XML 16 R6.htm IDEA: XBRL DOCUMENT v3.10.0.1
Condensed Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
3 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Cash flows from operating activities:    
Net Income (Loss) Attributable to Parent $ 6,800 $ 4,862
Adjustments to reconcile net loss to net cash used in operating activities:    
Depreciation 777 778
Gain (Loss) on Disposal of Fixed Assets 8 (4)
Stock Option and Stock Grant Expense 23 20
Amortization of Purchase Accounting Adjustments (1,159) (404)
Life Insurance, Corporate or Bank Owned, Change in Value (247) (233)
Payments for Origination of Mortgage Loans Held-for-sale (7,420) (6,876)
Proceeds from Sale of Loans Held-for-sale 7,936 6,799
Gain on Sales of Loans Held for Sale (179) (203)
Changes in    
Increase (Decrease) in Accrued Interest Receivable, Net (1,620) (1,536)
Increase (Decrease) in Prepaid Expense and Other Assets 1,434 2,711
Increase (Decrease) in Accounts Payable and Other Operating Liabilities (902) (2,929)
Increase (Decrease) in Deferred Income Taxes 6 6
Increase (Decrease) in Interest Payable, Net 185 77
Net cash used in operating activities 6,972 4,528
Loss (gain) on sale/write-down of REO 22 (28)
Amortization of intangible assets 396 348
Provision for loan losses 682 868
Net amortization of premiums and discounts on securities 230 272
Cash flows from investing activities:    
Increase (Decrease) in Other Loans (62,129) (52,814)
Net Change Interest-bearing Deposits, Domestic (4) 0
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale 5,748 4,224
Payments for (Proceeds from) Federal Reserve Bank Stock 0 (836)
Payments to Acquire Available-for-sale Securities (4,655) (7,726)
Payments to Acquire Property, Plant, and Equipment (622) (1,383)
Proceeds from Sale of Productive Assets 0 647
Proceeds from Sale of Foreclosed Assets 421 431
Net purchases of Federal Home Loan Bank stock (1,780) (1,644)
Investments in state & federal tax credits (231) (3,784)
Net cash used in investing activities (63,252) (62,885)
Cash flows from financing activities:    
Increase (Decrease) in Demand Deposits (36,827) 24,271
Increase (Decrease) in Time Deposits 48,067 (8,164)
Increase (Decrease) in Federal Funds Purchased and Securities Sold under Agreements to Repurchase, Net 364 (3,585)
Proceeds from FHLBank Advance, Investing Activities 192,550 487,050
Payments of FHLBank Borrowings, Financing Activities (150,900) (445,950)
Dividends, Common Stock, Paid-in-kind (1,170) (945)
Net cash provided by financing activities 52,084 52,673
Common stock issued expense 0 (4)
Decrease in cash and cash equivalents (4,196) (5,684)
Cash and cash equivalents 26,326 30,786
Cash and cash equivalents 22,130 25,102
Cash Flow, Noncash Investing and Financing Activities Disclosure    
Conversion of loans to foreclosed real estate 1,495 701
Conversion of loans to repossessed assets 11 25
Cash Paid During the Period For    
Interest Paid, Excluding Capitalized Interest, Operating Activities 1,005 656
Income Taxes Paid $ 310 $ 480