Note 4: Loans and Allowance for Loan Losses: Schedule of balance in the allowance for loan losses and recorded investment (Tables)

9 Months Ended

Mar. 31, 2018

Tables/Schedules

Schedule of balance in the allowance for loan losses and recorded investment

	At period end and for the nine months ended March 31, 2018
	Residential	Construction	Commercial
(dollars in thousands)	Real Estate	Real Estate	Real Estate	Consumer	Commercial	Total
Allowance for loan losses:
Balance, beginning of period	$3,230	$964	$7,068	$757	$3,519	$15,538
Provision charged to expense	(110)	(15)	1,627	169	389	2,060
Losses charged off	(170)	-	(41)	(118)	(22)	(351)
Recoveries	2	-	1	6	7	16
Balance, end of period	$2,952	$949	$8,655	$814	$3,893	$17,263
Ending Balance: individually     evaluated for impairment	$-	$-	$410	$-	$340	$750
Ending Balance: collectively     evaluated for impairment	$2,952	$949	$8,245	$814	$3,553	$16,513
Ending Balance: loans acquired     with deteriorated credit quality	$-	$-	$-	$-	$-	$-
Loans:
Ending Balance: individually     evaluated for impairment	$-	$-	$699	$-	$580	$1,279
Ending Balance: collectively     evaluated for impairment	$454,614	$59,715	$685,282	$71,941	$252,271	$1,523,823
Ending Balance: loans acquired     with deteriorated credit quality	$3,211	$1,303	$7,625	$-	$2,466	$14,605

	For the three months ended March 31, 2018
	Residential	Construction	Commercial
(dollars in thousands)	Real Estate	Real Estate	Real Estate	Consumer	Commercial	Total
Allowance for loan losses:
Balance, beginning of period	$3,286	$886	$8,303	$828	$3,564	$16,867
Provision charged to expense	(243)	63	356	44	330	550
Losses charged off	(92)	-	(6)	(60)	(1)	(159)
Recoveries	1	-	2	2	-	5
Balance, end of period	$2,952	$949	$8,655	$814	$3,893	$17,263

	At period end and for the nine months ended  March 31, 2017
	Residential	Construction	Commercial
(dollars in thousands)	Real Estate	Real Estate	Real Estate	Consumer	Commercial	Total
Allowance for loan losses:
Balance, beginning of period	$3,247	$1,091	$5,711	$738	$3,004	$13,791
Provision charged to expense	246	(162)	1,405	16	452	1,957
Losses charged off	(201)	(31)	(4)	(50)	(337)	(623)
Recoveries	7	1	18	9	30	65
Balance, end of period	$3,299	$899	$7,130	$713	$3,149	$15,190
Ending Balance: individually     evaluated for impairment	$-	$-	$-	$-	$-	$-
Ending Balance: collectively     evaluated for impairment	$3,299	$899	$7,130	$713	$3,149	$15,190
Ending Balance: loans acquired     with deteriorated credit quality	$-	$-	$-	$-	$-	$-

	For the three months ended March 31, 2017
	Residential	Construction	Commercial
(dollars in thousands)	Real Estate	Real Estate	Real Estate	Consumer	Commercial	Total
Allowance for loan losses:
Balance, beginning of period	$3,472	$891	$6,851	$756	$3,022	$14,992
Provision charged to expense	(70)	8	280	(35)	193	376
Losses charged off	(104)	-	(4)	(11)	(67)	(186)
Recoveries	1	-	3	3	1	8
Balance, end of period	$3,299	$899	$7,130	$713	$3,149	$15,190

	At June 30, 2017
	Residential	Construction	Commercial
(dollars in thousands)	Real Estate	Real Estate	Real Estate	Consumer	Commercial	Total
Allowance for loan losses:
Balance, end of period	$3,230	$964	$7,068	$757	$3,519	$15,538
Ending Balance: individually     evaluated for impairment	$-	$-	$-	$-	$-	$-
Ending Balance: collectively     evaluated for impairment	$3,230	$964	$7,068	$757	$3,519	$15,538
Ending Balance: loans acquired     with deteriorated credit quality	$-	$-	$-	$-	$-	$-
Loans:
Ending Balance: individually     evaluated for impairment	$-	$-	$-	$-	$-	$-
Ending Balance: collectively     evaluated for impairment	$438,981	$54,704	$592,427	$63,651	$243,369	$1,393,132
Ending Balance: loans acquired     with deteriorated credit quality	$3,482	$1,338	$11,495	$-	$3,815	$20,130