Revolving

2021

2020

2019

2018

2017

Prior

loans

Total

Residential Real Estate

Pass

$ 123,469

$ 225,522

$ 65,243

$ 53,150

$ 38,183

$ 117,755

$ 5,416

$ 628,738

Watch

125

122

419

-

98

876

-

1,640

Special Mention

-

14

-

24

-

38

Substandard

145

1,007

227

73

-

3,818

-

5,270

Doubtful

-

32

-

32

Total Residential Real Estate

$ 123,739

$ 226,651

$ 65,889

$ 53,237

$ 38,281

$ 122,505

$ 5,416

$ 635,718

Construction Real Estate

Pass

$ 42,502

$ 52,358

$ 6,914

$ -

$ 205

$ 101,979

Watch

-

417

3,949

-

4,366

Special Mention

-

Substandard

-

Doubtful

-

Total Construction Real Estate

$ 42,502

$ 52,358

$ 7,331

$ 3,949

$ -

$ 205

$ 106,345

Commercial Real Estate

Pass

$ 64,829

$ 222,926

$ 151,121

$ 158,268

$ 87,699

$ 117,612

$ 27,117

$ 829,572

Watch

508

9,348

10,611

4,956

14,252

1,493

904

42,072

Special Mention

-

Substandard

1,222

6,149

560

285

2,718

1,369

-

12,303

Doubtful

-

888

-

888

Total Commercial Real Estate

$ 66,559

$ 238,423

$ 163,180

$ 163,509

$ 104,669

$ 120,474

$ 28,021

$ 884,835

Consumer

Pass

$ 7,540

$ 17,077

$ 7,148

$ 2,512

$ 1,289

$ 788

$ 44,316

$ 80,670

Watch

-

Special Mention

-

Substandard

-

42

15

41

25

42

71

236

Doubtful

-

Total Consumer

$ 7,540

$ 17,119

$ 7,163

$ 2,553

$ 1,314

$ 830

$ 44,387

$ 80,906

Commercial

Pass

$ 27,116

$ 232,331

$ 37,049

$ 21,354

$ 10,050

$ 13,662

$ 130,547

$ 472,109

Watch

1,009

162

64

8

12

-

1,725

2,980

Special Mention

-

Substandard

35

1,584

1,640

462

180

8

2,584

6,493

Doubtful

-

Total Commercial

$ 28,160

$ 234,077

$ 38,753

$ 21,824

$ 10,242

$ 13,670

$ 134,856

$ 481,582

Total Loans

Pass

$ 265,456

$ 750,214

$ 267,475

$ 235,284

$ 137,221

$ 249,817

$ 207,601

$ 2,113,068

Watch

1,642

9,632

11,511

8,913

14,362

2,369

2,629

51,058

Special Mention

-

14

-

24

-

38

Substandard

1,402

8,782

2,442

861

2,923

5,237

2,655

24,302

Doubtful

-

888

-

32

-

920

Total

$ 268,500

$ 768,628

$ 282,316

$ 245,072

$ 154,506

$ 257,479

$ 212,885

$ 2,189,386