Note 4: Loans and Allowance For Loan Losses: Schedule of balance in the allowance for loan losses and recorded investment (Tables)

3 Months Ended

Dec. 31, 2016

Tables/Schedules

Schedule of balance in the allowance for loan losses and recorded investment

	At period end and for the six months ended December 31, 2016
	Residential	Construction	Commercial
(dollars in thousands)	Real Estate	Real Estate	Real Estate	Consumer	Commercial	Total
Allowance for loan losses:
Balance, beginning of period	$3,247	$1,091	$5,711	$738	$3,004	$13,791
Provision charged to expense	316	(170)	1,124	52	259	1,581
Losses charged off	(97)	(31)	-	(39)	(270)	(437)
Recoveries	6	1	16	5	29	57
Balance, end of period	$3,472	$891	$6,851	$756	$3,022	$14,992
Ending Balance: individually     evaluated for impairment	$-	$-	$-	$-	$-	$-
Ending Balance: collectively     evaluated for impairment	$3,472	$891	$6,851	$756	$3,022	$14,992
Ending Balance: loans acquired     with deteriorated credit quality	$-	$-	$-	$-	$-	$-
Loans:
Ending Balance: individually     evaluated for impairment	$-	$-	$-	$-	$-	$-
Ending Balance: collectively     evaluated for impairment	$401,588	$48,412	$509,705	$49,562	$200,748	$1,210,015
Ending Balance: loans acquired     with deteriorated credit quality	$2,809	$1,370	$9,724	$-	$897	$14,800

	For the three months ended December 31, 2016
	Residential	Construction	Commercial
(dollars in thousands)	Real Estate	Real Estate	Real Estate	Consumer	Commercial	Total
Allowance for loan losses:
Balance, beginning of period	$3,153	$1,121	$6,370	$738	$3,074	$14,456
Provision charged to expense	316	(200)	465	53	22	656
Losses charged off	-	(31)	-	(35)	(101)	(167)
Recoveries	3	1	16	-	27	47
Balance, end of period	$3,472	$891	$6,851	$756	$3,022	$14,992

	At period end and for the six months ended December 31, 2015
	Residential	Construction	Commercial
(dollars in thousands)	Real Estate	Real Estate	Real Estate	Consumer	Commercial	Total
Allowance for loan losses:
Balance, beginning of period	$2,819	$899	$4,956	$758	$2,866	$12,298
Provision charged to expense	475	147	324	60	108	1,114
Losses charged off	(90)	-	(77)	(35)	(100)	(302)
Recoveries	3	-	46	3	10	62
Balance, end of period	$3,207	$1,046	$5,249	$786	$2,884	$13,172
Ending Balance: individually     evaluated for impairment	$-	$-	$-	$-	$144	$144
Ending Balance: collectively     evaluated for impairment	$3,207	$1,046	$5,249	$786	$2,740	$13,028
Ending Balance: loans acquired     with deteriorated credit quality	$-	$-	$-	$-	$-	$-

	For the three months ended December 31, 2015
	Residential	Construction	Commercial
(dollars in thousands)	Real Estate	Real Estate	Real Estate	Consumer	Commercial	Total
Allowance for loan losses:
Balance, beginning of period	$3,295	$865	$5,049	$750	$2,853	$12,812
Provision charged to expense	(64)	181	210	59	110	496
Losses charged off	(26)	-	(56)	(25)	(88)	(195)
Recoveries	2	-	46	2	9	59
Balance, end of period	$3,207	$1,046	$5,249	$786	$2,884	$13,172

	At June 30, 2016
	Residential	Construction	Commercial
(dollars in thousands)	Real Estate	Real Estate	Real Estate	Consumer	Commercial	Total
Allowance for loan losses:
Balance, end of period	$3,247	$1,091	$5,711	$738	$3,004	$13,791
Ending Balance: individually     evaluated for impairment	$-	$-	$-	$-	$-	$-
Ending Balance: collectively     evaluated for impairment	$3,247	$1,091	$5,711	$738	$3,004	$13,791
Ending Balance: loans acquired     with deteriorated credit quality	$-	$-	$-	$-	$-	$-
Loans:
Ending Balance: individually     evaluated for impairment	$-	$-	$-	$-	$-	$-
Ending Balance: collectively     evaluated for impairment	$389,978	$54,187	$442,173	$46,541	$201,013	$1,133,892
Ending Balance: loans acquired     with deteriorated credit quality	$2,996	$1,403	$9,879	$-	$1,032	$15,310