Stockholders' Equity and Regulatory Capital (Tables)

12 Months Ended

Jun. 30, 2022

Stockholders' Equity and Regulatory Capital

Schedule of company and Bank's actual and required regulatory capital

									To Be Well Capitalized Under
									Prompt Corrective Action
	Actual				For Capital Adequacy Purposes				Provisions
As of June 30, 2022	Amount		Ratio		Amount		Ratio		Amount		Ratio
(dollars in thousands)
Total Capital (to Risk-Weighted Assets)
Consolidated	$	370,013	13.42	%	$	220,558	8.00	%		n/a	n/a
Southern Bank		352,169	12.90	%		218,397	8.00	%		272,996	10.00	%
Tier I Capital (to Risk-Weighted Assets)
Consolidated		335,316	12.16	%		165,418	6.00	%		n/a	n/a
Southern Bank		325,183	11.91	%		163,797	6.00	%		218,397	8.00	%
Tier I Capital (to Average Assets)
Consolidated		335,316	10.41	%		128,822	4.00	%		n/a	n/a
Southern Bank		325,183	10.22	%		127,333	4.00	%		159,167	5.00	%
Common Equity Tier I Capital (to Risk-Weighted Assets)
Consolidated		319,971	11.61	%		124,064	4.50	%		n/a	n/a
Southern Bank		325,183	11.91	%		122,848	4.50	%		177,447	6.50	%

									To Be Well Capitalized Under
									Prompt Corrective Action
	Actual				For Capital Adequacy Purposes				Provisions
As of June 30, 2021	Amount		Ratio		Amount		Ratio		Amount		Ratio
(dollars in thousands)
Total Capital (to Risk-Weighted Assets)
Consolidated	$	315,490	14.18	%	$	177,938	8.00	%		n/a	n/a
Southern Bank		308,482	13.96	%		176,816	8.00	%		221,019	10.00	%
Tier I Capital (to Risk-Weighted Assets)
Consolidated		287,701	12.93	%		133,453	6.00	%		n/a	n/a
Southern Bank		282,638	12.79	%		132,612	6.00	%		176,816	8.00	%
Tier I Capital (to Average Assets)
Consolidated		287,701	10.61	%		108,505	4.00	%		n/a	n/a
Southern Bank		282,638	10.43	%		108,369	4.00	%		135,461	5.00	%
Common Equity Tier I Capital (to Risk-Weighted Assets)
Consolidated		272,458	12.25	%		100,090	4.50	%		n/a	n/a
Southern Bank		282,638	12.79	%		99,459	4.50	%		143,663	6.50	%