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Note 4: Loans and Allowance For Loan Losses: Schedule of balance in the allowance for loan losses and recorded investment (Tables)
 3 Months Ended
Sep. 30, 2015
Tables/Schedules  
Schedule of balance in the allowance for loan losses and recorded investment

 

At period end and for the three months ended September 30, 2015

Residential

Construction

Commercial

(dollars in thousands)

Real Estate

Real Estate

Real Estate

Consumer

Commercial

Total

Allowance for loan losses:

      Balance, beginning of period

$2,819

$899

$4,956

$758

$2,866

$12,298

      Provision charged to expense

539

(34)

114

1

(2)

618

      Losses charged off

(64)

-

(21)

(10)

(12)

(107)

      Recoveries

1

-

-

1

1

3

      Balance, end of period

$3,295

$865

$5,049

$750

$2,853

$12,812

      Ending Balance: individually             evaluated for impairment

$-

$-

$-

$-

$144

$144

      Ending Balance: collectively             evaluated for impairment

$3,295

$865

$5,049

$750

$2,709

$12,668

      Ending Balance: loans acquired             with deteriorated credit quality

$-

$-

$-

$-

$-

$-

Loans:

      Ending Balance: individually             evaluated for impairment

$-

$-

$-

$-

$651

$651

      Ending Balance: collectively             evaluated for impairment

$380,541

$41,501

$398,354

$46,581

$197,532

$1,064,509

      Ending Balance: loans acquired             with deteriorated credit quality

$3,140

$1,832

$10,617

$-

$1,070

$16,659

 

For the three months ended September 30, 2014

Residential

Construction

Commercial

(dollars in thousands)

Real Estate

Real Estate

Real Estate

Consumer

Commercial

Total

Allowance for loan losses:

      Balance, beginning of period

$2,462

$355

$4,143

$519

$1,780

$9,259

      Provision charged to expense

217

162

14

45

389

827

      Losses charged off

(11)

-

-

(20)

-

(31)

      Recoveries

8

-

18

26

3

55

      Balance, end of period

$2,676

$517

$4,175

$570

$2,172

$10,110

      Ending Balance: individually             evaluated for impairment

$-

$-

$-

$-

$-

$-

      Ending Balance: collectively             evaluated for impairment

$2,676

$517

$4,175

$570

$2,172

$10,110

      Ending Balance: loans acquired             with deteriorated credit quality

$-

$-

$-

$-

$-

$-

 

June 30, 2015

Residential

Construction

Commercial

(dollars in thousands)

Real Estate

Real Estate

Real Estate

Consumer

Commercial

Total

Allowance for loan losses:

      Balance, end of period

$2,819

$899

$4,956

$758

$2,866

$12,298

      Ending Balance: individually             evaluated for impairment

$-

$-

$-

$-

$160

$160

      Ending Balance: collectively             evaluated for impairment

$2,819

$899

$4,956

$758

$2,706

$12,138

      Ending Balance: loans acquired             with deteriorated credit quality

$-

$-

$-

$-

$-

$-

Loans:

      Ending Balance: individually             evaluated for impairment

$-

$-

$-

$-

$675

$675

      Ending Balance: collectively             evaluated for impairment

$374,186

$42,655

$394,028

$46,560

$190,128

$1,047,557

      Ending Balance: loans acquired             with deteriorated credit quality

$3,279

$1,861

$10,692

$210

$1,083

$17,125