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NOTE 21: Quarterly Financial Data (Unaudited): Schedule of Quarterly Financial Information (Tables)
12 Months Ended
Jun. 30, 2018
Tables/Schedules  
Schedule of Quarterly Financial Information

 

 

June 30, 2018

(dollars in thousands)

First Quarter

Second Quarter

Third Quarter

Fourth Quarter

 

 

 

 

 

Interest income

 $             18,411

 $             19,231

 $             19,385

 $             20,147

Interest expense

                  3,308

                  3,528

                  3,710

                  4,245

 

 

 

 

 

Net interest income

                15,103

                15,703

                15,675

                15,902

 

 

 

 

 

Provision for loan losses

                     868

                     642

                     550

                     987

Noninterest income

                  3,271

                  3,174

                  3,870

                  3,556

Noninterest expense

                10,755

                10,519

                11,927

                11,274

Income before income taxes

                  6,751

                  7,716

                  7,068

                  7,197

Income tax expense

                  1,889

                  2,546

                  1,810

                  1,558

NET INCOME

 $               4,862

 $               5,170

 $               5,258

 $               5,639

 

 

June 30, 2017

(dollars in thousands)

First Quarter

Second Quarter

Third Quarter

Fourth Quarter

 

 

 

 

 

Interest income

 $             15,105

 $             15,083

 $             14,955

 $             16,345

Interest expense

                  2,529

                  2,510

                  2,523

                  2,804

 

 

 

 

 

Net interest income

                12,576

                12,573

                12,432

                13,541

 

 

 

 

 

Provision for loan losses

                     925

                     656

                     376

                     383

Noninterest income

                  2,575

                  2,700

                  2,925

                  2,884

Noninterest expense

                  9,159

                  8,706

                  9,564

                10,823

Income before income taxes

                  5,067

                  5,911

                  5,417

                  5,219

Income tax expense

                  1,358

                  1,735

                  1,463

                  1,506

NET INCOME

 $               3,709

 $               4,176

 $               3,954

 $               3,713

 

 

June 30, 2016

(dollars in thousands)

First Quarter

Second Quarter

Third Quarter

Fourth Quarter

 

 

 

 

 

Interest income

 $             13,972

 $             14,235

 $             13,849

 $             14,261

Interest expense

                  2,266

                  2,335

                  2,341

                  2,423

 

 

 

 

 

Net interest income

                11,706

                11,900

                11,508

                11,838

 

 

 

 

 

Provision for loan losses

                     618

                     496

                     563

                     817

Noninterest income

                  2,202

                  2,791

                  2,178

                  2,587

Noninterest expense

                  7,990

                  8,166

                  8,257

                  8,273

Income before income taxes

                  5,300

                  6,029

                  4,866

                  5,335

Income tax expense

                  1,665

                  1,820

                  1,544

                  1,653

NET INCOME

 $               3,635

 $               4,209

 $               3,322

 $               3,682