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SOUTHERN MISSOURI BANCORP, INC. -- CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Sep. 30, 2016
Sep. 30, 2015
Cash Flows From Operating Activities:    
Net income $ 3,709 $ 3,635
Items not requiring (providing) cash:    
Depreciation 754 536
Loss on disposal of fixed assets 3  
Stock option and stock grant expense 20 36
Amortization of intangible assets 228 310
Amortization of purchase accounting adjustments (306) (487)
Increase in cash surrender value of bank owned life insurance (211) (145)
Gain on sale of foreclosed assets (20) (5)
Provision for loan losses 925 618
Net amortization of premiums and discounts on securities 256 200
Originations of loans held for sale (9,171) (5,713)
Proceeds from sales of loans held for sale 7,919 5,413
Gain on sales of loans held for sale (272) (133)
Changes in:    
Accrued interest receivable (1,096) (495)
Prepaid expenses and other assets 489 225
Accounts payable and other liabilities (2,396) (280)
Deferred income taxes 228 (538)
Accrued interest payable 29 (81)
Net cash provided by operating activities 1,088 3,096
Cash flows from investing activities:    
Net increase in loans (67,813) (16,019)
Net change in interest-bearing deposits 225 225
Proceeds from maturities of available for sale securities 8,507 4,541
Net purchases of Federal Home Loan Bank stock (762) (696)
Net purchases of Federal Reserve Bank of Saint Louis stock (7)  
Purchases of available-for-sale securities (4,048) (2,247)
Purchases of premises and equipment (430) (3,598)
Investments in state & federal tax credits (1,661) (162)
Proceeds from sale of foreclosed assets 459 266
Net cash used in investing activities (65,530) (17,690)
Cash flows from financing activities:    
Net increase in demand deposits and savings accounts 8,819 8,697
Net increase (decrease) in certificates of deposits 37,878 (6,162)
Net decrease in securities sold under agreements to repurchase (1,635) (2,903)
Proceeds from Federal Home Loan Bank advances 144,150 88,500
Repayments of Federal Home Loan Bank advances (125,100) (71,100)
Exercise of stock options   36
Dividends paid on preferred stock   (50)
Dividends paid on common stock (744) (668)
Net cash provided by financing activities 63,368 16,350
(Decrease) increase in cash and cash equivalents (1,074) 1,756
Cash and cash equivalents at beginning of period 22,554 16,775
Cash and cash equivalents at end of period 21,480 18,531
Noncash investing and financing activities:    
Conversion of loans to foreclosed real estate 295 135
Conversion of foreclosed real estate to loans 54  
Conversion of loans to repossessed assets 5 123
Cash paid during the period for:    
Interest (net of interest credited) 838 730
Income taxes $ 1,882 $ 1,615