Note 8: Income Taxes: Schedule of Reconciliation of Income Tax Expense at the Statutory Rate to Actual Income Tax (Tables)

3 Months Ended

Dec. 31, 2016

Tables/Schedules

Schedule of Reconciliation of Income Tax Expense at the Statutory Rate to Actual Income Tax

	For the three-month period ended		For the six-month periods ended
(dollars in thousands)	December 31, 2016	December 31, 2015	December 31, 2016	December 31, 2015
Tax at statutory rate	$2,069	$2,109	$3,842	$3,965
Increase (reduction) in taxes       resulting from:
Nontaxable municipal income	(129)	(145)	(261)	(279)
State tax, net of Federal benefit	60	163	108	317
Cash surrender value of                   Bank-owned life insurance	(74)	(163)	(147)	(208)
Tax credit benefits	(93)	(63)	(187)	(125)
Other, net	(98)	(81)	(262)	(185)
Actual provision	$1,735	$1,820	$3,093	$3,485