EXHIBIT 21

Parent
Southern Missouri Bancorp, Inc.
Subsidiaries (a)	Percentage of Ownership	Jurisdiction or State of Incorporation
Southern Bank	100%	Missouri
SMS Financial Services, Inc.(b)	100%	Missouri
SB Corning, LLC(c)	100%	Missouri
SB Real Estate Investment, LLC(c)	100%	Missouri
Southern Bank Real Estate Investments, LLC(d)	100%	Missouri
Southern Insurance Services, LLC(e)	100%	Missouri

(a)   The operation of the Company's wholly owned subsidiaries are included in the Company's Financial Statements contained in Item 7 hereof.

(b)   Wholly owned subsidiary of Southern Bank; subsidiary is inactive.

(c)   Wholly owned active subsidiary of Southern Bank.

(d)   Wholly owned active subsidiary of SB Real Estate Investments, LLC.

(e)   Wholly owned active subsidiary of Southern Bank.