Note 8: Income Taxes: Schedule of Reconciliation of Income Tax Expense at the Statutory Rate to Actual Income Tax (Tables)

3 Months Ended

Sep. 30, 2015

Tables/Schedules

Schedule of Reconciliation of Income Tax Expense at the Statutory Rate to Actual Income Tax

	For the three-month period ended
(dollars in thousands)	September 30, 2015	September 30, 2014
Tax at statutory rate	$1,855	$1,591
Increase (reduction) in taxes resulting from:
Nontaxable municipal income	(143)	(131)
State tax, net of Federal benefit	150	120
Cash surrender value of                   Bank-owned life insurance	(51)	(49)
Tax credit benefits	(63)	(98)
Other, net	(83)	(53)
Actual provision	$1,665	$1,381