Stockholders' Equity and Regulatory Capital (Tables)

12 Months Ended

Jun. 30, 2020

Stockholders' Equity and Regulatory Capital

Schedule of company and Bank's actual and required regulatory capital

									To Be Well Capitalized Under
									Prompt Corrective Action
	Actual				For Capital Adequacy Purposes				Provisions
As of June 30, 2020	Amount		Ratio		Amount		Ratio		Amount	Ratio
(dollars in thousands)
Total Capital (to Risk-Weighted Assets)
Consolidated	$	278,924	13.17	%	$	169,473	8.00	%	n/a	n/a
Southern Bank		271,137	12.88	%		168,355	8.00	%	210,444	10.00	%
Tier I Capital (to Risk-Weighted Assets)
Consolidated		252,609	11.92	%		127,105	6.00	%	n/a	n/a
Southern Bank		244,822	11.63	%		126,266	6.00	%	168,355	8.00	%
Tier I Capital (to Average Assets)
Consolidated		252,609	9.95	%		101,528	4.00	%	n/a	n/a
Southern Bank		244,822	9.66	%		101,370	4.00	%	126,713	5.00	%
Common Equity Tier I Capital (to Risk-Weighted Assets)
Consolidated		237,467	11.21	%		95,328	4.50	%	n/a	n/a
Southern Bank		244,822	11.63	%		94,700	4.50	%	136,789	6.50	%

									To Be Well Capitalized Under
									Prompt Corrective Action
	Actual				For Capital Adequacy Purposes				Provisions
As of June 30, 2019	Amount		Ratio		Amount		Ratio		Amount	Ratio
(dollars in thousands)
Total Capital (to Risk-Weighted Assets)
Consolidated	$	256,982	13.22	%	$	155,536	8.00	%	n/a	n/a
Southern Bank		247,199	12.81	%		154,364	8.00	%	192,954	10.00	%
Tier I Capital (to Risk-Weighted Assets)
Consolidated		235,768	12.13	%		116,652	6.00	%	n/a	n/a
Southern Bank		225,985	11.71	%		115,773	6.00	%	154,364	8.00	%
Tier I Capital (to Average Assets)
Consolidated		235,768	10.81	%		87,231	4.00	%	n/a	n/a
Southern Bank		225,985	10.38	%		87,077	4.00	%	108,846	5.00	%
Common Equity Tier I Capital (to Risk-Weighted Assets)
Consolidated		220,725	11.35	%		87,489	4.50	%	n/a	n/a
Southern Bank		225,985	11.71	%		86,829	4.50	%	125,420	6.50	%