Note 4: Loans and Allowance For Loan Losses: Financing Receivable Credit Quality Indicators (Tables)

9 Months Ended

Mar. 31, 2015

Tables/Schedules

Financing Receivable Credit Quality Indicators

The following tables present the credit risk profile of the Company’s loan portfolio (excluding loans in process and deferred loan fees) based on rating category and payment activity as of March 31, 2015 and June 30, 2014. These tables include purchased credit impaired loans, which are reported according to risk categorization after acquisition based on the Company’s standards for such classification:

	March 31, 2015
(dollars in thousands)	Residential	Construction	Commercial
	Real Estate	Real Estate	Real Estate	Consumer	Commercial
Pass	$374,607	$45,958	$392,438	$45,564	$179,042
Watch	3,232	-	6,894	76	126
Special Mention	-	-	-	-	-
Substandard	3,484	131	6,872	244	2,508
Doubtful	-	-	-	-	-
Total	$381,323	$46,089	$406,204	$45,884	$181,676

	June 30, 2014
(dollars in thousands)	Residential	Construction	Commercial
	Real Estate	Real Estate	Real Estate	Consumer	Commercial
Pass	$300,926	$21,477	$303,853	$35,046	$140,138
Watch	301	-	1,014	40	362
Special Mention	-	-	-	-	-
Substandard	2,674	-	3,653	137	572
Doubtful	-	-	-	-	-
Total	$303,901	$21,477	$308,520	$35,223	$141,072