XML 64 R54.htm IDEA: XBRL DOCUMENT v3.10.0.1
Note 4: Loans and Allowance for Loan Losses: Schedule of balance in the allowance for loan losses and recorded investment (Tables)
 6 Months Ended
Dec. 31, 2018
Tables/Schedules  
Schedule of balance in the allowance for loan losses and recorded investment

 

 

At period end and for the six months ended December 31, 2018

 

 

 

Residential

Construction

Commercial

 

 

 

 

(dollars in thousands)

Real Estate

Real Estate

Real Estate

Consumer

Commercial

Total

 

Allowance for loan losses:

 

 

 

 

 

 

 

  Balance, beginning of period

$3,226

$1,097

$8,793

$902

$4,196

$18,214

 

  Provision charged to expense

415

94

319

80

87

995

 

  Losses charged off

(9)

-

(120)

(20)

(47)

(196)

 

  Recoveries

1

-

3

5

1

10

 

  Balance, end of period

$3,633

$1,191

$8,995

$967

$4,237

$19,023

 

  Ending Balance: individually     evaluated for impairment

$-

$-

$-

$-

$-

$-

 

  Ending Balance: collectively     evaluated for impairment

$3,633

$1,191

$8,995

$967

$4,237

$19,023

 

  Ending Balance: loans acquired     with deteriorated credit quality

$-

$-

$-

$-

$-

$-

 

 

 

 

 

 

 

 

 

Loans:

 

 

 

 

 

 

 

  Ending Balance: individually     evaluated for impairment

$-

$-

$-

$-

$-

$-

 

  Ending Balance: collectively     evaluated for impairment

$478,389

$68,344

$818,394

$86,920

$339,895

$1,791,942

 

  Ending Balance: loans acquired     with deteriorated credit quality

$1,838

$1,292

$19,523

$-

$5,908

$28,561

 

 

For the three months ended December 31, 2018

 

 

 

Residential

Construction

Commercial

 

 

 

 

(dollars in thousands)

Real Estate

Real Estate

Real Estate

Consumer

Commercial

Total

 

Allowance for loan losses:

 

 

 

 

 

 

 

  Balance, beginning of period

$3,349

$1,293

$8,733

$981

$4,434

$18,790

 

  Provision charged to expense

293

(102)

284

(11)

(150)

314

 

  Losses charged off

(9)

-

(25)

(3)

(47)

(84)

 

  Recoveries

-

-

3

-

-

3

 

  Balance, end of period

$3,633

$1,191

$8,995

$967

$4,237

$19,023

 

 

At period end and for the six months ended December 31, 2017

 

 

 

Residential

Construction

Commercial

 

 

 

 

(dollars in thousands)

Real Estate

Real Estate

Real Estate

Consumer

Commercial

Total

 

Allowance for loan losses:

 

 

 

 

 

 

 

  Balance, beginning of period

$3,230

$964

$7,068

$757

$3,519

$15,538

 

  Provision charged to expense

133

(78)

1,271

125

60

1,511

 

  Losses charged off

(78)

-

(36)

(58)

(21)

(193)

 

  Recoveries

1

-

-

4

6

11

 

  Balance, end of period

$3,286

$886

$8,303

$828

$3,564

$16,867

 

  Ending Balance: individually     evaluated for impairment

$-

$-

$-

$-

$-

$-

 

  Ending Balance: collectively     evaluated for impairment

$3,286

$886

$8,303

$828

$3,564

$16,867

 

  Ending Balance: loans acquired     with deteriorated credit quality

$-

$-

$-

$-

$-

$-

 

 

For the three months ended  December 31, 2017

 

 

 

Residential

Construction

Commercial

 

 

 

 

(dollars in thousands)

Real Estate

Real Estate

Real Estate

Consumer

Commercial

Total

 

Allowance for loan losses:

 

 

 

 

 

 

 

  Balance, beginning of period

$3,300

$965

$7,649

$815

$3,628

$16,357

 

  Provision charged to expense

40

(79)

690

40

(49)

642

 

  Losses charged off

(55)

-

(36)

(28)

(21)

(140)

 

  Recoveries

1

-

-

1

6

8

 

  Balance, end of period

$3,286

$886

$8,303

$828

$3,564

$16,867

 

 

At June 30, 2018

 

 

 

Residential

Construction

Commercial

 

 

 

 

(dollars in thousands)

Real Estate

Real Estate

Real Estate

Consumer

Commercial

Total

 

Allowance for loan losses:

 

 

 

 

 

 

 

  Balance, end of period

$3,226

$1,097

$8,793

$902

$4,196

$18,214

 

  Ending Balance: individually     evaluated for impairment

$-

$-

$399

$-

$351

$750

 

  Ending Balance: collectively     evaluated for impairment

$3,226

$1,097

$8,394

$902

$3,845

$17,464

 

  Ending Balance: loans acquired     with deteriorated credit quality

$-

$-

$-

$-

$-

$-

 

 

 

 

 

 

 

 

 

Loans:

 

 

 

 

 

 

 

  Ending Balance: individually     evaluated for impairment

$-

$-

$660

$-

$580

$1,240

 

  Ending Balance: collectively     evaluated for impairment

$447,706

$64,888

$696,377

$78,571

$278,241

$1,565,783

 

  Ending Balance: loans acquired     with deteriorated credit quality

$3,213

$1,297

$7,610

$-

$2,451

$14,571