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SOUTHERN MISSOURI BANCORP, INC -- CONDENSED CONSOLIDATED STATEMENTS OF INCOME (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Mar. 31, 2015
Mar. 31, 2014
Mar. 31, 2015
Mar. 31, 2014
INTEREST INCOME:        
Loans $ 12,975us-gaap_InterestAndFeeIncomeLoansAndLeases $ 9,497us-gaap_InterestAndFeeIncomeLoansAndLeases $ 38,560us-gaap_InterestAndFeeIncomeLoansAndLeases $ 27,674us-gaap_InterestAndFeeIncomeLoansAndLeases
Investment securities 483us-gaap_InterestIncomeSecuritiesTaxable 519us-gaap_InterestIncomeSecuritiesTaxable 1,528us-gaap_InterestIncomeSecuritiesTaxable 1,438us-gaap_InterestIncomeSecuritiesTaxable
Mortgage-backed securities 435us-gaap_InterestIncomeSecuritiesMortgageBacked 286us-gaap_InterestIncomeSecuritiesMortgageBacked 1,298us-gaap_InterestIncomeSecuritiesMortgageBacked 587us-gaap_InterestIncomeSecuritiesMortgageBacked
Other interest-earning assets 16us-gaap_OtherInterestAndDividendIncome 14us-gaap_OtherInterestAndDividendIncome 98us-gaap_OtherInterestAndDividendIncome 20us-gaap_OtherInterestAndDividendIncome
Total interest income 13,909us-gaap_InterestAndDividendIncomeOperating 10,316us-gaap_InterestAndDividendIncomeOperating 41,484us-gaap_InterestAndDividendIncomeOperating 29,719us-gaap_InterestAndDividendIncomeOperating
INTEREST EXPENSE:        
Deposits 1,756us-gaap_InterestExpenseDeposits 1,493us-gaap_InterestExpenseDeposits 5,060us-gaap_InterestExpenseDeposits 4,447us-gaap_InterestExpenseDeposits
Securities sold under agreements to repurchase 30us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase 34us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase 84us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase 97us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase
Advances from FHLB of Des Moines 301us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm 272us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm 973us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm 814us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm
Subordinated debt 125fil_InterestExpenseOnSubordinatedDebt 83fil_InterestExpenseOnSubordinatedDebt 379fil_InterestExpenseOnSubordinatedDebt 223fil_InterestExpenseOnSubordinatedDebt
Total interest expense 2,212us-gaap_InterestExpense 1,882us-gaap_InterestExpense 6,496us-gaap_InterestExpense 5,581us-gaap_InterestExpense
NET INTEREST INCOME 11,697us-gaap_InterestIncomeExpenseNet 8,434us-gaap_InterestIncomeExpenseNet 34,988us-gaap_InterestIncomeExpenseNet 24,138us-gaap_InterestIncomeExpenseNet
PROVISION FOR LOAN LOSSES 837us-gaap_ProvisionForLoanAndLeaseLosses 253us-gaap_ProvisionForLoanAndLeaseLosses 2,526us-gaap_ProvisionForLoanAndLeaseLosses 1,048us-gaap_ProvisionForLoanAndLeaseLosses
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 10,860fil_NetInterestIncomeLossAfterProvisionForLoanLosses1 8,181fil_NetInterestIncomeLossAfterProvisionForLoanLosses1 32,462fil_NetInterestIncomeLossAfterProvisionForLoanLosses1 23,090fil_NetInterestIncomeLossAfterProvisionForLoanLosses1
NONINTEREST INCOME:        
Deposit account charges and related fees 827us-gaap_FeesAndCommissionsDepositorAccounts 628us-gaap_FeesAndCommissionsDepositorAccounts 2,572us-gaap_FeesAndCommissionsDepositorAccounts 1,863us-gaap_FeesAndCommissionsDepositorAccounts
Bank card interchange income 568fil_BankCardInterchangeIncome 355fil_BankCardInterchangeIncome 1,660fil_BankCardInterchangeIncome 1,014fil_BankCardInterchangeIncome
Loan late charges 127us-gaap_FeesAndCommissionsOther 57us-gaap_FeesAndCommissionsOther 307us-gaap_FeesAndCommissionsOther 174us-gaap_FeesAndCommissionsOther
Other loan fees 191us-gaap_BankingFeesAndCommissions 129us-gaap_BankingFeesAndCommissions 437us-gaap_BankingFeesAndCommissions 357us-gaap_BankingFeesAndCommissions
Net realized gains on sale of loans 92us-gaap_GainLossOnSalesOfLoansNet 112us-gaap_GainLossOnSalesOfLoansNet 473us-gaap_GainLossOnSalesOfLoansNet 356us-gaap_GainLossOnSalesOfLoansNet
Net realized gains (losses) on sale of AFS securities 3us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet (2)us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet 6us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet 108us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet
Earnings on bank owned life insurance 140us-gaap_BankOwnedLifeInsuranceIncome 126us-gaap_BankOwnedLifeInsuranceIncome 426us-gaap_BankOwnedLifeInsuranceIncome 384us-gaap_BankOwnedLifeInsuranceIncome
Other noninterest income 146us-gaap_NoninterestIncomeOther 57us-gaap_NoninterestIncomeOther 380us-gaap_NoninterestIncomeOther 153us-gaap_NoninterestIncomeOther
Total noninterest income 2,094us-gaap_NoninterestIncome 1,462us-gaap_NoninterestIncome 6,261us-gaap_NoninterestIncome 4,409us-gaap_NoninterestIncome
NONINTEREST EXPENSE:        
Compensation and benefits 4,541us-gaap_EmployeeBenefitsAndShareBasedCompensation 3,215us-gaap_EmployeeBenefitsAndShareBasedCompensation 13,313us-gaap_EmployeeBenefitsAndShareBasedCompensation 8,878us-gaap_EmployeeBenefitsAndShareBasedCompensation
Occupancy and equipment, net 1,424us-gaap_OccupancyNet 1,045us-gaap_OccupancyNet 4,414us-gaap_OccupancyNet 2,807us-gaap_OccupancyNet
Deposit insurance premiums 158us-gaap_FederalDepositInsuranceCorporationPremiumExpense 148us-gaap_FederalDepositInsuranceCorporationPremiumExpense 495us-gaap_FederalDepositInsuranceCorporationPremiumExpense 356us-gaap_FederalDepositInsuranceCorporationPremiumExpense
Legal and professional fees 221us-gaap_ProfessionalFees 321us-gaap_ProfessionalFees 748us-gaap_ProfessionalFees 1,232us-gaap_ProfessionalFees
Advertising 232us-gaap_AdvertisingExpense 117us-gaap_AdvertisingExpense 639us-gaap_AdvertisingExpense 354us-gaap_AdvertisingExpense
Postage and office supplies 133us-gaap_SuppliesAndPostageExpense 169us-gaap_SuppliesAndPostageExpense 434us-gaap_SuppliesAndPostageExpense 440us-gaap_SuppliesAndPostageExpense
Intangible amortization 323us-gaap_AmortizationOfIntangibleAssets 186us-gaap_AmortizationOfIntangibleAssets 930us-gaap_AmortizationOfIntangibleAssets 467us-gaap_AmortizationOfIntangibleAssets
Bank card network expense 85fil_BankCardNetworkExpense 586fil_BankCardNetworkExpense 595fil_BankCardNetworkExpense 909fil_BankCardNetworkExpense
Other operating expense 974us-gaap_OtherNoninterestExpense 832us-gaap_OtherNoninterestExpense 2,714us-gaap_OtherNoninterestExpense 1,969us-gaap_OtherNoninterestExpense
Total noninterest expense 8,091us-gaap_NoninterestExpense 6,619us-gaap_NoninterestExpense 24,282us-gaap_NoninterestExpense 17,412us-gaap_NoninterestExpense
INCOME BEFORE INCOME TAXES 4,863us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic 3,024us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic 14,441us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic 10,087us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic
INCOME TAXES 1,497us-gaap_IncomeTaxesPaidNet 781us-gaap_IncomeTaxesPaidNet 4,338us-gaap_IncomeTaxesPaidNet 2,762us-gaap_IncomeTaxesPaidNet
NET INCOME 3,366us-gaap_NetIncomeLoss 2,243us-gaap_NetIncomeLoss 10,103us-gaap_NetIncomeLoss 7,325us-gaap_NetIncomeLoss
Less: dividend on preferred shares 50fil_DividendOnPreferredShares 50fil_DividendOnPreferredShares 150fil_DividendOnPreferredShares 150fil_DividendOnPreferredShares
Net income available to common shareholders $ 3,316us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic $ 2,193us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic $ 9,953us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic $ 7,175us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic
Basic earnings per common share $ 0.45us-gaap_EarningsPerShareBasic $ 0.33us-gaap_EarningsPerShareBasic $ 1.36us-gaap_EarningsPerShareBasic $ 1.09us-gaap_EarningsPerShareBasic
Diluted earnings per common share $ 0.44us-gaap_EarningsPerShareDiluted $ 0.32us-gaap_EarningsPerShareDiluted $ 1.33us-gaap_EarningsPerShareDiluted $ 1.06us-gaap_EarningsPerShareDiluted
Dividends per common share $ 0.085us-gaap_CommonStockDividendsPerShareCashPaid $ 0.080us-gaap_CommonStockDividendsPerShareCashPaid $ 0.255us-gaap_CommonStockDividendsPerShareCashPaid $ 0.240us-gaap_CommonStockDividendsPerShareCashPaid