CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	9 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Cash Flows From Operating Activities:
Net Income	$ 23,676	$ 34,082
Items not requiring (providing) cash:
Depreciation	3,429	3,307
(Gain) loss on disposal of fixed assets	(317)	3
Stock option and stock grant expense	761	649
Loss on sale/write-down of REO	140	392
Amortization of intangible assets	1,615	1,040
Accretion of purchase accounting adjustments	(2,166)	(1,036)
Increase in cash surrender value of bank owned life insurance (BOLI)	(1,006)	(854)
Provision (benefit) for credit losses	16,266	1,247
Net amortization of premiums and discounts on securities	646	855
Originations of loans held for sale	(14,673)	(38,454)
Proceeds from sales of loans held for sale	14,723	38,164
Gain on sales of loans held for sale	(550)	(934)
Changes in:
Accrued interest receivable	(2,901)	252
Prepaid expenses and other assets	(815)	2,311
Accounts payable and other liabilities	136	3,910
Deferred income taxes	(1,981)	1,019
Accrued interest payable	2,383	(79)
Net cash provided by operating activities	39,366	45,874
Cash flows from investing activities:
Net increase in loans	(311,095)	(174,600)
Net change in interest-bearing deposits	1,244	(1,488)
Proceeds from maturities of available for sale securities	27,987	33,863
Proceeds from sales of available for sale securities	136,714	0
Net (purchases) redemptions of Federal Home Loan Bank stock	(788)	502
Net purchases of Federal Reserve Bank of St. Louis stock	(2,701)	(4)
Purchases of available-for-sale securities	(131,827)	(66,168)
Purchases of long-term investment	(165)	(133)
Purchases of premises and equipment	(4,225)	(4,365)
Net cash received from acquisitions	210,704	48,768
Investments in state & federal tax credits	(4,423)	(9,786)
Proceeds from sale of fixed assets	3,464	928
Proceeds from sale of foreclosed assets	1,122	471
Proceeds from BOLI claim	270	0
Net cash used in investing activities	(73,719)	(172,012)
Cash flows from financing activities:
Net (decrease) increase in demand deposits and savings accounts	(104,729)	303,499
Net increase (decrease) in certificates of deposits	193,749	(21,571)
Net decrease in securities sold under agreements to repurchase	(27,629)	0
Proceeds from Federal Home Loan Bank advances	1,579,630	0
Repayments of Federal Home Loan Bank advances	(1,572,668)	(24,287)
Purchase of treasury stock	0	(1,174)
Dividends paid on common stock	(6,252)	(5,337)
Net cash provided by financing activities	62,101	251,130
Increase in cash and cash equivalents	27,748	124,992
Cash and cash equivalents at beginning of period	86,792	123,592
Cash and cash equivalents at end of period	114,540	248,584
Noncash investing and financing activities:
Conversion of loans to foreclosed real estate	1,073	127
Conversion of loans to repossessed assets	58	14
Right of use assets obtained in exchange for lease obligations: Operating Leases	82	109
Cash paid during the period for:
Interest (net of interest credited)	3,717	1,487
Income taxes	4,062	262
Citizens Bancshares Company, purchased on January 20, 2023
Company Purchases - Liabilities were assumed as follows:
Fair value of assets acquired	1,017,837	0
Less: common stock issued	98,280	0
Cash received	32,522	0
Liabilities assumed	887,035	0
Fortune Financial Corporation purchased on February 25, 2022
Company Purchases - Liabilities were assumed as follows:
Fair value of assets acquired	0	267,913
Less: common stock issued	0	22,885
Cash received	0	12,663
Liabilities assumed	0	232,365
First National Bank-Cairo branch, purchased on December 15, 2021
Company Purchases - Liabilities were assumed as follows:
Fair value of assets acquired	0	1,707
Liabilities assumed	0	28,859
Cash paid for the capital stock	$ 0	$ 27,151