CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Cash Flows From Operating Activities:
Net Income	$ 12,746	$ 9,986
Items not requiring (providing) cash:
Depreciation	1,061	1,011
(Gain) Loss on disposal of fixed assets	(137)	26
Stock option and stock grant expense	37	23
Loss on sale/write-down of REO	22	36
Amortization of intangible assets	338	380
Accretion of purchase accounting adjustments	(341)	(280)
Increase in cash surrender value of bank owned life insurance (BOLI)	(281)	(281)
Provision for credit losses	(305)	1,000
Net amortization of premiums and discounts on securities	283	452
Originations of loans held for sale	(14,000)	(47,888)
Proceeds from sales of loans held for sale	14,444	45,300
Gain on sales of loans held for sale	(369)	(1,206)
Changes in:
Accrued interest receivable	(1,124)	(1,650)
Prepaid expenses and other assets	432	849
Accounts payable and other liabilities	1,439	(1,619)
Deferred income taxes	6	14
Accrued interest payable	(48)	(245)
Net cash provided by operating activities	14,203	5,908
Cash flows from investing activities:
Net increase in loans	(48,324)	(14,163)
Net change in interest-bearing deposits	(1)	(2)
Proceeds from maturities of available for sale securities	12,452	15,715
Net redemptions (purchases) of Federal Home Loan Bank stock	448	(335)
Net purchases of Federal Reserve Bank of St. Louis stock		(654)
Purchases of available-for-sale securities	(15,111)	(14,992)
Purchases of long-term investment	(83)
Purchases of premises and equipment	(3,063)	(453)
Investments in state & federal tax credits	(609)	(1,051)
Proceeds from sale of fixed assets	928	71
Proceeds from sale of foreclosed assets	38	129
Net cash used in investing activities	(53,325)	(15,735)
Cash flows from financing activities:
Net increase in demand deposits and savings accounts	49,139	10,311
Net decrease in certificates of deposits	(8,239)	(27,073)
Proceeds from Federal Home Loan Bank advances		34,800
Repayments of Federal Home Loan Bank advances	(11,012)	(19,212)
Purchase of treasury stock	(1,174)
Dividends paid on common stock	(1,782)	(1,369)
Net cash provided by (used in) financing activities	26,932	(2,543)
Decrease in cash and cash equivalents	(12,190)	(12,370)
Cash and cash equivalents at beginning of period	123,592	54,245
Cash and cash equivalents at end of period	111,402	41,875
Noncash investing and financing activities:
Conversion of loans to foreclosed real estate	58	69
Right of use assets obtained in exchange for lease obligations: Operating Leases	35	22
Cash paid during the period for:
Interest (net of interest credited)	484	678
Income taxes	$ 28	$ 1,793