Note 8: Income Taxes: Schedule of Reconciliation of Income Tax Expense at the Statutory Rate to Actual Income Tax (Tables)

3 Months Ended

Sep. 30, 2016

Tables/Schedules

Schedule of Reconciliation of Income Tax Expense at the Statutory Rate to Actual Income Tax

	For the three-month period ended
(dollars in thousands)	September 30, 2016	September 30, 2015
Tax at statutory rate	$1,773	$1,855
Increase (reduction) in taxes       resulting from:
Nontaxable municipal income	(132)	(143)
State tax, net of Federal benefit	47	150
Cash surrender value of                   Bank-owned life insurance	(74)	(51)
Tax credit benefits	(93)	(63)
Tax benefits realized on acquisition	-	-
Acquisition costs	-	-
Other, net	(163)	(83)
Actual provision	$1,358	$1,665