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SOUTHERN MISSOURI BANCORP, INC. -- CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Cash Flows From Operating Activities:    
Net income $ 3,635 $ 3,299
Items not requiring (providing) cash:    
Depreciation 536 479
Gain on disposal of fixed assets   (4)
Stock option and stock grant expense 36 3
Amortization of intangible assets 310 292
Amortization of purchase accounting adjustments (487) (37)
Increase in cash surrender value of bank owned life insurance (145) (143)
(Gain) loss on sale of foreclosed assets (5) 8
Provision for loan losses 618 827
Net amortization of premiums and discounts on securities 200 206
Originations of loans held for sale (5,713) (1,922)
Proceeds from sales of loans held for sale 5,413 2,207
Gain on sales of loans held for sale (133) (178)
Changes in:    
Accrued interest receivable (495) (654)
Prepaid expenses and other assets 225 526
Accounts payable and other liabilities (280) (751)
Deferred income taxes (538) (1)
Accrued interest payable (81) 28
Net cash provided by operating activities 3,096 4,185
Cash flows from investing activities:    
Net increase in loans (16,019) (29,098)
Net change in interest-bearing deposits 225 4,477
Proceeds from maturities of available for sale securities 4,541 4,700
Net purchases of Federal Home Loan Bank stock (696) (263)
Purchases of available-for-sale securities (2,247)  
Purchases of premises and equipment (3,598) (642)
Net cash received in acquisitions   3,221
Investments in state & federal tax credits (162)  
Proceeds from sale of fixed assets   4
Proceeds from sale of foreclosed assets 266 269
Net cash used in investing activities (17,690) (17,332)
Cash flows from financing activities:    
Net increase in demand deposits and savings accounts 8,697 2,226
Net (decrease) increase in certificates of deposits (6,162) 11,748
Net decrease in securities sold under agreements to repurchase (2,903) (1,448)
Proceeds from Federal Home Loan Bank advances 88,500 91,860
Repayments of Federal Home Loan Bank advances (71,100) (84,560)
Exercise of stock options 36 77
Dividends paid on preferred stock (50) (50)
Dividends paid on common stock (668) (627)
Net cash provided by financing activities 16,350 19,226
Increase in cash and cash equivalents 1,756 6,079
Cash and cash equivalents at beginning of period 16,775 14,932
Cash and cash equivalents at end of period 18,531 21,011
Noncash investing and financing activities:    
Conversion of loans to foreclosed real estate 135 116
Conversion of loans to repossessed assets 123 10
Cash paid during the period for:    
Interest (net of interest credited) 730 607
Income taxes $ 1,615 $ 917