,722
Less: common stock issued	98,280
Cash received	34,889
Liabilities assumed	$ 886,553
First National Bank, Cairo
Company Purchases - Liabilities were assumed as follows:
Fair value of assets acquired		267,913
Cash received		12,663
Liabilities assumed		232,365
Central Federal Bancshares
Company Purchases - Liabilities were assumed as follows:
Fair value of assets acquired		1,707
Liabilities assumed		28,859
Cash paid for the capital stock		$ 27,151